First off, they must disclose any relationship between an agent and loan officer if they are one in the same. You can make a try to speak to the managing broker, who may have to go to the banking commission or state re commission. Check with another local and trusted loan officer for an estimate on your mortgage. For legal advice, check with a lawyer who can assist... more
Rates are still really good so I'd say now is the time to buy. Nobody can predict the future so strike while the iron is hot. I say go for it. Try contacting Home Loans For All. They've been excellent with market trends and analysis. I'll include a link to their website.
Ultimately, it is the seller's responsibility to disclose the rules and financial condition of the association (HOA). The purchase contract usually specifies who pays for the HOA package. If it doesn't the buyer and seller must come to an agreement for payment before the transaction moves forward since the HOA usually requires payment in advance.... more