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San Diego : Real Estate Advice

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  • Local Info150
  • Home Buying956
  • Home Selling101
  • Market Conditions78

Activity 3,028
Yesterday at 10:06pm
Nancy Bergman answered:
Disclose - disclose- disclose....
Can't hurt to let the new buyers know in the Seller Property Questionaire that you will need to fill out when selling the property. I would always advise my sellers to let the buyer know, yet also explain that the issue what resolved. They may have had some personal issues and didn't realize it or partying. Did it get so bad that the cops had to come out?
If you have any questions, I would be happy to answer all your questions about selling.
Nancy

Nancy Bergman
Cal BRE#01893550
Windermere Homes and Estates
www.sandiegohomesbynancy.com
... more
0 votes 1 answer Share Flag
Yesterday at 9:56pm
Nancy Bergman answered:
Owners Title Policy fees depend on the purchase price. It is broken down, I think by increments of $5K - $10K, based on each title company.
What are you asking for the property? If you are planning on listing, your listing agent should give you a sellers net sheet with approx fees for closing cost fees.
If you have any questions, I would be happy to assist.
Nancy

Nancy Bergman
CAL BRE#01893550
Windermere Homes and Estates - Rancho Bernardo
... more
0 votes 1 answer Share Flag
Yesterday at 9:50pm
Nancy Bergman answered:
In California, you can cancel your contract. All you need is your agent to fill out a Cancellation of Listing, you sign, agent signs, broker signs.
So sorry about your wife. Your agent and their broker should understand due to health issues.
Agent shouldn't charge you for any advertising fees - that's a business expensive. Things happens.
Nancy Bergman
Cal BRE #01893550
Windermere Homes and Estates
... more
0 votes 2 answers Share Flag
Mon May 22, 2017
Rich Reed answered:
Hi, Lee, you said you have a Realtor. Did you sign an exclusive representation agreement with your Realtor? When the same broker represents both the buyer and the seller in CA, it is called a "dual agency" Dual agency is allowed in CA with proper disclosures. If you've signed an exclusive representation agreement with your Realtor, you may have already agreed to a possible dual agency.
The issue of dual agency is a hot topic and you will hear solid arguments for and against it.
This article gives more information: http://realtytimes.com/consumeradvice/sellersadvice/item/44069-20160426-dual-agency-can-be-a-good-thing
For most situations I would recommend that each party have their own exclusive representative, but not always.
I am a real estate broker qualified to advise you on California real estate matters, not the law. If you desire legal advice, consult with an attorney.
Hope this helps!
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0 votes 1 answer Share Flag
Mon May 22, 2017
Cajonesrealtor answered:
HI, I just want you to know that I am a Hard Money Specialist and I can lend in the San Diego area. In fact, I have programs that are nationwide! Please let me know if I can help you: cajonesrealotr@gmail.com ... more
0 votes 51 answers Share Flag
Sat May 20, 2017
Mark Howe answered:
I am a Physician Loan Specialist with Bank of America. Over the past 6 years I have helped countless MDs and Dentists purchase or refinance their homes with this program.

At Bank of America, our Doctor Loan Program has numerous advantages:

-5% down on mortgages up to $1 million
-10% down on mortgages up to $1.5 million
-Start your new job up to 60 days after closing
-Student loans in deferral don't count against your qualification
-Interest rates that are extremely competitive


Any clients looking for further information on our Doctor Loan program, please feel free to contact me directly. My email address is markhowe@bankofamerica.com or you can call me at 360-643-1471.
... more
0 votes 35 answers Share Flag
Sat May 20, 2017
Mark Howe answered:
I am a Physician Loan Specialist with Bank of America. Over the past 6 years I have helped countless MDs and Dentists purchase or refinance their homes with this program.

Our Doctor Loan Program has numerous advantages:
-5% down on mortgages up to $1 million
-10% down on mortgages up to $1.5 million
-Start your new job up to 60 days after closing
-Student loans in deferral don't count against your qualification
-Interest rates that are extremely competitive

Any clients looking for further information on our Doctor Loan program, please feel free to contact me directly. My email address is markhowe@bankofamerica.com
... more
1 vote 94 answers Share Flag
Thu May 18, 2017
Scott.stevenson answered:
To get the lowest rate on your mortgage, you will normally want to try to get your credit score at or above 780. Below that, you normally will pay about a .25 of a point for ever drop of 20 points...

Scott
Mortgage Loan Officer
... more
0 votes 86 answers Share Flag
Wed May 17, 2017
Alexxmacd7 answered:
Worked with a realtor 2 times. First one: we were young, inexperienced, and were sold a house that we eventually lost.. we couldn't pay for it.
Second one: We were selling a home and the realtor lied to us repeatedly. Because she was friends with the buyer's agent, they pulled all kinds of stunts. We felt "left out", because her friend would tell one thing to the buyer, and she would tell us something completely different. Closing was stalled on their side over 6 weeks. I had to threaten a lawsuit to close the deal. I called the buyer's bank and they said there was no reason they could see why the closing was held up. I then got the title company involved. I had to close because I had another house to close on and the other seller was getting very frustrated with me. Believe me, I was more frustrated than they were. After closing, I called the state board of commissioners to report what had happened, and all they could say was "You shouldn't have closed the deal then. It's too late." (the good-old-boy syndrome).
Recently my son had a contract on the house he was selling and the realtor kept telling him it was stalled (for over 3 months!) because the buyer changed jobs and had to start the mortgage process over again. After my son finally called the other person's realtor, that realtor told him that the buyer backed out 3 months ago! My son threatened his realtor that he was going to go to the board of commissioners and then his realtor sold his house that weekend. But my son needlessly went through paying payments and winter bills on 2 houses!
I have sold 14 houses by owner. It is the only way to go. You can talk personally with the buyer, and not wonder what the buyer really said. He also doesn't have to wonder what you really said. I even buy houses by owner (or build houses). I like the relationship built between buyer and seller. You can show them things about your house that other people miss. It is just a much better experience.
A friend outside Detroit had real estate agents come and appraise his house. They told him they would sell it for around $85K. I looked at his house and said he should at least put it up for $95K...he had much more to offer than other houses near him. He sold the house that weekend by owner, after a bidding war, and got $112K! ---- Alex
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0 votes 77 answers Share Flag
Wed May 17, 2017
Jeff Bales answered:
Maribell,

I would be happy to help you and your family find a home. I know the area very well. Feel free to contact me when you are available.

Look forward to assisting.

Jeff Bales ... more
0 votes 2 answers Share Flag
Tue May 16, 2017
Sheryl Arndt answered:
Hello Shirley, you should check with the local rental management companies for their inventory. Some agents like myself will assist you with rental listings. You should study RENT vs BUY listings to compare as you may consider buying with less than first, last and security of any rental with down payment and closing cost assistance programs.

There are some choices for rentals and beware as there are a lot of rental scams out there. If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Tue May 16, 2017
Trinity Willis asked:
It says to "drag and drop" a picture under edit my profile, each time I do however, nothing shows up. I also have tried the "choose file" option which does nothing to…
0 votes 0 Answers Share Flag
Sun May 14, 2017
Daveobrien1996 asked:
0 votes 0 Answers Share Flag
Sat May 13, 2017
Jim_quigley asked:
Sat May 13, 2017
Chantalle Mandeville asked:
Fri May 12, 2017
Nabel747d asked:
Family of 5 (all 18 , me, mom dad, uncle aunt) looking for a 3-4 bedroom house to rent. Credit is not good enough but all members are employed with stable income. Able to place 2x the deposit…
0 votes 0 Answers Share Flag
Thu May 11, 2017
Angelica P answered:
Hi,

Please follow these instructions to find Section 8 rental listings:

1. Click Rent tab on homepage.
2. Enter your desired area in the search bar and hit Enter.
3. Click More

4. Enter the Keyword 'Section 8'
and click Search.


Thank you for using Trulia!

Angelica
Consumer Care Advocate
... more
0 votes 1 answer Share Flag
Tue May 9, 2017
Eugenekiel answered:
I'm an Engineer and found this question very useful, answers too. Do you have an office, or working out of your home?
0 votes 4 answers Share Flag
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