Real estate questions, answers, advice, opinions, blogs & articles page 3709
STAND OUT RENOVATIONS
Princeton Town Topics - June 16, 2010 STAND OUT RENOVATIONS Want your home to stand out among the other homes for sale in your area? If you want your house to look better than average, you can upgrade…
Princeton Town Topics - June 16, 2010 STAND OUT RENOVATIONS Want your home to stand out among the other homes for sale in your area? If you want your house to look better than average, you can upgrade…
this house doesnt look like it needs repair!!! what in specifics does it need?????
in the pictures i saw nothing wrong with the walls, how can anymore work be done??? this house looks fine,amazingly fine at that but i would like to see more pictures of the inside and of the front of…
in the pictures i saw nothing wrong with the walls, how can anymore work be done??? this house looks fine,amazingly fine at that but i would like to see more pictures of the inside and of the front of…
Father's Day Weekend in Columbus, MS
Summer weekends get an early start in Columbus. That’s why we moved the community event calendar to Thursday’s during June and July. So let’s see that is on tap, starting Thursday night. The “Sounds…
Summer weekends get an early start in Columbus. That’s why we moved the community event calendar to Thursday’s during June and July. So let’s see that is on tap, starting Thursday night. The “Sounds…
Mortgage Rates Unchanged, Remain at Record Low
Conventional 30-year fixed mortgages remain available at 4.375% for well-qualified consumers paying a standard origination fee of about 1 point. 15-year fixed mortgages remain available at 3.875%. It's…
Conventional 30-year fixed mortgages remain available at 4.375% for well-qualified consumers paying a standard origination fee of about 1 point. 15-year fixed mortgages remain available at 3.875%. It's…
Patience
Seller Tips....If you are selling your home you will need great patience. The buyers are looking for the best house, for the best price, in the best neighborhoods. So if you are serious about selling…
Seller Tips....If you are selling your home you will need great patience. The buyers are looking for the best house, for the best price, in the best neighborhoods. So if you are serious about selling…
Looking for a realtor with experience working with Canadian's to purchase a short term vacation property in Kissimmee.
Hello, I am looking to purchase a short term rental in Kissimmee. I would like to find a realtor who has worked with Canadians and has experience with short sale and foreclosures. References would be…
Hello, I am looking to purchase a short term rental in Kissimmee. I would like to find a realtor who has worked with Canadians and has experience with short sale and foreclosures. References would be…
Foreclosures And Short Sales Escalated By Lenders
Foreclosure sales and short sales continue to grow in the Tallahassee housing market, showing signs that the shadow inventory is emerging into the mainstream inventory and perhaps we will begin to work…
Foreclosure sales and short sales continue to grow in the Tallahassee housing market, showing signs that the shadow inventory is emerging into the mainstream inventory and perhaps we will begin to work…
Just Reduced to $464K for 3800 sq. ft. in Highlands Ranch!
http://www.coloradodreamhouse.com/featured/property.php?id=1 Just reduced to $464K for 3800 sq.ft., five-bedroom, four bath home in Highlands Ranch. This home rests just steps away from a quiet greenway…
http://www.coloradodreamhouse.com/featured/property.php?id=1 Just reduced to $464K for 3800 sq.ft., five-bedroom, four bath home in Highlands Ranch. This home rests just steps away from a quiet greenway…
Hi, Im possibly thinking of buying a lot to build on at Renuion. Does anyone have any opinions of this resort?
as im from the UK. Do you think building is a good move to generate equity and is Reunion worth the extra money over other resorts. many thanks
as im from the UK. Do you think building is a good move to generate equity and is Reunion worth the extra money over other resorts. many thanks
Hello All,
Would some of you realtors comment on the
way to reach out to realtors? I have been calling their offices and sending them emails if office manager expresses interest. Planning to send brochures as a follow up. We have a great company, custom…
way to reach out to realtors? I have been calling their offices and sending them emails if office manager expresses interest. Planning to send brochures as a follow up. We have a great company, custom…
I am currently interested in a home in McHenry County, but I have read the property taxes are EXTREMELY high. Can anyone verify this? I'm
looking into Harvard by the old Motorola building. Please help and let me know if it is worth the move.
looking into Harvard by the old Motorola building. Please help and let me know if it is worth the move.
Buying a Brooklyn Home: Free Credit Reports Not All They Seem
You’ve finally decided that, yes, you can afford to buy a Brooklyn home. After years of frugal saving, hard work and patient waiting, the timing is great. You don’t want to wait anymore, so you rush…
You’ve finally decided that, yes, you can afford to buy a Brooklyn home. After years of frugal saving, hard work and patient waiting, the timing is great. You don’t want to wait anymore, so you rush…
short sale offer was accepted by the bank but then the HOA fees where too high, the realtor has rebsumitted and worked the offer lower so we pay HOA,
Is this a good idea? Our realtor say it would look better for the investor and the price still within range? How long will it take for a new bank response aprox?
Is this a good idea? Our realtor say it would look better for the investor and the price still within range? How long will it take for a new bank response aprox?
Do you agree that a housing double-dip is happening?
Housing's Double Dip: Numbers Tell How Bad It Is http://www.cnbc.com/id/37575536/Housing_s_Double_Dip_Numbers_Tell_How_Bad_It_Is The number of homes that closed in May are down more than 5% compared…
Housing's Double Dip: Numbers Tell How Bad It Is http://www.cnbc.com/id/37575536/Housing_s_Double_Dip_Numbers_Tell_How_Bad_It_Is The number of homes that closed in May are down more than 5% compared…
Hi i've got a home for sale in a great short term rental area it's priced good and the proerty is in great condition how long shoudl it
take to sell? There are several bookings for the home in place.
take to sell? There are several bookings for the home in place.
Stevenson Ranch Real Estate Deal of the Week 6/17/10
Beautifully Stevenson Ranch Pool Home! Deal of the Week. The Best Deal in Santa Clarita…Right Now! Just listed at $599,900 – only $231 per sq.ft. Nicely Upgraded Stevenson Ranch! Standard…
Beautifully Stevenson Ranch Pool Home! Deal of the Week. The Best Deal in Santa Clarita…Right Now! Just listed at $599,900 – only $231 per sq.ft. Nicely Upgraded Stevenson Ranch! Standard…
Most Expensive Residential High-Rise in Dallas - COMING SOON!
The Museum Tower development to be located in the heart of the Arts District has been given the go-ahead for construction. These residential condominiums are going to be the MOST expensive condos in Dallas…
The Museum Tower development to be located in the heart of the Arts District has been given the go-ahead for construction. These residential condominiums are going to be the MOST expensive condos in Dallas…
I have $60k and want to buy real estate for investment in Las Vegas.What is the best way to do this?
First Time Home Buyer Federal Tax Credit Extension Announced
According to an article recently posted by Andrew Taylor (AP), there is good news about the extension of the First Time Home Buyers Federal Tax Credit. I’m looking forward to more clarity regarding…
According to an article recently posted by Andrew Taylor (AP), there is good news about the extension of the First Time Home Buyers Federal Tax Credit. I’m looking forward to more clarity regarding…
Who Makes the Offer on new construction condo in NJ? The buyer or the Broker?
I am interested in a brand new unit in a newer condo building. I was told by my broker to make the offer directly to the Sales associate representing the builder. Is this typical? I was surprised that…
I am interested in a brand new unit in a newer condo building. I was told by my broker to make the offer directly to the Sales associate representing the builder. Is this typical? I was surprised that…
I have a question about Trulia contributions. How do I rate and review the surrounding area or neighborhood for a property?
I understand that this is a new Trulia contribution method, in addition to blogging and Q&A...
I understand that this is a new Trulia contribution method, in addition to blogging and Q&A...
Will the Senate Extend the Home Buyer's Tax Credit? Maybe...
Home buyers hoping to take advantage of a lucrative federal tax credit would get three extra months to complete their purchases under a proposal introduced in the Senate on Thursday. Senate Majority…
Home buyers hoping to take advantage of a lucrative federal tax credit would get three extra months to complete their purchases under a proposal introduced in the Senate on Thursday. Senate Majority…
Market snapshot for Cascade Park and Fishers Landing in Vancouver, WA
Average price per square foot remains steady in Cascade Park and Fishers Landing neighborhoods, but inventory keeps getting lower. This includes the following subdivisions: Hiddenbrook, Hamlet, Village…
Average price per square foot remains steady in Cascade Park and Fishers Landing neighborhoods, but inventory keeps getting lower. This includes the following subdivisions: Hiddenbrook, Hamlet, Village…
Bragging Rights For Mountain View and Union High Schools In Vancouver, WA
Both East Vancouver's Moutain View High School (located in Fishers Landing), and Union High School did well on Newsweek's List of top high schools in the nation. Statistics were based on 1622 high schools…
Both East Vancouver's Moutain View High School (located in Fishers Landing), and Union High School did well on Newsweek's List of top high schools in the nation. Statistics were based on 1622 high schools…
i want to invest in real estate and i know that now is a good time to buy. my credit isn't that great and i don't have much in terms of a
down payment what is available for first timer buyers with little to no down payment?
down payment what is available for first timer buyers with little to no down payment?
Moving Companies.
I'm looking for professional moving company. Could someone recommend any in Philadelphia? I would prefer a large company over a Mom and Pop company.
I'm looking for professional moving company. Could someone recommend any in Philadelphia? I would prefer a large company over a Mom and Pop company.
Improving your Credit to Buy your Dream Home by Rebecca Carlson
Although the tax credit has come and gone, people are still out there considering whether or not it's a good time to buy. With interest rates at record lows again, for some, it's makes a lot of…
Although the tax credit has come and gone, people are still out there considering whether or not it's a good time to buy. With interest rates at record lows again, for some, it's makes a lot of…
Condos for less than the price of a car in Dallas?
I see listings for condos in Dallas for under 30k. I have to assume something is drastically wrong-- but I do wonder what the deal is with places like that. Are the condo associations bankrupt? Is the…
I see listings for condos in Dallas for under 30k. I have to assume something is drastically wrong-- but I do wonder what the deal is with places like that. Are the condo associations bankrupt? Is the…
Tax Credit closing deadline extended
The amendment sponsored by Sen. Harry Reid, D-Nev will give homebuyers who were under contract on a home purchase by April 30 an additional three months to close the transaction and claim the homebuyer…
The amendment sponsored by Sen. Harry Reid, D-Nev will give homebuyers who were under contract on a home purchase by April 30 an additional three months to close the transaction and claim the homebuyer…
Going from "For Sale" to "SOLD"
Going from "For Sale" to "SOLD" When it comes to Selling a Home, it takes a lot more than just placing a "For Sale" sign in the front yard and a Multiple Listing entry to get a listing sold. When a real…
Going from "For Sale" to "SOLD" When it comes to Selling a Home, it takes a lot more than just placing a "For Sale" sign in the front yard and a Multiple Listing entry to get a listing sold. When a real…
Homes are Disappearing. Which buyers are responsible for such disappearances?
While many home buyers are waiting for Price drop, the homes are disappearing from the market.The best part of it is when you find it listed 2 days on the market and the agent says there are multiple offers.…
While many home buyers are waiting for Price drop, the homes are disappearing from the market.The best part of it is when you find it listed 2 days on the market and the agent says there are multiple offers.…
Take a Deep Breath? It's not over.
I thought it was going to be over after Friday night. After what seemed like early-bird rush at the last minute for the $8000, yet here we are working OT on negotiations and amendments. Please, look-up…
I thought it was going to be over after Friday night. After what seemed like early-bird rush at the last minute for the $8000, yet here we are working OT on negotiations and amendments. Please, look-up…
California “Consumer Confidence rises” in May!
The California Composite Index of Consumer Confidence increased to 82.7 in May, slightly higher than the February reading of 81.1, according to a survey conducted by the Anderson Center for Economic Research…
The California Composite Index of Consumer Confidence increased to 82.7 in May, slightly higher than the February reading of 81.1, according to a survey conducted by the Anderson Center for Economic Research…
STEP IN THE FACE OF THE PRESENT MARKET
In a down economy, sellers most compete not only with other homes in the market, but also with buyer’s fears and concerns. Selling incentives have always been a way to create additional interest in your…
In a down economy, sellers most compete not only with other homes in the market, but also with buyer’s fears and concerns. Selling incentives have always been a way to create additional interest in your…
Could you please find out if the home at 3754 Dartford Drive,Davenport, Florida is for sale, or who owns this property?
I would be interested in purchasing this home, but I can't find out who to contact?
I would be interested in purchasing this home, but I can't find out who to contact?
Are other people finding trulia is not responding tonight? I am not having pages load time after time. Is this happening to you also?
I have found this is happening more and more. PLUS the security coder for answering a question is not working right much more often in the last couple of days.
I have found this is happening more and more. PLUS the security coder for answering a question is not working right much more often in the last couple of days.
Important News Flash
Senate OKs new tax credit closing deadline Congress is riding to the rescue for all of you in the Lake Oroville and Paradise California real estate markets who have qualified for the first time home buyer…
Senate OKs new tax credit closing deadline Congress is riding to the rescue for all of you in the Lake Oroville and Paradise California real estate markets who have qualified for the first time home buyer…
Bayfront Communities in Virginia Beach
If you have an interest in living by the Chesapeake Bay in Virginia Beach, you have come to the right place for information. The bayfront communities include Chic's Beach (also known as Chicks Beach),…
If you have an interest in living by the Chesapeake Bay in Virginia Beach, you have come to the right place for information. The bayfront communities include Chic's Beach (also known as Chicks Beach),…
Is a Housing Shortage Coming?
Is a Housing Shortage Coming?Some experts are saying that the next big real estate problem could be a shortage of homes.Only 672,000 new homes were started in April. That’s less than half the number…
Is a Housing Shortage Coming?Some experts are saying that the next big real estate problem could be a shortage of homes.Only 672,000 new homes were started in April. That’s less than half the number…
Louisville Boys of Summer!
It is time again for the Louisville boys of summer to take their place! Yep, it's the season to enjoy America’s favorite pastime: Baseball! And nothing says baseball like the crack of a Louisville slugger…
It is time again for the Louisville boys of summer to take their place! Yep, it's the season to enjoy America’s favorite pastime: Baseball! And nothing says baseball like the crack of a Louisville slugger…
My husban and I, 55 & 50, are looking for a town home in a nice community, dog friendly, lots of ammenities and closed to a town, any
recommendations? We are both professionals and enyoy community life, nice restaurants, arquitecture etc... We want to be closed to a town but have not decided if Jacksonville or Saint Augustine What…
recommendations? We are both professionals and enyoy community life, nice restaurants, arquitecture etc... We want to be closed to a town but have not decided if Jacksonville or Saint Augustine What…
We just closed on a house in Bethesda, and now we need an interior designer to help. Is there a good referral source in this part of the county?
Any advice is welcome!
Any advice is welcome!
How low of a down payment can we reasonably expect to get approval for during the purchase of a home within the next year?
We have very good credit scores and a high income, but do not have a lot of cash on hand (over and above what is necessary to cover closing costs) due to loss of equity in current home.
We have very good credit scores and a high income, but do not have a lot of cash on hand (over and above what is necessary to cover closing costs) due to loss of equity in current home.
Is this house still for sale? My email is runfus@aol.com
-- This question is about this property: http://www.trulia.com/property/1063814382-535-Kuikahi-Dr-Wailuku-HI-96793
-- This question is about this property: http://www.trulia.com/property/1063814382-535-Kuikahi-Dr-Wailuku-HI-96793
Homebuyer tax credit closing deadline extended to September 30, 2010
On Wednesday, June 16 the Senate passed an amended bill which gives homebuyers who were under contract as of April 30 an extra 3 months to close on their home purchase and still qualify for the federal…
On Wednesday, June 16 the Senate passed an amended bill which gives homebuyers who were under contract as of April 30 an extra 3 months to close on their home purchase and still qualify for the federal…
Senate OKs new tax credit closing deadline
The Senate has amended a bill to give homebuyers who were under contract on a home purchase by April 30 an additional three months to close the deal and claim the federal homebuyer tax credit. Extending…
The Senate has amended a bill to give homebuyers who were under contract on a home purchase by April 30 an additional three months to close the deal and claim the federal homebuyer tax credit. Extending…
Featured Chicago Condo Building - 30 West Oak St.
Visit my Chicago real estate website to obtain a review and see the latest listing for 30 West Oak Street Chicago, IL. This beautiful concrete and glass structure provides incredible views, high-end…
Visit my Chicago real estate website to obtain a review and see the latest listing for 30 West Oak Street Chicago, IL. This beautiful concrete and glass structure provides incredible views, high-end…
Humboldt County Real Estate Market Statistics for May, 2010
Our Humboldt County, California residential real estate market shows continuing signs of stabilizing and recovery! Our active homes continued our seasonal rise to 682, above our “normal” market…
Our Humboldt County, California residential real estate market shows continuing signs of stabilizing and recovery! Our active homes continued our seasonal rise to 682, above our “normal” market…
I will be buying my first multi-family property and/or foreclosure to buy and resale (flip) and I'm looking for a mortgage broker or lender who
has experience working with real estate investors and who's familiar with creative financing.
has experience working with real estate investors and who's familiar with creative financing.
FHA Loans
What is your experience with FHA loans? How does the seller feel about the costs involved and time line? How beneficial are they to your buyer?
What is your experience with FHA loans? How does the seller feel about the costs involved and time line? How beneficial are they to your buyer?
Is this property off the market?
-- This question is about this property: http://www.trulia.com/property/30829716-401-29th-St-West-Palm-Beach-FL-33407
-- This question is about this property: http://www.trulia.com/property/30829716-401-29th-St-West-Palm-Beach-FL-33407
New home construction falls 10 percent in May
WASHINGTON – Homebuilders are sending a message: They won't be able to contribute much to the economic recovery now that government home-buying incentives have vanished.Home construction and applications…
WASHINGTON – Homebuilders are sending a message: They won't be able to contribute much to the economic recovery now that government home-buying incentives have vanished.Home construction and applications…
The Allen Report
For the latest weekly report on the market in the Rowayton section of Norwalk, CT:
For the latest weekly report on the market in the Rowayton section of Norwalk, CT:
How much work needs to be done inside? Can you get me some interior photos?
Interested in this house. Am out of state buyer who could have friends in the area who could view it for us. This would be a cash deal. Is it still available? -- This question is about this property:…
Interested in this house. Am out of state buyer who could have friends in the area who could view it for us. This would be a cash deal. Is it still available? -- This question is about this property:…
Looking for low priced investment properties in jacksonville florida...
...a good location, easy renting and reselling...condos under $90k. Thankyou.
...a good location, easy renting and reselling...condos under $90k. Thankyou.
Is this house still for rent?
-- This question is about this property: http://www.trulia.com/property/1055104214-14409-Santa-Fe-Dr-Olive-Branch-MS-38654
-- This question is about this property: http://www.trulia.com/property/1055104214-14409-Santa-Fe-Dr-Olive-Branch-MS-38654
Gulf Oil Spill Trajectory for June 17
For more information, go to www.DestinHomeRealtor.com
For more information, go to www.DestinHomeRealtor.com
Why does Trulia show outdated questions?
Why are outdated questions still showing up on page feed?
Why are outdated questions still showing up on page feed?
Can I schedule a look at this property?
I don't see any realtor info. Who can I contact to schedule to look at this home? -- This question is about this property: http://www.trulia.com/property/1072453819-1851-Baythorne-Rd-West-Palm-Beach-FL-33415
I don't see any realtor info. Who can I contact to schedule to look at this home? -- This question is about this property: http://www.trulia.com/property/1072453819-1851-Baythorne-Rd-West-Palm-Beach-FL-33415
What if Buying a Loaf of Bread was like Getting a Mortgage?
The majority of the blogs or articles I have read about new mortgage regulations are boring and the message is lost amidst confusing jargon and an endless collection of acronyms. Most people don’t buy…
The majority of the blogs or articles I have read about new mortgage regulations are boring and the message is lost amidst confusing jargon and an endless collection of acronyms. Most people don’t buy…
Is this apartment for rent, and if so how much would rent be a month?
-- This question is about this property: http://www.trulia.com/property/1090899802-139-E-Market-St-Bethlehem-PA-18018
-- This question is about this property: http://www.trulia.com/property/1090899802-139-E-Market-St-Bethlehem-PA-18018
Are automobiles considered part of a trash out order?
Foreclosure property
Foreclosure property
What is the Address?
-- This question is about this property: http://www.trulia.com/foreclosure/3015002876--E-Washington-St-Huntington-IN-46750
-- This question is about this property: http://www.trulia.com/foreclosure/3015002876--E-Washington-St-Huntington-IN-46750
regarding Viking Meadows, I think it is 16029 Viking Lair - it has sat unfinished for close to 2 years I believe, builder never finished it and it
was supposed to be going back to bank. Any info would be appreciated. Thanks
was supposed to be going back to bank. Any info would be appreciated. Thanks
Foreclosure Listings in Beaverton, Michigan
Foreclosure Listings in Beaverton, MichiganThis post is an update to a series I publish weekly on available foreclosure listings in the Beaverton, Michigan area. I also post a series on foreclosure…
Foreclosure Listings in Beaverton, MichiganThis post is an update to a series I publish weekly on available foreclosure listings in the Beaverton, Michigan area. I also post a series on foreclosure…
Tax Credit extension .
Hi Guys , Is their any news about the extension of Tax credit of 8K after Nov 30.
Hi Guys , Is their any news about the extension of Tax credit of 8K after Nov 30.
New Home Trends
RISMEDIA, June 16, 2010—The size of new single-family homes completed declined last year, dropping to a nationwide average of 2,438 square feet, according to detailed information about the characteristics…
RISMEDIA, June 16, 2010—The size of new single-family homes completed declined last year, dropping to a nationwide average of 2,438 square feet, according to detailed information about the characteristics…
I am trying to find a listing of Land Contract houses available in St.Clair or Sanilac county,
I have recently been transferred to Marysville, MI and cannot seem to find a listing of Land Contracts available for St.Clair or Lower Sanilac County. I have asked a few realtors for assistance on this…
I have recently been transferred to Marysville, MI and cannot seem to find a listing of Land Contracts available for St.Clair or Lower Sanilac County. I have asked a few realtors for assistance on this…
Don't Make These Staging Mistakes
Selling your home in this difficult market can be a challenge, but many homeowners are staging their home to make it more appealing to buyers. Staging your home is the process of setting it up to appeal…
Selling your home in this difficult market can be a challenge, but many homeowners are staging their home to make it more appealing to buyers. Staging your home is the process of setting it up to appeal…
Are the Sellers firm on the asking price?
-- This question is about this property: http://www.trulia.com/property/3007350184-708-Huntington-Cv-Madison-MS-39110
-- This question is about this property: http://www.trulia.com/property/3007350184-708-Huntington-Cv-Madison-MS-39110
How can I sell a house in need of structural repair?
Our very modest home is on the end of an attached row of homes. The exposed stucco'd wall is cracking and the bricks behind it are crumbling. We cannot afford the repairs and would like to sell it…
Our very modest home is on the end of an attached row of homes. The exposed stucco'd wall is cracking and the bricks behind it are crumbling. We cannot afford the repairs and would like to sell it…
who is responcible for closing costs when buyer backs out of the agreement prior to the final closing.?
This question pertains to a land contract purchase agreement.
This question pertains to a land contract purchase agreement.
If a Buyer Reperesent Agreement-Exclusive is signed, can it be cancelled, if so how long is too late
SHould we be asking for an extention at this point? We are supposed to close on Friday 6/18 but are still waiting for our "clear to close"
It has only been 24 hrs since our appraisal review was approved, how long will that take? We did go thru underwriting when we first met with our LO so what can go wrong now? Will we even be able to close…
It has only been 24 hrs since our appraisal review was approved, how long will that take? We did go thru underwriting when we first met with our LO so what can go wrong now? Will we even be able to close…
Does Arizona Law Allow for a Redemption Period After a Foreclosure?
I have had many buyers that are purchasing bank owned properties ask me this question:Can the homeowner that has been foreclosed on have a redemption period to get their property back? Does Arizona Law…
I have had many buyers that are purchasing bank owned properties ask me this question:Can the homeowner that has been foreclosed on have a redemption period to get their property back? Does Arizona Law…
The senate approved tax credit extension up to
Senate Majority Leader Harry Reid would give buyers until Sept. 30 to complete their purchases and qualify for jobless benefits through the end of November. Nevada has the nation's highest foreclosure…
Senate Majority Leader Harry Reid would give buyers until Sept. 30 to complete their purchases and qualify for jobless benefits through the end of November. Nevada has the nation's highest foreclosure…
Can a Seller take back their property after foreclosure in Arizona?
I have had many buyers that are purchasing bank owned properties ask me this question:Does Arizona Law Allow for a Redemption Period After a Foreclosure? Arizona law does allow the borrower a set amount…
I have had many buyers that are purchasing bank owned properties ask me this question:Does Arizona Law Allow for a Redemption Period After a Foreclosure? Arizona law does allow the borrower a set amount…
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