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Tampa : Real Estate Advice

  • All2K
  • Local Info154
  • Home Buying833
  • Home Selling80
  • Market Conditions86

Activity 1,818
Sat Feb 25, 2017
Diane Christner answered:
If you are not happy with the level of service you are receiving, contact the broker of the real estate company with your complaints and see what other options are available to you. Perhaps the broker is willing to provide oversight on your transaction. Perhaps the broker is willing to assign a different agent to your transaction or add a 2nd agent that may be a better fit for you. Perhaps all that is required is the broker to communicate to your current agent that your expectations are not being met at this time. See what you can work out with the broker as your contract is actually with the broker and he/she does not want to have unhappy customers. ... more
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Fri Feb 24, 2017
Paul Carraro answered:
Hello Joan. Your best option is to connect with a top local real estate agent who can help you with options in Hillsborough County outside of Tampa. Having lived for years in the Tampa Bay area myself, I can share also that a top local agent can make a world of difference in your search for your new home. Often overlooked but also important is to research about the homeowners association including restrictions and assessments. Our licensed real estate company specializes in helping clients to connect with top agents in any market, including in Tampa Bay, and there is no charge for our service. Go to my website http://www.parkplaceconnects.com/pcarraro for more details, and please let me know for any questions. ... more
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Thu Feb 23, 2017
Cheryl Valencic asked:
Can you pull recent cash sales from the MLS and closed comps in the Citrus Park, Town 'n Country, Carrollwood or Northdale areas in the last 30, 60, 90 days? If you specialize in one…
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Tue Feb 21, 2017
Jonathan Klurfeld answered:
You have 30 days from title issuing to the new buyer, which is 10 days after the sale date. It is possible that there is a loan modification in place, the bank typically wouldn't cancel the sale for that until the week of the sale. Loan mods are not reported to the court until after the 3 trial payments and it goes permanent, and the case is ready to be dismissed.

Disclaimer: I am a Florida attorney and licensed Realtor. Information posted or made available on or through this site is not intended as legal advice or to create an attorney-client relationship between you and any attorney/our firm until officially retained. You should consult an attorney for advice regarding your individual situation since every case is different and not all information is relayed in an online question.
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Tue Feb 21, 2017
UpNest answered:
Tampa is a great place to move. I would try www.UpNest.com. You can compare realtor rates in real-time and review their services for free. Plus, you can ask questions until you find the best choice who knows the local area of Tampa and someone who fits your budget. Hope this helps! ... more
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Sun Feb 19, 2017
Alysse Musgrave answered:
FHA will approve loans with a 580 credit score and a 3.5% down payment. However, interest rates and the cost of financing are based on the lender's risk. The higher the risk to the lender, the higher the cost to the borrower. Wait until your scores are around 640 before you try to buy a home.

Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.


Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker
http://HelpUBuyAmerica.com

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
... more
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Sun Feb 19, 2017
Jacquelinetorres96 asked:
Thu Feb 16, 2017
Lufkin answered:
Bring a presentation that not only informs realtors about the home inspection process, but also highlights your expertise in a certain area such as panel distribution boards or CSST. They will not only appreciate the knowledge you impart, but also the fact that your not just standing out front trying to sell yourself and your services. Be different from all other home inspectors. Don't come across as greedy. Don't even advertise your services. Just give them something to chew on. At the end of the presentation, provide brochures, business cards, and a warm smile and handshake. Answer questions honestly and build report. Calls will trickle in and in time, with practice and persistence, you will be as busy as you wish.

James McElroy
HomeTeam Inspection
TREC 20811
Lufkin, Tx.
936-634-7640
... more
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Wed Feb 15, 2017
Paul Carraro answered:
Hello Jordache Jordan. A top local real estate agent in the Tampa Bay area can assist you and sort through all the information online for you. Having lived in Florida myself including in the Tampa Bay area and having helped clients in the area, I can share also that a top local agent can make a world of difference in your search for your new home. Often overlooked but also important is to research about the homeowners association including restrictions and assessments. Our licensed real estate company specializes in helping clients to connect with top agents in any market, including in Florida, and there is no charge for our service. Go to my website http://www.parkplaceconnects.com/pcarraro for more details, and please let me know for any questions. ... more
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Sun Feb 12, 2017
Mike &Eve Alexander - Buyers Broker answered:
OMGosh...there is so much confusion.

Yes, there are less than 50 Exclusive Buyers Agents in the State of Florida. Why? because most don't qualify.

In order to call yourself an Exclusive Buyers Agent you must work in a Buyer Agency Office...that never represents sellers...so there is never a conflict of interest. The OFFICE does not take listings or work for sellers.

It takes a broker with the competence and confidence to give up playing both sides and focus on the specialty niche of 100% loyalty, 100% confidentiality, 100% full disclosure.

This niche is not for the average run of the mill real estate agent as an average agent will never survive.

I work all of central Florida (not Tampa) and I know more about the market than most listing agents, despite that fact that I live in Orlando. Exclusive Buyer agents do not "farm" neighborhoods and go wherever the buyer client needs to go, so they know a vast area.

Eve Alexander
Buyers Broker of Florida
Exclusively representing ONLY home buyers.
www. OrlandoBuyersBroker.com
407-539-1053
... more
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Thu Feb 9, 2017
Kimberly Gosselin answered:
In Tampa there are several good locations to raise a family. Lutz is a great area with top rated schools. Carrollwood, which is just south of Lutz was just name the #1 area to relocate to. South Tampa has a higher price point but also, has A rated schools. New Tampa is more newer construction but also has some top rated schools. I suppose your budget, commute, and family activities would help you zero in on the perfect neighborhood for you and your family. If you need assistance, I would be happy to help! ... more
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Mon Feb 6, 2017
Tony Grech answered:
If you are looking to do an FHA loan, then yes you will likely need to wait 6 months. They're not gonna take that much higher of a value without it seeming extra risky. Conventional, however, shouldn't pose that much of a problem depending on what your objectives are.

What is your goal in refinancing? Are you looking to cash out some of that equity or just refinance the current balance into a better rate? Also, is the current loan a recorded lien against the property or is it unsecured?

If you are trying to take cash out, then you need to wait. These limits are put in place to discourage fraudulent lending based on inflated property values. If the loan is not secured against the property, you need to wait. It's because the loan will be considered cash out anyway.

If you are just looking to refinance the balance on a recorded, secured, mortgage, then you should be able to refinance and use the newly appraised value without waiting 6 months. Now, that doesn't mean a bank will necessarily approve the loan. You may have to justify why/how the home is worth that much more in such a short time after buying it - document improvements made via receipts, work orders, etc.

Could be that the bank may have a 're-capture fee' meaning that if you pay off the loan within 6 months then they are required to pay back any commission they earned on the original loan. That would certainly be motivation to tell you that you MUST wait
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Sat Feb 4, 2017
Jrancier answered:
Hi, If you still need the gift funds to qualify you will need the gift letter. The donors account will be verified as well as the borrowers account in order to verify transfer of funds in purchase deal. If you need additional assistance contact me at: jrancier@prmg.net. Good Luck!! Javier Rancier ... more
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Wed Feb 1, 2017
Diane Christner answered:
Ah yes, the broker professional fees. Generally, a broker will take the fee out of the agent's commission if the agent's customer does not pay it at closing. Which probably explains why they are bugging you about it.

I would suggest calling up the broker of the office (not the agent) and tell him or her what you explained here and see if you can work out a satisfactory resolution to your situation.



By the way, that fee should have been disclosed to you in writing before you signed a purchase contract.
... more
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Sun Jan 29, 2017
Walter A Pinder Iii asked:
Sat Jan 28, 2017
Paul Carraro answered:
Hello Steve. Having lived in the Tampa Bay area for years, I know it rather well as both a licensed real estate agent and also as a licensed community association manager including especially Hillsborough County. A top local real estate agent who works the Hillsborough County part of the Tampa Bay market can assist you and sort through all the information online for you. Our real estate company specializes in helping clients connect with top agents in any market, including in Florida, and there is no charge for our service. Go to my website http://www.parkplaceconnects.com/pcarraro for more details, and please let me know for any questions. ... more
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