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Dallas : Real Estate Advice

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  • Local Info175
  • Home Buying858
  • Home Selling90
  • Market Conditions50

Activity 2,243
A few hours ago
Kathy Burgreen answered:
The minimum down payment requirement is 3.5% with an FHA loan. Some lenders have a loan that requires 3% down. If you are an active or retired veteran, you are eligible for the VA loan - 0% down payment. If you are buying in a rural area and meet income requirements, you can qualify for a USDA loan - 0% down payment. If you meet income and credit requirements, you can find out if your county / state has a down payment assistance program for local residents.

BEWARE: Buyers who have a low down payment are subjected to higher interest rates, mortgage insurance premiums and higher fees. Your credit score is also a huge factor. The lower your credit score, the higher the interest rates & fees. Lenders reward buyers with low fees & rates to those who have 20% down payments & credit scores in the 700's.
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Yesterday at 8:19am
Susie Kay answered:
You and many realtors are almost in the same pay structure, we don't get paid if we don't close on any properties. We work hard and often times put many hours into helping a client on a transaction that may or may not close. However, having said that, leasing will be really hard when you have an eviction on your record. You can try talking to a lender and see whether you'd qualify for a loan.

I have local lenders that I can connect you with if you are interested. Let me know if you are interested.

Susie Kay
Ultima RE Dallas
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Yesterday at 8:11am
Susie Kay answered:
I'm a local realtor and I can help you if you need assistance in purchasing a home. I don't do rent to own, though.
0 votes 2 answers Share Flag
Tue Apr 25, 2017
Eric W Vander Werff answered:
Conventional loans allow for 3-5% down, depending on circumstance and middle credit score. Please reach out to a loan officer and have them dig into the details of your situation.
0 votes 4 answers Share Flag
Tue Apr 25, 2017
Susie Kay answered:
I'd be happy to assist you. Have you been approved for a loan? If not I can connect you with local lenders specializing in VA loans. Let me know if you are interested. Since I'm not allowed to post my phone number here, please feel free to check it from my profile. ... more
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Mon Apr 24, 2017
Mary answered:
Hi,

I am happy to help you get your listing removed from Trulia. Your listing was posted on Trulia through Zillow, which is a partner site that syndicates listings to Trulia. Here is a link to your Zillow listing:

https://www.zillow.com/homedetails/5229-Willis-Ave-Dallas-TX-75206/26691639_zpid/

You can remove your listing from Trulia by removing it from Zillow. Here is a link to their Help Center with instructions: https://zillow.zendesk.com/hc/en-us/articles/215448057-How-do-I-cancel-my-for-sale-by-owner-listing-

Your listing will remove from Trulia within 24 hours once you expire it from Zillow. If you have additional questions, please let me know and I will be happy to help you.

Thank you for using Trulia!

Mary
Consumer Care Advocate
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Thu Apr 20, 2017
Susie Kay answered:
I'm a local realtor and specializing in North Dallas including Plano. I'd be happy to connect you with local lender(s) that I typically work with. Since I'm not allowed to post my phone number here, feel free to call/connect with me through my profile. ... more
0 votes 3 answers Share Flag
Thu Apr 20, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

We can bank and broker loans. We lend direct and can bank to other investors plus can broker. So you get access to the best programs and rates available.

I can lend nationwide and we underwrite loans fast, 24-48 hours instead of weeks.

If you have any questions or would like help with this you are welcome to get in touch with me.
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Tue Apr 18, 2017
Eric answered:
The best resource for stated income loans in Texas is Dream Home Financing
http://www.dreamhomefinancing.com/StatedIncomeLoans.aspx

you will find all of the info you need about stated income loans. Then, you can also find a lender in your area on that site. Lots of good info there. ... more
0 votes 14 answers Share Flag
Mon Apr 17, 2017
Mary answered:
Hi,

Upon checking, I've seen that your rental listing is now inactive from the site.

Let me know if you have any questions by replying to the email I sent you. Have a great day!


Thank you for using Trulia!

Mary
Consumer Care Advocate
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0 votes 1 answer Share Flag
Sat Apr 15, 2017
Durham.kendra answered:
My Loan Is Your Loan has a direct lender who works with Texas buyers down to a 550 fico score for FHA and VA loans. 580 and above are the big scores if you only want to put 3.5 percent down, anything below 580 you will need 10% down to purchase. They do offer VA loans for veterans down to a 550 credit score with no down payment needed. You can call 866-796-1431 or go to http://www.myloanyourloan.com to see all conditions to apply. ... more
0 votes 22 answers Share Flag
Fri Apr 14, 2017
Faironlinereviews answered:
A fully functional decorative fire extinguisher with your name on the back so I can:
-find your contact the next time I need your service.
-use the extinguisher if my wife no longer multitasks optimally between cooking and the rest
-expose the fire extinguisher so it is an accent piece in my kitchen.

I think they are the coolest closing gift ever because they combine function and design.
See www.safe-t.us
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Thu Apr 13, 2017
Kathy Burgreen answered:
I replied in your other questions. Unfortunately the law was changed last October and all lenders are required by law to use the 1%. Start protesting to your representative in Congress to reverse the law. ... more
0 votes 1 answer Share Flag
Thu Apr 13, 2017
Kathy Burgreen answered:
You need to know that the law was changed and ALL lenders are required by law to use the 1%. Sorry but lenders need to follow the law. I do agree with you that using the 1% increases the debt to income ratios and unfortunately since the law changed last October, this affects thousands of college students who will find it difficult to afford a home.

My Advice: I'm urging everyone affected by this to write to your representatives in Congress and reverse the law. Maybe if Congress gets enough protests, they can change it.
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Thu Apr 13, 2017
Susie Kay answered:
It depends on where you'd like to purchase the property. You can still find homes for $100k in in some areas in Fort Worth but it will be limited. Also do not expect the homes to be rented right away, as you'd need to fix it up. You will also be competing with many other cash investors so you may have to offer more. ... more
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Wed Apr 12, 2017
Txplano answered:
Mon Apr 10, 2017
Alysse Musgrave answered:
I'm an Exclusive Buyer's Agent in the Dallas/Ft. Worth area. I can refer you to several good lenders...you can reach me at the email address below.

Buying a Home? Don't Let Them Make a Monkey Out of You! Follow the link below.


Alysse Musgrave
Consumer Advocate/
Exclusive Buyer Broker
http://HelpUBuyAmerica.com

Best selling author of Buying a Home: Don't Let Them Make a Monkey Out of You!
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0 votes 3 answers Share Flag
Sat Apr 8, 2017
Paul.billinger answered:
I have same question; have had difficulty locating a qualified agent.
0 votes 1 answer Share Flag
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