Asked by Aksullivan13, Modesto, CA • Mon Jul 17, 2017
My house is currently on the market, and we are looking to buy at the same time. We have a decent amount of debt, not related to our current home loan. But with the sale of our house, we are planning on paying off all of our debt, and should still have money for a 20% down payment of our next house. If I want to get preapproved for a home loan prior to closing on my current house, will lenders take this into consideration when giving us a interest rate? Or will we have to re apply/re finance down the line?
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