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Home Buying : Nationwide Real Estate Advice

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  • Home Buying256K
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Activity 222,025
A few minutes ago
Tom asked:
IN a year I have access to my 401 k funds, will throw a chunk of $$$ on principal to reduce payment. Im not sure if at age 58 i want another 30 year mortgage. I want to work part time for…
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A few hours ago
Cuttingthroughthebull answered:
Oh for heavens sake....NO!!!!

Save some money.
Get 3-6 months of emergency funds saved (as home ownership has surprise BIG expenses sometimes).

If that's impossible then know that home ownership would most likely be an incredibly stressful financial situation for you. ... more
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A few hours ago
Pinehurstcitychick answered:
My husband was gifted, then inherited some property and later with community money purchased 7 acres in the same tract. My name is not on the Deed of Trust. I haven't found the deed of Trust for the 7 acres. Although property taxes, repairs, cabin, new home, garage, landscaping, lake with stock fish, property taxes, insurance and road building has been done with community money. In the beginning, 1986, there were oil checks for this property that was put into the community bank account. This is in the state of Texas. After my parents passed away and estate settled I kept everything separated. And now several years ago, my husband opened himself, with only his name on it a separate bank account, which he put the oil checks into, I think that this was around 2010, but still all the bills are paid out of community money. Should I die before him, no problem, but if he would pass away, how hard would it be for me to claim the property and their is no document of right of survivors for me to live on the property, until I pass. We both agreed that the property should go to our daughter, who is 45. Of course, she has no intention of moving there at all. I'm very doubtful if she would keep it. ... more
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A few hours ago
Alyssa_dawkins asked:
I'm interested in buying a house at the coast within the next 1-2yrs since we will be residing here for at least the next 5 years. My husband is in the military, and we want to use his VA,…
0 votes 0 Answers Share Flag
Yesterday at 6:02pm
Mary answered:
I have a beautiful remodeled country home for sale in SW GA...please let me know if you are interested.
0 votes 8 answers Share Flag
Yesterday at 5:20pm
Pussbuffet answered:
The fees are about $475.00 but the HOA has changed from builder managed to residents managed. They are ruining the community. I would not buy here.
0 votes 5 answers Share Flag
Yesterday at 4:50pm
Kevin Fan asked:
I'm trying to buy my first house and have a question that I've been getting conflicting answers from a number of sources. Does anyone know if I get a gift from a donor of $60,000 that the…
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Yesterday at 4:32pm
Maricris A answered:
Hi,

Pending means that the property is under contract and is in the process of closing.

Regards,

Maricris
Consumer Care advocate
0 votes 1 answer Share Flag
Yesterday at 3:55pm
Sheryl Arndt answered:
Nowadays you may qualify ONE DAY after a short sale, foreclosure or deed in lieu with 20% down. You have 3 years to wait before you can consider FHA 3.5% down from a minimum 580 fico score. You can consider conventional 4-7 years after.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA or CalVet loan specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 11 answers Share Flag
Yesterday at 3:10pm
Maricris A answered:
Hi,

Pending means that the property is under contract and is in the process of closing.

Regards,

Maricris
Consumer Care advocate
0 votes 1 answer Share Flag
Yesterday at 2:28pm
Shinytop1978 asked:
Hi,
I live in the state where the property is located. The owner of of the he property lives in a different state. We agreed on a date for the closing but they didn't make it to the…
0 votes 0 Answers Share Flag
Yesterday at 2:03pm
Windy answered:
This is not an answer to the question. But a warning to any thinking of 1st.Mariner. They are a horrible company! Our guy,I wouldn't waste your time, I put in 100% in every case. I mean in the begining he was talking to us while changing the baby's diaper, in the middle he was too busy feeding his baby to fill any of our questions. They strung us along for 5 months and in the end refused us and we lost our dream home. The reason was because of the way some dumb dumb filled out a paper. And after making us jump through every hoop they had week after week. Making my husband miss work(for their hoops jumping) and then complain about the lack of a full pay check.We would ask, is there anything that we might need, anything else ya'll might even think would help? Trying to stay on top of the storm that insued from the payroll letter, that lovly woman only slightly reframed. They'd tell us no, then the next day, week, they'd come up with another hoop, until it was time to shoot us down. They would not see over that one paper, even though our agent talked to the adittude having person from payroll and knew first hand the assery we had to get through. They are not there for you in any way, in the beginning it was several calls a day by the last couple of weeks, we would wait days to get him to return our calls. And after 5 months, not even a sorry we couldn't help you. But a come back again if circumstances change! Are you kidding me! I would only send my enemies there. We will be going through a VA dedicated company like new day or veterans united. It was crazy what they wouldn't consider, like they didn't really understand some things. They were also stringing my husband along with the promise of a grant,which we needed,but they are not the only ones. They just make it sound like it. ... more
0 votes 7 answers Share Flag
Yesterday at 2:02pm
Chris Van Doren asked:
What are the options available if you don't want to put down 20% to purchase a home? Can't you get a second mortgage at a higher rate or mortgage insurance? Do you have any good…
0 votes 0 Answers Share Flag
Yesterday at 1:33pm
Erika Chrystal asked:
Just curious if anyone in New England has used the Federal Home Loan Bank of Boston's equity builder program.
0 votes 0 Answers Share Flag
Yesterday at 1:10pm
Annesleytina answered:
On Jan / 7 2017 night . My condo gotten accept water , Because the outside the wall where under the group has a hole , The water from my next the neighbor's wall there is a water drain and the water had no place to go , So in to my unit. The cleaning fee and replace the new flooring cast about $ 3000 , But the Management doesn't want to pay any . In this Community , I'm only the one has this problem . What should I do . Help .
Thanks .
... more
0 votes 9 answers Share Flag
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