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Financing : Nationwide Real Estate Advice

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  • Local Info59K
  • Home Buying255K
  • Home Selling42K
  • Market Conditions26K

Activity 14,085
Fri Dec 9, 2016
A. Edwards answered:
HUD guidelines say 580. Most lenders are going to require 620. If credit is iffy, I head up the credit coaching effort at my company and I would be happy to help you assess your situation. ... more
0 votes 91 answers Share Flag
Wed Apr 17, 2013
Fred Glick answered:
All you need is 15% down and income, asset and credit qualifications!
0 votes 1 answer Share Flag
Thu May 5, 2016
Sally Grenier answered:
You need to speak to your loan officer. We don't know details of your situation. It's very common for a lender to have one person not be on the loan because they can't qualify. Both parties need to qualify if you both are going to be on the loan. However, you BOTH can be on title to the house. Again, talk to your LO and have them give you a detailed explanation. ... more
0 votes 13 answers Share Flag
Fri Dec 9, 2016
Kay Kirby answered:
If your wife can qualify with a good credit score and has good income by herself she should be able to qualify by herself, but if she needs help with the income part you should be able to use a co-signer as long as they qualify with a good credit score and a good income. To know for sure I can refer you to a good mortgage lender they can help you with that part of it. Once we get that done I can look for houses in the area that you are looking in purchasing. Give me a call or email me back and I can give you that information to get you started. ... more
0 votes 7 answers Share Flag
Wed Apr 17, 2013
Josh Miller answered:
Tue Apr 16, 2013
Jim Olive answered:
Hazard insurance is a policy that protects your home against certain hazards such as storm damage, fire damage, etc. You don't have to have it if you pay cash for the home. Your lender wants to make sure the object that is securing their loan is protected. If your house got destroyed by a fire and became worthless, you would likely just walk away, leaving your lender holding a worthless note and a worthless porperty. They don't like that idea, so they make you protect their investment. ... more
0 votes 1 answer Share Flag
Wed Apr 24, 2013
Andrew Wilkinson answered:
Hi Msowena,

If you are looking for professional accounting or tax advice, I'd recommend that you consult with a recommended and qualified accountant.

Good luck with your search,

Andrew
... more
0 votes 1 answer Share Flag
Sun Jun 23, 2013
Joe Balestriere answered:
You can try the amazing mortgage broker in William Raveis, Jorge Rivera. His cell is 203-913-1633 and his email is jorge.rivera@raveis.com.

William Raveis does all underwriting in-house, and Jorge knows more about mortgage products and options than any other person I have worked with.

Let me know how it goes!
-Joe Balestriere
William Raveis
203-216-0670
joebalestriere@gmail.com
... more
0 votes 4 answers Share Flag
Sat Sep 6, 2014
Carl Head answered:
Hi sd,

I recommend Cindy Hall with Mortgage Solutions to my clients. You can reach her at 407-294-4707.

I hope this is helpful.

Please keep me in mind if you know anyone interested in buying or selling.

Regards,

Carl Head
carlrealtycenter@aol.com
Realty Center-Orlando
... more
0 votes 3 answers Share Flag
Tue Apr 16, 2013
Mitchell Feldman answered:
Dear Angela:

First off, you should speak to a mortgage banker or broker to get the specific answers to these questions based on your current credit situation and your personal qualifications. In my experience as a real estate agent, I would dare to say that the forbearance would have a more detrimental effect to your credit. Either way it will be hard for you to get a mortgage within a years time. With a forbearance you may have to wait as long as 7 years and with a modification you will have to wait 2 at least 2 years.

If I can be of further assistance, please contact me direct. Also, if the property you currently own is in Brooklyn and you do want to sell it, please contact me, I can prepare a comparative market analysis for you and help you to figure out how much your home is worth and how to go about selling it for top dollar. I have been selling homes in Brooklyn since 1993 and I would love the opportunity to help you.

Sincerely,
Mitchell S. Feldman
Associate Broker/ Director of Sales
Madison Estates & Properties, Inc.
Office: (718) 645-1665/ Cell: (917) 805-0783
Email: MitchellSFeldman@aol.com
... more
0 votes 1 answer Share Flag
Wed Jun 19, 2013
Kristoffer Lehman answered:
Hi Erin,

Feel free to reach out to me via cell phone or email below. I grew up in the area and know it very well. I'm accessible 9am-9pm every day. Happy to help!

Warmest Regards,

Kristoffer Lehman, ABR, SRS
Keller Williams Real Estate
Licensed in PA - #RS299648
Office # 215-646-2900
Cell # 267-254-4755
Fax: 800-686-7534 or 267-419-2974
Email: klehman@kw.com
Web: www.KrisLehmanHomes.com
FOCUS + INTENSITY = RESULTS
Referrals are the heart of my business.

A personal referral is the best compliment you can give me. Have friends or family outside PA? I can find them a great agent. Thank you!
... more
0 votes 12 answers Share Flag
Tue Apr 16, 2013
Frank A Jakob answered:
That depends on many factors:
1. What type of construction?
2.What geo area of country?
3.What season?
4.How many occupants?
5.What is heated square footage?
6.What type of utilities::heat pump, electric strip heaters, window air conditioners,gas, water heater, etc. etc.

Probably best to ask the owner who has lived there for more than one year.
... more
0 votes 2 answers Share Flag
Tue Feb 21, 2017
Alo.bolton answered:
Kiva is an international nonprofit, founded in 2005 and based globally, with a mission to connect people through lending to alleviate poverty. loans rate is 5.5% interest rate.

WITH NO UPFRONT OR ANY SORT OF PREPAYMENT FOR A LOAN

(kivacorp@web.de)

Bless up..
... more
0 votes 1 answer Share Flag
Tue Nov 18, 2014
Steve Smither answered:
Indlorena,

You do not need an attorney for the closing unless you would want them to go through the paperwork to make sure you are getting the loan you expect to get.
Congratulation on your refinance.

Steve Smither
Senior Loan Originator
One Mortgage INC.
847-942-5151
ssmither@ardain.com
... more
0 votes 4 answers Share Flag
Sun Jan 5, 2014
Javier Meneses answered:
Another broker? Sounds like a mess. You should really reconsider the people you're trusting with your mortgage if you feel that they are not handling it responsibly.

This is a refinance that should take 3-4 weeks all together.

If my response was helpful, consider clicking BEST ANSWER!

Javier Meneses
Senior Loan Officer
NMLS #23130
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797
jmeneses@snb.com
(516) 606-9648
... more
0 votes 6 answers Share Flag
Thu Feb 27, 2014
Betty Maya answered:
Give me a call at 305.606.8222 and I will be happy to assist you.
Betty Maya
Decorus Realty
16850 Collins Avenue, Suite 105
Sunny Isles Beach, Fl 33160
Ph: 305.944.8181
0 votes 3 answers Share Flag
Mon Apr 15, 2013
Ron Thomas answered:
What makes you think you can buy with nothing down?
To figure out your monthy vig;
GOOGLE "mortage calculator" and play with it:
$79,000 should yiend much of a monthly payment.
0 votes 1 answer Share Flag
Tue Apr 23, 2013
Kim Glass answered:
Hi elizabethclark66,

Your best bet is to go back to the property listing and clicking on the orange "Contact Agent" button to write the listing agent directly.

Hope that helps!
-Kim, Community Manager ... more
0 votes 1 answer Share Flag
Mon Apr 15, 2013
Curly Sue answered:
Most lenders have minimum loan amounts. My company's minimum is $70,000
0 votes 4 answers Share Flag
Fri Apr 26, 2013
Lori Hanson answered:
contact a lender for mobile homes to see what you can qualify for.
good luck
0 votes 6 answers Share Flag
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