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Home Buying in San Francisco : Real Estate Advice

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  • Local Info253
  • Home Buying991
  • Home Selling132
  • Market Conditions81

Activity 1,334
Mon May 22, 2017
Ok+oooooooo answered:
If you want the expertise of an agent without the price and awkward relationship, you could check out open listings: https://www.openlistings.com/

You won't have a local expert showing you around or digging through listings for you, but I really like the on-demand showings and cost savings. ... more
0 votes 34 answers Share Flag
Tue May 9, 2017
Lloydmanningjrbroker answered:
If you have a low debt to income ratio, and you borrow a thousand dollars,
and if after borrowing you still are eligible under D-T-I rules,
Are you still eligible or are you automatically disqualified because you borrowed? ... more
0 votes 13 answers Share Flag
Mon May 8, 2017
Arpad Racz answered:
Hi Abby,
Having multiple levels of inspection is a preference of some buyers. Some start with a general inspection and then have a specialist opinion for specific items as needed. Others may have their own contractor they work with that they prefer to use.

All the best,
Arpad
... more
0 votes 26 answers Share Flag
Wed Apr 26, 2017
newtobayarea asked:
We are in the market for a home and have been told by multiple agents that lender quality is crucial when making an offer. In particular we've been told that, for instance, Quicken or Chase,…
0 votes 0 Answers Share Flag
Mon Apr 10, 2017
Deannawalker50 answered:
try to use specialised services! btw the best way to understand real criminal situation is to live in the neighbourhood lol, but it's reaaly so
0 votes 4 answers Share Flag
Tue Mar 28, 2017
Kory Powell-McCoy answered:
HI there! I'm a real estate professional specializing here, in San Francisco. I do not work for One Mission Bay, but I do have some knowledge of the project.

I have toured the project, talked to their representatives, and recieved an "insiders" overview including pricing structure, and amenities. They are about 52% sold (as of a week ago) and have great opportunities to buy on all levels of the project. They are offering "resort like" amenities with remarkably reasonable HOA dues.

I can tell you more about the project, the area, or future developments if you'd like. Do you have a specific question?
... more
0 votes 2 answers Share Flag
Tue Mar 28, 2017
Susannieto2 answered:
I'm selling my home that i have lived in since 1978 in San Gabriel ca. 91776 Can I take my property tax with me? I need to be sure I'm retiring and at age 73 years
0 votes 13 answers Share Flag
Mon Mar 27, 2017
Scott Godzyk answered:
That is a good question for your lawyer who would have to review what was signed. Your buyer agent should be able to guide you through this as well. If you do not have your own agent, try calling the listing agent to see if they fix this. ... more
0 votes 1 answer Share Flag
Wed Mar 22, 2017
Durham.kendra answered:
My Loan Is Your Loan work with borrowers down to a 550 credit score for VA, FHA, and USDA loans. They have a direct lender who was able to get my loan closed fast. I would check them out. I worked with Brian Young at 2147973479 I would call him super easy and nice.

Myloanyourloan.com
... more
0 votes 8 answers Share Flag
Sat Mar 18, 2017
Adriana Colella-Sottile answered:
Seller pays property tax transfer in Marin County and California. However, seller and buyer may negotiate or consider a split, but generally, seller pays.
0 votes 7 answers Share Flag
Fri Mar 17, 2017
Gregg Pomeroy answered:
Hello, I'm a mortgage professional.

We have loan programs that will allow the lower actual student loan payment to be used instead of the 1% payment.

We also have programs that allow higher debt to income ratios.

You are welcome to get in touch with me if you have any questions or would like help with this.
... more
0 votes 1 answer Share Flag
Sat Mar 11, 2017
Elva Wormley answered:
There may be quite a few options available to you, depending on your credit, income and assets, as home values have significantly increased in San Francisco since 2006.

Please feel free to contact me if you would like to discuss your options. ... more
0 votes 3 answers Share Flag
Sat Mar 11, 2017
Elva Wormley answered:
Yes, it is possible, if it is stipulated in the Note. The assumption must be approved by the current noteholder. If the Note says it is assumable, contact the current noteholder for their requirements and their approval process. ... more
0 votes 1 answer Share Flag
Tue Mar 7, 2017
Judy Stokley Broughton answered:
IS THERE A LIMIT ON MORTGAGE COMPANIES ON A SHORT SALE TO CLOSE? I AM BUYING A SHORT SALE GOING ON 10 MONTHS NOW!!!!!!!!!!! CAN THIS DRAG OUT FOREVER???????
0 votes 11 answers Share Flag
Wed Mar 1, 2017
Terry Bell answered:
When you go on an airplane, they always say, "put the oxygen mask on yourself before your kids"! My advice to you, is to put the brakes on helping someone else until you get your own purchase squared away. Your lender is the one who can best advise you about when you can assist others. ... more
0 votes 1 answer Share Flag
Mon Feb 13, 2017
Aholbrook62292 answered:
I make 36500 a year and have a 309.90 car payment. Can I buy a house?
0 votes 6 answers Share Flag
Wed Feb 1, 2017
Bobbysgram2200 answered:
they are terrible and getting worse..they are over the line with some of their tactics and you would think with the past reputation they would straigten out their act but they appear to be getting worse! ... more
0 votes 15 answers Share Flag
Mon Jan 30, 2017
Sam Shueh answered:
Suggest you sell and rent month to month in SF until you find your dream home. You have ample reserve and home prices in SF will stabilize......
0 votes 2 answers Share Flag
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