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Phoenix : Real Estate Advice

  • All2K
  • Local Info158
  • Home Buying926
  • Home Selling101
  • Market Conditions70

Activity 2,319
Wed Mar 22, 2017
Karen Peyton answered:
Tribal land is leased. Never sold. What, where, and at what price are you looking?

Let me know and I'll tell you whether or not it can be found.
0 votes 1 answer Share Flag
Wed Mar 22, 2017
Karen Peyton answered:
If you don't own the land it will be nearly impossible to refinance. Of the lenders with whom you spoken...did you ask them why they couldn't help you? That's your clue to the issue at hand. If you cannot remedy the problem and have sufficient credit, income and equity there will be nothing more you can do.

Have you inquired with a credit union? Who is financing the home now? Is there someone who can loan you money using the mobile as collateral?

Good luck!
... more
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Sun Mar 12, 2017
Scott Godzyk answered:
It is best to go to their office, to have a pamphlet of service you offer, copy of insurance and offer free estimates. That is the best way to get you in. When called, reply fast and provide good service. Calls to agents may not work as i know i get bombarded and never hire anyone based on a sales call. ... more
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Fri Mar 10, 2017
violet perry answered:
Hi trying to find out who can rent the property i live in the own is in jail and soneone rented me my place but is a slum lord and i want to take action against them but dont have any information please guide me to where to get started ... more
0 votes 10 answers Share Flag
Thu Mar 9, 2017
Markhowe answered:
Hello there,

I am a Senior Loan Officer with Bank of America, and I offer Physician loans in most states including Arizona. At Bank of America our Doctor Loan program is the best of class. Any MD or resident can qualify, and our interest rates are lower than other lenders with these loan products.

Benefits of our Doctor Loan:

- 5% down with no mortgage insurance on loans up to $1 million
- 10% down with no mortgage insurance on loans up to $1.5 million
- Much lower interest rates than other comparable down payment programs
- Ability to exclude student loan payments from qualifying ratios
- Less work history required than a traditional mortgage

Feel free to reach out to me directly for a consultation, I lend in almost all states and would be happy to discuss our Doctor Loan program with anyone looking at this option.

Mark Howe
Senior Lending Officer
Bank of America
Phone: 360-643-1471
Email: markhowe@bankofamerica.com
... more
0 votes 20 answers Share Flag
Mon Mar 6, 2017
Niki Campbell answered:
Hello,

Yes. Absolutely. Anyone can purchase anywhere. I am a loan officer based out of San Diego, contact me today through my profile if you would like any advice on what the best area in San Diego is to live in, the best public schools, ocean views and any other mortgage lending needs.

I look forward to hearing from you.

Niki Campbell
... more
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Thu Mar 2, 2017
Rachelavalos25 answered:
My is Rachel Avalos and i have bad credit and i also have an eviction on my record I'm staying at a friends house in the living room floor with my family i have a daughter that is about to have her baby by the end of the month if you can please help us my number is 480-548-2120 I really would appreciate it thank you or you can email me at Rachelavalos25@gmail.com ... more
0 votes 30 answers Share Flag
Tue Feb 28, 2017
Hala Hamad asked:
I am new in the area and have no idea where to look, need someone.
0 votes 0 Answers Share Flag
Tue Feb 28, 2017
Karen Peyton answered:
Lenders use your monthly debt picture to apply ratios and determine a housing payment. Contact a lender and have them determine what you can afford.
0 votes 1 answer Share Flag
Tue Feb 28, 2017
Karen Peyton answered:
The only thing you can do is offer a prospective landlord an additional amount for security deposit or prepayment of rent.
Contact a consumer credit counseling organization to find out the best way to handle the debt and get a copy of your credit report.

Good luck!
... more
0 votes 1 answer Share Flag
Sat Feb 25, 2017
Jesseroady answered:
If I take out a mortgage without my spouse's signature and later pass away, is she responsible for the mortgage debt then?
0 votes 13 answers Share Flag
Fri Feb 24, 2017
Mandyw489463 answered:
There are plenty of people in Phoenix who do not want a pool. Houses in Phoenix are really increasing in value right now so I would say it is probably a good investment. That and self storage centers which seem to be popping up everywhere. ... more
0 votes 13 answers Share Flag
Fri Feb 24, 2017
Mandyw489463 answered:
Is she going to be helping with your mortgage? The added income will probably boost what you qualify for but it will probably increase your interest rate. Phoenix is notoriously higher priced. I would look outside of Phoenix (Glendale, Peoria, Ahwatukee) where you can find just as nice a house for less. ... more
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Fri Feb 24, 2017
Mandyw489463 answered:
I would recommend using a property management firm. They advertise and vet tenants so that you have a better chance of getting good quality renters.
0 votes 47 answers Share Flag
Fri Feb 24, 2017
Mandyw489463 answered:
Depending on your budget there are some good rental options in the Biltmore area. I would avoid anything on Indian School.
0 votes 1 answer Share Flag
Thu Feb 23, 2017
Lisa Gomez asked:
My lease has the prop mgr with a P.O. Box for contact. Prop Mgr's LLC has a statutory agent with a (which no longer lives at the address listed for documents to get served). In a spot…
0 votes 0 Answers Share Flag
Wed Feb 22, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

I actually know Peekskill well as I mostly handle the lower NY area.

Yes, 5% does sound high with that credit score. I should be able to beat that.

The closing costs they would of given you probably include an escrow account. It's hard for me to tell if they are high without knowing more details but as far as the rate goes I'm certain I can beat that and save you some money.

We are a direct lender, we underwrite in 24-48 hours (that's fast) and I'm available almost 24/7.

If you have any questions or would like help with this you are welcome to contact me.
... more
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