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Sacramento : Real Estate Advice

  • All1K
  • Local Info161
  • Home Buying673
  • Home Selling79
  • Market Conditions82

Activity 1,892
A few hours ago
Sally Grenier answered:
I like to have my clients get an inspection about 10 or 11 months after you move in. This way, if anything comes up, you'll still be under warranty and can go back to the builder with a list of items they need to correct. For the walk through, that really the time for inspection issues. It's usually an opportunity to "blue tape" things that they can fix easily (cosmetic issues usually). ... more
0 votes 4 answers Share Flag
Fri May 26, 2017
Derek Jones answered:
What are you trying to accomplish? Are you trying to keep the home or trying to sell it? Do you currently owe more than the home is worth?
0 votes 1 answer Share Flag
Thu May 25, 2017
Sheryl Arndt answered:
Hello Jesslacanlale, they have a website and listings but I am not familiar with their ratings but did not find any complaints online. You should study RENT vs BUY listings as you may qualify to buy with minimal out of pocket expenses and pay about the same as rent with down payment and closing cost assistance programs.

Their listings start from $1,000 for 1bd 1ba apt and the purchase start from 63k for 2bd 1ba condo. You may buy with less than first, last and security of any rental and pay less than rent in Sacramento and neighboring cities.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Wed May 24, 2017
Larry Managkotay answered:
I would recommend you using River View custom home builder, they're offering to build luxury new home or large scale renovation at affordable price rates than the other that I've googled, if you have questions or your interested, visit their site here: http://riverviewcustomhomes.ca? I hope it helps ... more
0 votes 57 answers Share Flag
Mon May 22, 2017
Derek Jones answered:
Become familiar with county zoning regulations. Feel free to read up on the matter here:

http://www.per.saccounty.net/LandUseRegulationDocuments/Pages/Sacramento%20County%20Zoning%20Code.aspx ... more
0 votes 1 answer Share Flag
Wed May 17, 2017
Chris LaPee answered:
Have someone come out to provide an estimate of the cost to repair your sewer pipes and to cut the roots of the tree to the property line. Then sue your neighbor.

Pretty straightforward. ... more
0 votes 1 answer Share Flag
Wed May 17, 2017
Eboney027 answered:
so I need rental references and I just don't have that information.... How do I get old landlord's contact information with only the address...
0 votes 12 answers Share Flag
Mon May 15, 2017
Sheryl Arndt answered:
Hello Terryr, These links may assist you with crime statistics:
http://www.crimemapping.com
http://www.crimereports.com
http://www.everyblock.com/
http://www.localcrimenews.com
http://www.mylocalcrime.com
http://www.spotcrime.com/ca
http://www.meganslaw.ca.gov
http://www.neighborhoodscout.com/
http://www.homefair.com/

Theses links should have the answers to any questions you may have on schools:
http://www.greatschools.org/
http://Www.schoolfinder.ca.gov
http://Www.education.com
http://Www.schooldistrictfinder.com
http://Www.schooldigger.com
http://www.sarconline.org/

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Mon May 15, 2017
Floridalvr287 answered:
This is a very old question. Can you provide any updates? Where is a good area for buying a rental home that will at least pay for itself? Prices have gone up so much in the last 2 years. ... more
0 votes 3 answers Share Flag
Mon May 15, 2017
Floridalvr287 answered:
This is a very old question. Can you provide any updates? Where is a good area for buying a rental home that will at least pay for itself? Prices have gone up so much in the last 2 years. ... more
0 votes 5 answers Share Flag
Fri May 12, 2017
Randahlj answered:
Are real estate taxes based on purchase price or assessed value?
0 votes 9 answers Share Flag
Sun May 7, 2017
Sheryl Arndt answered:
Hello Jonathansumrall40, do you have 10-15% down for a non refundable deposit and fees? These types of transactions can be costly, risky and never close so you have to beware. Why are you inquiring on rent to own if you may qualify to buy to own?

Do you have a BK, short sale, foreclosure or deed in lieu in your recent past or have low fico scores? Do you know what your credit profile looks like? How much do you want to invest towards your down payment and closing costs? How much are you paying in rent and what is the maximum payment you are looking to achieve?

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

You will need to gather some documentation such as paystubs, bank statements, last two years tax returns, copies of drivers license and social security cards for each applicant.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

You could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Sat May 6, 2017
Turningred666 answered:
Avoid Loffman Property Management at all costs!

These are the worst, most unprofessional people I have ever had the displeasure of dealing with. Rude is a polite way of describing the demeanor or Debbie and her incompetent staff. They don't bother to accurately keep an accounting of your assets, they lie repeatedly and most of the time don't even bother to reply to your questions.
To top it all off Debbie is a RACIST who continually made comments about an established tenants skin color.
Don't risk getting pulled into one of the many lawsuits Debbie has filed against her - just check the public records for Sacramento.

Avoid Loffman and her team of incompetent unprofessionals.
... more
0 votes 14 answers Share Flag
Wed May 3, 2017
Tdoyle010 answered:
About 18 months ago I was trying to buy a house. My credit was at 560 because of some student loan debt. I started working with Select Us and in 3 months I was at a 620. Now I'm in my home and couldn't be happier. Sometimes you need professional help. Hope this helps! ... more
0 votes 101 answers Share Flag
Wed May 3, 2017
Brandnu1908 answered:
My currently landlord of almost 3 years and been through 3 management companies. All 3 were terrible by the way., has been telling us lies and I'm not sure what to do. With the second management company we got the ok to move out on two different occasions. We were told give 30 days notice, keys and address. That response came via email. The job in Dallas didn't happen so we decided to stay. And to our understanding per the manager over the phone, was under month to month. So fast fwd to a few weeks ago we go looking for a new place because nothing is being fixed and we've just had it. We apply to a new place (thinking we're month to month because we had the clear to go with the 2nd mgt company) planned to give our 30 days notice which was confirmed via email from 2nd mgt and then by phone with our current mgt company. We called to double check on our standing BEFORE applying anywhere else. The rep said yes you're month to month. Give 30 days notice. So we then applied for the new place. The new place calls our current place for a reference an tell them that we ARE CLEAR TO MOVE AND IN GOOD STANDING. So next day we got approved. Few days later they call saying it's 60 days WRITTEN notice so us calling like fools doesn't count. And we will not get our deposit back because they say we're breaking the lease. The lease states it will renew yearly unless specified. Which we did and got clearance from the 2nd mgt company and our current one that lied to us when we double checked and new future company telling them we were good to go. Now because of the lies and bad business we are in two agreements. If they never told the new place we applied to or us that we were clear then this wouldn't be a current situation. I would have never even applied to the new place if they disclosed the right information!
Can anyway help
... more
0 votes 11 answers Share Flag
Tue May 2, 2017
Mohammad Malkieh answered:
If you are VA Eligible there is no mandatory waiting period.
0 votes 77 answers Share Flag
Sat Apr 29, 2017
Gqnit6969 answered:
I lived in this neighborhood for fifteen years , it is gang riddled , if your looking for a place to raise kids this is not it. Poverty , and feelings of hopelessness are what this neighborhood breeds , violence , drugs,prostitution and police activity are what you'll see daily . The ones who commit these acts are very open about it there is no shame, they are proud of their accomplishments in the outlaw world. ... more
0 votes 8 answers Share Flag
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