If you're looking to purchase your home by using a home loan, you likely won't qualify for one with bad credit. But, you can work on improving your credit so that you can purchase a home in the future. Depending on what needs to be done, "the future" could be anywhere from 1 month to 1 year.
I recommend speaking with a lender. Even with just the most basic information about your income, credit, and goals, the lender can tell you what you need to fix to purchase the house of your dreams.
Here's the number to my favorite lender. Unlike others, his credit fixing program is complimentary.
Harold Huguley (210) 336-0544. Tell him Kiana sent you .
And should you have any other questions, please don't hesitate to ask.
Kiana Jackson, REALTOR
3D Realty and Property Management