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All Locations : Nationwide Real Estate Advice

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  • Home Buying256K
  • Home Selling42K
  • Market Conditions26K

Activity 483,636
Earlier today
Hammond asked:
Earlier today
Yotal1 asked:
Earlier today
Sheryl Arndt answered:
Yes absolutely, you may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down up to 424k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 424k.

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Do you have down payment and closing costs or do you need down payment and closing cost assistance programs?

If you are buying a primary residence you could consider a down payment assistance program such as CalHFA or Sapphire Grant which can cover your down payment and closing costs. You may close with minimal out of pocket expenses. You may consider the CalHFA from a minimum 640 fico score and the Sapphire Grant from a minimum 620 fico score up to 424k.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. You will need to gather some documentation for each applicant.

If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

The purchase in 92316 zip code start from 219k for 4br 3ba single family home.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA or CalVet loan specialist
REO and Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
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Earlier today
Gilortz1000k asked:
Earlier today
Michellecundiff94 asked:
its me and my boyfriend under 30,000 in an area i could possibly walk to work so i can sell my car something nice in low crime area
0 votes 0 Answers Share Flag
Earlier today
Susie Kay answered:
If you are planning to relocate to Dallas, TX, then I'd be happy to assist you. I used to live in CA and the cost of living is unbearable. So I decided to move to Dallas and it was the best decision for me. We have many major employers moving into the area including the giant Toyota! ... more
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Earlier today
Priscillaabrahams asked:
How far are hospitals from the property?
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Earlier today
Yzvonne Gore asked:
I can ambulate in my apt.,but need access to apt.
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Earlier today
Tiffany McQueen asked:
Earlier today
Theonlymrscuspert asked:
The program will pay the rent for a year and I only have until the middle of April to use the rapid rehousing or I will lose it and I have 6 children to proved for any help
0 votes 0 Answers Share Flag
Earlier today
Avoorhies asked:
I no longer need the Trulia account and would like it removed.
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Earlier today
Donnaaboussie asked:
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