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Sacramento : Real Estate Advice

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  • Local Info161
  • Home Buying664
  • Home Selling79
  • Market Conditions82

Activity 1,136
Wed Apr 17, 2013
Curly Sue answered:
Didn't I just answer this question a minute ago?

Pay the difference or have the Seller come down to the appraisal price. A lender is not going to loan you more than the home is worth. ... more
0 votes 10 answers Share Flag
Mon Apr 15, 2013
Tim Moore answered:
The reason things are put into writing is to avoid he said, she said confusion. You have confusion because nothing is in writing spelling it all out. If you had a lease the new owner would have to honor it until it expired. I think you will have to go. ... more
0 votes 5 answers Share Flag
Fri Jul 19, 2013
Morgan Larson answered:
You'll need to check your original lease agreement. Your terms generally stay the same with the onset of a new owner, meaning that in this case the new owner would not need to give you an additional notice to move.

Your lease agreement may say something different. So please review agreement and speak to legal counsel with specific questions.
... more
0 votes 7 answers Share Flag
Fri Jul 19, 2013
Keisha Mathews answered:
Hello,

With a short sale, your lender is looking for your inability to pay due to a financial hardship. You would need to be able to prove that you can no longer afford the mortgage. I don't believe that your additional properties would be taken into consideration. I could be wrong. However, I speak from my own personal short sale experiences. I have helped clients short sale investment properties because they were able to prove financial hardship - something in their financials had changed from the time the borrowers first qualified for the loan to current.

Ultimately the decision is your lender's (the investor's). My advice, if you can prove hardship, is to give it a try. You have a 50/50 chance.

Hope that helps.

Keisha Mathews, REALTOR®
CDPE®, HRC®, HAFA® Certified
"SAR Masters Club Member 2012"
Mathews & Co. Realty Group
@ Century 21 Landmark Network
keisha.mathews@century21.com
www.SheSoldItForMe.com
(916) 370-1803 cell
lic#: 01439130
... more
0 votes 10 answers Share Flag
Wed Apr 10, 2013
Kylee Roe answered:
Are you wanting to rent or buy, as values on this size home will differ, neighborhood to neighborhood. There are many neighborhoods that you will like, I am sure, depending on your preferences. With small children, if schools are important, than San Juan, Roseville, Rocklin, Folsom and Elk Grove districts may be the best for you. Natomas, Roseville, Elk Grove are great for parks and children's recreation. Suburban living is Natomas, Roseville, Elk Grove, Folsom, Citrus Heights and more. For proximity to work, it depends where you are working. Your rental budget seems adequate for all these areas. GOOD LUCK! ... more
0 votes 8 answers Share Flag
Sun Nov 1, 2015
Kylee Roe answered:
Your ability to obtain a loan will require good credit-score of 640 or so, and low enough debt to income ratio (showing your willingness and ability to repay the lender). Good rental payment history is a feather in your cap, but not the main criteria a lender considers in making a loan.

If you are buying in Texas (GO COWBOYS!), speak to a lender there. If your poor credit is the result of late pays and charge offs, that's worse than if your score is low because you've never established much credit, than that's different. If you speak with a lender, a good one will work with you to fix the poor credit so you can get a loan. It's a process requiring some time, but better to get started than to wait.

Good luck.
... more
0 votes 11 answers Share Flag
Fri Apr 5, 2013
Sue Archer Reynolds answered:
It's a matter of supply vs. demand: a simple economic concept.

However, what is NOT simple is when/how much the price will adjust when mortgage rates rise. I believe this to be a window of opportunity for sellers. I believe the prices will drop again when inflation can no longer be controlled by the FED keeping rates low. That will be when the foreign entities withdraw their investments from our markets becuase of lost confidence in the dollar.

The current prices are amazing us every day, coming in over comparable sales records. There's no easy way to map it. But the key for a buyer is to focus on monthly affordablity in any market.
... more
0 votes 2 answers Share Flag
Thu Apr 4, 2013
Kylee Roe answered:
lol, Elizabeth is joking around. I think!
Our biggest employer here is the State of California. We are the state capital!
Plenty of hospital's around employ plenty of people, plus regular retail establishments, school districts, lawyers, etc. Government is by far the biggest. And we are not a horrible commute to San Francisco, and many will make that commute as well. ... more
0 votes 7 answers Share Flag
Tue Apr 9, 2013
Maurice Thomas answered:
I agree with Elizabeth... This is a sellers market. Low inventory = lower supply = higher prices.
High demand = higher prices. With low inventory and high demand it is a sellers market. Please let me know if you have any questions. ... more
0 votes 13 answers Share Flag
Sat Mar 30, 2013
Patrick O'Hare answered:
Unfortunately the Trulia system is not referencing what area you are
asking about.
0 votes 3 answers Share Flag
Tue Feb 3, 2015
Jamie Collins answered:
Here is a recomendation from one of my clients.

Please let him know that Jamie Collins Referred you.

Jason Pickens | Property Manager
jpickens@HomePointe.com

HomePointe Property Management
8856 Greenback Lane #B
Orangevale, CA 95662

T: 916.988.5300 x400 | F:916.988.2770
www.HomePointe.com
stay connected with us:
Website Blog Facebook
DRE #01499374
... more
0 votes 9 answers Share Flag
Thu Mar 28, 2013
Patrick O'Hare answered:
Yes, there are rentals within the Swallow Next complex.
0 votes 1 answer Share Flag
Wed Mar 27, 2013
Walter 'Skip' Kersten answered:
Hi Erincora,
You put the zip code as 95842 which is in California. I am not sure about Florida laws. You might want to resubmit your question with the correct zip.
Good luck,
0 votes 2 answers Share Flag
Thu Jul 25, 2013
Michelle Thompson answered:
My sales rep from AHS is more then welcome to talk to you :) I have received great customer service from them.
0 votes 3 answers Share Flag
Wed Dec 4, 2013
Keisha Mathews answered:
Hi Jenny,

May I ask why you are relying on a real estate agent to bring you a renter? Not that they can't. Just that that is not our area of expertise. We help people buy and sell homes. Renters usually come through property management companies or from rental postings such as www.craisglist.com

Another great way to find a good renter is to post a for rent sign right out front of the property. People who are visiting with family and friends, and like the neighborhood, might see your sign and decide they want to rent.

To answer your question, if I, as an agent, had a renter for your home, I would not require compensation. I would, however, ask to be your REALTOR, in the event you deire to sell the home in the future. :)

If you'd like to email me the property address and bed/bath, sq ft, rent rate, I will locate a good tenant for you. I do know someone looking in Natomas for a rental.

keisha.mathews@century21.com
... more
0 votes 5 answers Share Flag
Mon Mar 18, 2013
Teri Andrews-Murch answered:
These are questions you should be asking your agent who knows the unique details of your contract.
Reading the contract and contingency removal carefully will usually answer your questions including how deposit is handled.

Generally the Buyers deposit is held by the escrow holder until closing at which time it is distributed or cancellation of the escrow-where it's fate is decided by mutual agreement between the parties (sometimes requiring an attorney), usually it does not "become" the sellers automatically.
... more
0 votes 11 answers Share Flag
Sat Mar 16, 2013
Estella Drake answered:
You might want to speak to a close family member to co-sign with you. Also, check with the City of Rancho to see if they have any low income program. Good luck and be careful . Make sure you are working with the owner or propety managet. ... more
0 votes 2 answers Share Flag
Wed Mar 20, 2013
Kylee Roe answered:
Why don't you buy it? Then you'd not have to worry.

I am not an attorney, so can't give legal advice--seems to me if I had walk thru paperwork/documentation showing the home was in disarray when I moved in that the owner (bank or otherwise) could not hold me responsible for the condition of home when I move out--if condition is not worse. ... more
0 votes 8 answers Share Flag
Thu Mar 14, 2013
Tim Moore answered:
The county or town usually determines the tax assessment, they don't charge you - they tax you for it based on the assessment.
0 votes 6 answers Share Flag
Sat Jan 11, 2014
Vaughn Boyce answered:
Hello Brispoli, There are many types of loan products out there. But I personally have not heard of a no money down FHA product. There a few very good down payment assistance programs that can help with closing costs. (Links Below) I hope this helps. Please feel free to contact me with any further questions.

Vaughn W. Boyce
Elite Realty Services
Lic. #01477111
Cell: 916-834-5071
Email: greatservice@prodigy.net


Link to Wells Fargo LIFT Program:
https://www.wfhmconsumerevents.com/aspx/Events/Brochure.aspx?t=1&EventID=6526

Link to CA Down Payment Program:
http://www.calhfa.ca.gov/homebuyer/programs/chdap.htm
... more
0 votes 12 answers Share Flag
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