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Atlanta : Real Estate Advice

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  • Local Info353
  • Home Buying1K
  • Home Selling138
  • Market Conditions99

Activity 2,105
Wed Apr 17, 2013
Thomas Hagan answered:
Give me a call in the am ill find out about it I know the area well thanks
Tom Hagan 954-553-0847
0 votes 3 answers Share Flag
Thu May 2, 2013
Rodney Mason answered:
Real Estate Agents are not allowed to comment on a variety of topics. The Fair Housing Act restricts the information that can be provided by a Real Estate Agent.

Off Limit Topics Include:
• Crime Statistic (including questions about whether a neighborhood is good or bad or safe)
• Demographics
• Environmental Concerns
• Household Income
• Religion
• Schools (including questions about how good or bad the school is)

Determining to the answers to questions on any of the topics listed above is something that you would need to do on your own. It is up to the individual to make their own determination about a specific area. If a Real Estate Agent were to comment on such a thing, it could be steering which is a prohibited act.

Some websites to try include:

http://www.trulia.com/crime/

www.crimereports.com

www.familywatchdog.us/

www.neighborhoodscout.com

www.greatschools.org/

www.schoolmatters.com

Reasons Why A Real Estate Agent Cannot Comment
http://realestate.msn.com/article.aspx?cp-documentid=20748062
http://www.fairhousing.com/index.cfm?method=page.display&pageid=3657
http://realestate.aol.com/blog/2010/12/06/what-a-real-estate-agent-cant-tell-you

These links should be able to provide some of the answers you are seeking.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
... more
0 votes 2 answers Share Flag
Sun Apr 21, 2013
Joshua Jarvis answered:
Absolutely! In a short sale, the terms (due diligence period, contingencies, etc) are more important than price much of the time. Also, stronger financing options can often make the deal more appealing to a seller. Each scenario is different though. ... more
0 votes 14 answers Share Flag
Wed Jun 5, 2013
Linda Lorenzo answered:
You will need to do some research on your own on that one, as Realtors we can't answer that question. Check with the local police or sheriff department for crime statistics. You can also go to www.crimereports.com to check a single address. Also www.neighborhoodscout.com/…eighborhoods/crime-rates can be helpful. Good luck. ... more
0 votes 4 answers Share Flag
Sat Apr 20, 2013
Tyler Willis answered:
Hi Justine,

We realtors are unable to speak on those things legally. I will say this; I am in a interracial relationship with my wife, we are originally from Philadelphia, since we have moved here to Atlanta we have never personally encountered any problems. If you need help or any advice feel free to contact me anytime.

Tyler Willis, REALTOR®
Keller Williams Realty Intown Atlanta
621 North Ave NE, Suite C-50
Atlanta, GA 30308
Office: (404)541-3500
Direct: (678)656-5524
tylerwillisintown.kwrealty.com
... more
0 votes 16 answers Share Flag
Sat Apr 27, 2013
Rodney Mason answered:
Real Estate Agents are not allowed to comment on a variety of topics. The Fair Housing Act restricts the information that can be provided by a Real Estate Agent.

Off Limit Topics Include:
• Crime Statistic (including questions about whether a neighborhood is good or bad or safe)
• Demographics
• Environmental Concerns
• Household Income
• Religion
• Schools (including questions about how good or bad the school is)

Determining to the answers to questions on any of the topics listed above is something that you would need to do on your own. It is up to the individual to make their own determination about a specific area. If a Real Estate Agent were to comment on such a thing, it could be steering which is a prohibited act.

Some websites to try include:

http://www.trulia.com/crime/

www.crimereports.com

www.familywatchdog.us/

www.neighborhoodscout.com

www.greatschools.org/

www.schoolmatters.com

Reasons Why A Real Estate Agent Cannot Comment
http://realestate.msn.com/article.aspx?cp-documentid=20748062
http://www.fairhousing.com/index.cfm?method=page.display&pageid=3657
http://realestate.aol.com/blog/2010/12/06/what-a-real-estate-agent-cant-tell-you

These links should be able to provide some of the answers you are seeking.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia with over a decade of mortgage lending experience.

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing.
... more
0 votes 17 answers Share Flag
Sun Apr 14, 2013
Nicole Eaton answered:
$327,383



"Bringing Buyers and Sellers Together"


T. Nicole Eaton, ABR, SFR

Associate Broker/REALTOR
Keller Williams Realty-Peachtree Road
#1 Real Estate Company in Atlanta!
678.948.7020 Direct
866.833.3203 e-Fax
Specializing in Luxury Real Estate Sales
Certified Short Sale & Foreclosure Specialist
Licensed in Georgia & Michigan
"I love referrals...and I'm never too busy to service your friends and family"
... more
0 votes 0 Answers Share Flag
Sat Sep 7, 2013
Bruce Ailion answered:
Not really, proof funds would be needed instead of loan approval. Most of the paperwork is on the seller side.


Bruce Ailion,
RE/MAX Greater Atlanta
An Atlanta Real Estate Expert Serving Clients Since 1979
CRS, CRB, ABR, MSRE, CDPE, CAIS, e-PRO, ESQ
2050 Roswell Road
Marietta GA 30062
404-978-2281 Direct
bruce@locationlocationlocation.com
www.LocationLocationLocation.com
The LinkedIn REALTOR
http://www.linkedin.com/in/bruceailion
... more
0 votes 13 answers Share Flag
Sat Oct 12, 2013
Bruce Ailion answered:
No, you would have to use a construction loan, construction permanent, or hard money loan.

Bruce Ailion,
RE/MAX Greater Atlanta
An Atlanta Real Estate Expert Serving Clients Since 1979
CRS, CRB, ABR, MSRE, CDPE, CAIS, e-PRO, ESQ
2050 Roswell Road
Marietta GA 30062
404-978-2281 Direct
bruce@locationlocationlocation.com
www.LocationLocationLocation.com
The LinkedIn REALTOR
http://www.linkedin.com/in/bruceailion
... more
0 votes 11 answers Share Flag
Sun Apr 14, 2013
Bruce Ailion answered:
Without commenting on the classification of income a potential solution would be an intermediate adjustable rate loan, 5,7 10 years to lower your payment and debt ratios. Most people do not understand that when you take out a 30 year loan you are buying a rate commitment for 30 years and if it is unlikely for you to consume that rate for 30 years you are paying for something you will not use. Say you were buying frozen chickens. Would you buy a 30 year supply if they would become stale or unsafe after 10 years just to know the price was fixed. Consider other stable index intermediate term adjustable loans as an option and discuss these with your lender.


Bruce Ailion,
RE/MAX Greater Atlanta
An Atlanta Real Estate Expert Serving Clients Since 1979
CRS, CRB, ABR, MSRE, CDPE, e-PRO, ESQ
Certified Residential Specialist
Certified Real Estate Broker
Accredited Buyers Agent
MS Real Estate and Urban Affairs
Certified Distressed Property Expert
Certified Investment Agent Specialist
203K Certified Specialist
Attorney
2050 Roswell Road
Marietta GA 30062
404-978-2281 Direct
404-386-3682 Assistant Robin
678-760-6266 Buyer’s Agent Adam
770-973-9700 Office
bruce@locationlocationlocation.com
www.LocationLocationLocation.com
http://www.linkedin.com/in/bruceailion
... more
0 votes 4 answers Share Flag
Sat Feb 28, 2015
Linda Lorenzo answered:
Depends on your area. There are some programs like a VA loan or a USDA loan that do not require down payments. You need to check with a local lender as they can guide you in what you need to do. Good luck. ... more
0 votes 12 answers Share Flag
Mon Apr 15, 2013
Charles Bagley answered:
The simple answer is maybe. The only way to know is to contact a competent loan officer.
0 votes 7 answers Share Flag
Fri Apr 12, 2013
stephen webber answered:
Not to worry yet. Many of the loan officers are overwhelmed with todays market. I would call the lenders front desk and ask for your loan officer and mention you are worried. Everything you described here sounds typical for some markets today.
Best of Luck, Stephen
... more
0 votes 9 answers Share Flag
Thu Apr 11, 2013
Fred Yancy answered:
The fewer the contingencies, the better chance you have at winning a bidding war. Of course, contingencies are only one factor looked at when deciding which offer to accept. Keep in mind that if you put a lot of contingencies into your contract, there are thirty or forty other people bidding for that same house who may not be as "difficult". ... more
0 votes 5 answers Share Flag
Sun Apr 21, 2013
Tyler Willis answered:
When you have a moment feel free to contact me anytime to discuss your criteria.

Tyler Willis, REALTOR®
Keller Williams Realty Intown Atlanta
621 North Ave NE, Suite C-50
Atlanta, GA 30308
Office: (404)541-3500
Direct: (678)656-5524
tylerwillisintown.kwrealty.com
... more
0 votes 4 answers Share Flag
Fri Apr 19, 2013
Larry Casner answered:
I mailed "Just Sold" cards some years back at the insistence of my broker at the time and will tell you that It generated nothing .

I believe it's a form of marketing that assumes a lack of knowledge or intelligence on the part of the people of the community, for neighbors generally know the details surrounding a real estate transaction, including when a property sold and the purchase price.

Furthermore, we live in the computer age and that information is easily obtainable online

Bottom line, it is an attempt to send the message that an agent, or brokerage, is somehow better that the other agents working within the community.
... more
0 votes 4 answers Share Flag
Sun Jun 30, 2013
Julie Horvath answered:
Hi Zorger,
I would be happy to help explain some of the details around applying for and getting approved for a mortgage. My first question would be, why are you looking to go through FHA? With those credit scroes, you should be able to qualify for a Fannie Mae backed loan which will have a lower monthly Mortgage Insurance payment associated with it than through FHA.

Please give me a call as I would love to work with you as you purchase a new home for your family.
Regards,
Regards,
Julie A. Horvath
Northpointe Bank
Area Manager
555 Metro Place North, Suite 320
Dublin, OH 43017
NMLS ID: 563029
866.901.3570 phone
740.602.3320 mobile
... more
0 votes 18 answers Share Flag
Thu Apr 11, 2013
Jen and Mark Bowman answered:
If the home is being sold as is, the seller doesn't need to contribute anything to repairs. The seller can terminate if the buyer doesn't close on time. It's really important to pay attention to deadlines and timeframes in a contract.

Best wishes.

Jen Bowman
Keller WIlliams Realty
licensed in GA and FL
404-456-5024
... more
0 votes 7 answers Share Flag
Wed Apr 10, 2013
Fred Yancy answered:
Sally - regardless of zipcode - inventory is way down and multiple offers are way up. When I can put a property on the market and 5 hours later have 10 cash offers over asking price and not one person has walked the property - it speaks volumes. ... more
0 votes 2 answers Share Flag
Thu Jun 9, 2016
Michael Connelly answered:
What your really after is a construction loan and there are a few institutions handing them out again finally. You will need a full set of construction documents and usually two fixed bids from different contractors. I know that Wells Fargo and Suntrust are doing both owner occupied and investor construction loans. If you would like more details or a referral to a mortgage consultant I've worked with recently on construction loans I would be happy to make the connection for you. ... more
0 votes 8 answers Share Flag
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