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Financing in Honolulu : Real Estate Advice

  • All350
  • Local Info13
  • Home Buying82
  • Home Selling11
  • Market Conditions11

Activity 9
Sun Feb 23, 2014
My NC Homes Team answered:
It depends if you've taken a new job but in th same field you've previously worked in you may apply immediately, if you're in a new job, in a new filed of work you're probably going to have to wait at least until you've got a few months in. Lenders are looking for a solid two year work history in general, though exceptions are sometime made and if you have the ability to work with a credit union they are often the most flexible. It cost you nothing to find out, simply speak with a lender and ask to be pre-approved.

You could also start by finding yourself a good buyer broker and ask them to suggest o a couple of good local lenders that they feel would be a good fit for you.
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Sun Oct 6, 2013
gennadybelyaev asked:
Wed May 8, 2013
Frank Diaz answered:
Plenty. Rates seem to continually bottom out. Great time if you can qualify.
0 votes 2 answers Share Flag
Thu Apr 25, 2013
Frank Diaz answered:
Why not have a Canadian bank refinance it?
Are there any branches of US banks in that city or nearby?
0 votes 1 answer Share Flag
Thu Jun 28, 2012
C. Moana Carreira answered:
Its very difficult to refi condo-tels in Hawaii. First of all, they prefer it has a kitchenette.
If not, you're pretty much not able to sell without it being a cash transaction. Hope that
helps. Aloha
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Fri Jun 15, 2012
Magicman answered:
I can probably help. I need some more details. Please contact me. George Beavin (808)521-9999
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Fri Jun 15, 2012
Magicman answered:
Depending on the Condo-Tel I can probably refinance at a lower rate. George Beavin (808)521-9999
0 votes 4 answers Share Flag
Tue Nov 1, 2011
Don Munro answered:
Owning property in joint tenancy means that the partners own equal shares. When one partner dies the other is automatically the heir But it is an inheritance. For the partner's share to pass to the surviving partner either, the estate of the deceased must pay off the loan or you agree to assume it or the lending compnay will file a lien.
The mortgage is on the property, even if it is only on the half owned by the deceased. Nevertheless the property is encimbered.
I am a Real Estate Broker and not a lawyer. So check this out with a lawyer but I believe this to be the correct opinion of this situation.
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Thu Mar 18, 2010
Gerard Dunn answered:
A third party can be anyone OTHER THEN THE BUYER OR SELLER.
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