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Home Buying in Atlanta : Real Estate Advice

  • All3K
  • Local Info354
  • Home Buying1K
  • Home Selling141
  • Market Conditions99

Activity 1,785
Tue Jul 25, 2017
Garlandsteven2598 answered:

How soon do you need this loan?

0 votes 188 answers Share Flag
Sun Jul 23, 2017 answered:
0 votes 14 answers Share Flag
Mon Jul 17, 2017
Kathy Burgreen answered:
The question is did YOU pay for the termite inspection OR did the seller pay for it? If you paid for the termite inspection, were you at your home the day of the inspection? Do you have the receipt showing you paid for it? Then contact the termite company.

If the seller paid for termite inspection, see if you can contact the seller or the listing agent and get the name of the company from them.

Forget what the contract says. No business is going to do an inspection for free. They need to be paid first, then they do the inspection. So who paid the bill? If nobody paid, then no inspection was done.
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0 votes 1 answer Share Flag
Mon Jul 10, 2017
Cantresistmore answered:
To add to this, seller contribution+lender credit + agent incentive are making the total closing cost amount but i paid appraisal today too which was a part of closing cost so at the end, i will have some additional $500+ left. can this be used towards escrows or as a credit towards down payment? ... more
0 votes 1 answer Share Flag
Fri Jul 7, 2017
Snocapmom answered:
Paying a lawyer to review a contract shifts the burden of error to the attorney.
As an agent, it's worth a few dollars to avoid personal liability. Lawyers have deeper pockets than most agents; avoiding an errors and omissions claim - deductible of 10K is payable by agent - brokers don't want legal expenses even if agent is right. ... more
0 votes 35 answers Share Flag
Tue Jul 4, 2017
Kathy Burgreen answered:
Just curious - was a contract signed by both parties? Why isn't the earnest money problem discussed in the contract. Most contracts will state under what conditions the buyer gets a refund for the earnest money and what conditions the buyer does not get a refund. This should have been addressed at the signing of the contract - if there is one.

Agree with Alan, what do you mean by "...the seller hasn't put the house on the market yet?" Is the seller planning to put the house on the market? If you already submitted an offer and gave the seller earnest money, why would the seller put the house on the market? Makes no sense. Why is the appraisal on hold?
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0 votes 2 answers Share Flag
Thu Jun 29, 2017
Mary answered:

To move the saved home to a new board, please follow these steps:

1. Click 'Saved Homes' at the top right of the page when you are logged in.
2. Click 'My Boards' on the left hand side.
3. Click the board that has the home you want to move.
4. Click the heart icon on the home.
5. The board drop down will appear here. Choose which board to move the home to and you will see the home appear in the new board.
6. Delete the home from the old board by clicking the circle on the bottom right of the home and clicking 'Delete'.

Thank you for using Trulia!

Consumer Care Advocate
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0 votes 1 answer Share Flag
Mon Jun 26, 2017
darius318 asked:
Looking for my first home in the atlanta area, would like something accessible to public transit and in a quiet neighborhood. I already been preapproved for the loan and I am just looking…
0 votes 0 Answers Share Flag
Sun Jun 25, 2017
Visokpan answered:
No you do not owe nor should pay that Agent any earnest money. your Agent has not
Done her due diligence as thus far. she can't expect any kind of compensation. First and for most the buyer is always right . Second that Agent should be happy you didn't contact the department Reslestate
And or the better business of bureau.
She or he must always but the clients

By: Agent valaida Hosea
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0 votes 19 answers Share Flag
Thu Jun 22, 2017
Michael Johnson answered:
My income situation was similar to yours when I was buying. These guys that helped me with my credit introduced me to a lender that was able to help get me approved. Reach out to Select Us and ask for Chris. They should be able to point you in the right direction. ... more
0 votes 1 answer Share Flag
Tue Jun 20, 2017
Kriston Chandler answered:
I have information on second chance homes my number is 803-490-7348.
0 votes 1 answer Share Flag
Sat Jun 17, 2017
Jane Teschner answered:
You can file bankruptcy on old unpaid taxes 3 years after the date you filed the taxes.
0 votes 15 answers Share Flag
Fri Jun 9, 2017
Brittany_mo2000 asked:
My closing date has been pushed back to 6/16 my lender ask me to submit my irs installment agreement that I have with the irs but the problem is my agreement letter has not been approved…
0 votes 0 Answers Share Flag
Sat Jun 3, 2017
Kathy Burgreen answered:
Using your method, any investor will charge you a very high rent so they can make a profit. Why do you want to waste money paying a high rent when you can find a regular rental and save the extra money every month. You need to learn that all an investor is interested in is making money. An investor will research what the average rent is in your area, then multiply by 1.5 or 2.0 and charge you that amount. This way, your investor makes money every month.

The other issue is how do you know you will qualify for a loan at the end of the lease? You don't know. Your investor will own the condo and knowing the odds that you won't qualify, he/she is thinking - gee, I'm collecting double the average rent from you PLUS the odds are high that you won't qualify for a VA loan, SO...that means at the end of the lease, I can sell this condo myself and make an even bigger profit - YIPPEE!!

What do you end up with? You just lost thousands of dollars by paying a very high rent for nothing AND you do NOT have any rights to the condo - your investor owns it. Oh by the way, I forgot to mention that you will need to sign a contract with the investor. Those contracts have terms that favor the investor - not you. Do yourself a huge favor - skip your stupid idea and fix your credit to at least 620 or higher. And save as much money as possible. Then buy. There will be plenty of condos available when you're ready. Never make buying a home an emergency - it's not.
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0 votes 1 answer Share Flag
Thu Jun 1, 2017
John Burke answered:
Hi Jay,

Unfortunately the program that Nina is referring to was changed by Freddie Mac in April. The new requirement is if the "business" has been open for 5+ years then we only need the most recent tax return but if the business has been open for less than 5 years, the most recent 2 years tax returns are required.

In your case we'll have to average your self employed income from the last 2 years & add the YTD from your P&L for 2017.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online:
NMLS# 787231
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0 votes 3 answers Share Flag
Fri May 26, 2017
Shanonnich answered:
Since you already have experience with stucco, it should be you who should go through this. However related to the resell, there has to be some truth behind their logic, but it all goes down on the buyer and their preference.

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0 votes 17 answers Share Flag
Tue May 23, 2017
Drobinson3240 answered:
I have a few properties in Macon email me @ c.d.propertywholesalers@gmail ... more
0 votes 9 answers Share Flag
Tue May 23, 2017
11wessmandr answered:
i was in the live action in court people has the list of the action houses and the amount that is going to be sale for...
how do i get that access to the list?
0 votes 13 answers Share Flag
Sun May 21, 2017
Luk386 asked:
Looking to buy first home. Not interested in co-ownership with some HOA where I foot the bill but follow restrictions. HOA seems like apartment living but with a house. I want to be an…
0 votes 0 Answers Share Flag
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