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San Jose : Real Estate Advice

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  • Local Info143
  • Home Buying874
  • Home Selling128
  • Market Conditions32

Activity 2,679
Yesterday at 11:02am
Maricris A answered:

Thank you for notifying Trulia regarding the listing at This is to confirm that the fraudulent listing you reported on Trulia has been removed. Please allow 24 hours for the changes to update.

We are definitely aware of the influx of scam listings that have recently been appearing on our site. Please know we are actively working to filter out fraudulent listings from our site as we take this issue very seriously, and we appreciate your patience and understanding while we continually refine our process.


Consumer Care advocate
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Sun Feb 19, 2017
Tinthelight67 answered:
We are interested in a house that's listed 260,000 however the same neighborhood appox same square foot and extra additions pool and garage are went for at 228,000 within last year and house has been on market since 2015 , they are wanting to keep all high end appliances take curtains & rods , she'd and kayak pool and cabinets rget out of garage is it a insult to offer 230,00? ... more
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Sat Feb 18, 2017
Gregg Pomeroy answered:
We have programs for people with low down payments and you can even roll some closing costs in using a "seller concession".

We can lend nationwide and underwrite loans quickly.

I'm very attentive to my clients.

If you have any questions or need help with this you are welcome to contact me. I'm available almost 24/7.
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0 votes 21 answers Share Flag
Fri Feb 17, 2017
Susie Kay answered:
Realtors cannot accept any rebate or referral fees from title companies. I refer my clients to my title company because he works very hard for my clients. He always answer my clients' questions and in a timely manner. ... more
0 votes 2 answers Share Flag
Fri Feb 17, 2017
Donald D. Hensel answered:
North Coast Financial provides hard money loans in San Jose and throughout the state. Let us know next time you have a fix and flip loan in San Jose.
2 votes 7 answers Share Flag
Fri Feb 17, 2017
Donald D. Hensel answered:
Hard money loans can be an excellent way to secure a home if the buyer currently has poor credit or issues on their record preventing them from obtaining a bank loan. Hard money loans are only short term financing tools that give the buyer time to repair credit or wait until they can qualify for a conventional loan again.
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3 votes 10 answers Share Flag
Fri Feb 17, 2017
Korenekskakes answered:
We are looking at our appraisal. We find a dicrepency between the apprasial and our paperwok. It appears that the appraiser used the inside house diminsions while
the paperwork used the outside dimensions. Which is the accurate dimension? ... more
0 votes 15 answers Share Flag
Fri Feb 17, 2017
Arpad Racz answered:
I can put you in touch with a local property manager that may be able to help you. Please email me from my profile.

Kind regards,

0 votes 1 answer Share Flag
Fri Feb 17, 2017
Puakip asked:
Fri Feb 17, 2017
Sheryl Arndt answered:
You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

If you are buying a primary residence you could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
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0 votes 8 answers Share Flag
Wed Feb 15, 2017
Jeff Jones answered:
0 votes 16 answers Share Flag
Tue Feb 14, 2017 asked:
Mon Feb 13, 2017
Arpad Racz answered:

It is best to check with the city directly on new rules.

All the best,

0 votes 1 answer Share Flag
Mon Feb 13, 2017
Arpad Racz answered:
I frequent this part of San Jose, and many of the newer homes are pretty fancy. When you ask for a price quote, did you get into the specifics on the type and quality of the construction? Did you receive an itemized breakdown of costs? Are you looking to build a home that is generally the same quality and style as many of the new homes in that area? We can do some research on the area new homes for examples if you like. You can reach me from my profile.

Thank you,

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0 votes 19 answers Share Flag
Sun Feb 12, 2017
Sam Shueh answered:
Sun Feb 12, 2017
Sam Shueh answered:
Talk to your CPA first. So long as the spouse agree and will sign waiver.
0 votes 11 answers Share Flag
Sat Feb 11, 2017
Elva Wormley answered:
Hi Kifle21negash,

The best way to know for sure is to contact a mortgage professional. There are many factors to consider, such as credit score, credit history, purchase price, property type, occupancy, down payment, debt-to-income ratio, etc.

Please feel free to contact me to discuss your options.

Elva A. Wormley
Mortgage Consultant
Office (408) 615-8500
C2 Financial Corporation
2845 Moorpark Avenue, Suite 209
San Jose, CA 95128
NMLS #331981 / BRE #01274093
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0 votes 4 answers Share Flag
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