Financing in Tampa : Questions & Answers

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Joshua Lea, Real Estate Pro in 33647
Joshua Lea answered:
Need a agent that can help me find a home and who knows lenders who deals with people with less then prefect credit.
Hello Tina,

I am a Realtor® in the Tampa Bay area. I don't really ever venture over to the Davenport area to much, but I have worked with a few real estate agents in the Central Fl ... more
0 votes Share Flag Fri Apr 18, 2014 Financing in Tampa
Lynn Brock, Real Estate Pro in Sarasota, FL
Lynn Brock answered:
Looking for mortgage broker or hard money lender that deals with high debit ratio.
John, Establishing Florida residency will be easy, it will be harder to exit from NJ. Check with your CPA regarding your relocation plans.

If you have a listing agreement, some l ... more
0 votes Share Flag Fri Apr 11, 2014 Financing in Tampa
aftervince19…, Other/Just Looking in Greenville, NC
aftervince1973 answered:
Can I get a mortgage after a short sale?
Don't let a foreclosure stop you from buying a new home. See Comstock if you have a buyer in need.
0 votes Share Flag Fri Apr 11, 2014 Financing in Tampa
Frank Coto I…, Real Estate Pro in 33624
Frank Coto III answered:
Does anyone know who is doing cash out refinance on investment residential properties?
I do them all day at 80% max LTV 620 min score....Ill beat any written quote you get! call me at 813-765-1239, text if you miss me or just do the free app anytime www.lincolnlend.com
w ... more
0 votes Share Flag Mon Apr 7, 2014 Financing in Tampa
Kevin Cook, Both Buyer and Seller in Tampa, FL
Kevin Cook answered:
Anyone knows of mortgage brokers or lenders that deals with people with high debit ratio?
If you have a debt to income ratio that is unusually high, private lending is a great way to go, even with poor credit. The goal, however, is to get the right property with enough equit ... more
0 votes Share Flag Sat Apr 5, 2014 Financing in Tampa
Steve@pro-op…, Real Estate Pro in Florida
Steve@pro-option.com 888-662-4404 answered:
Looking for private lenders
-
I'm likely one the best in America to help those in your situation and I'm located in Tampa too!

The types of loan programs to check into for the flexibility you need are the "Sta ... more
0 votes Share Flag Wed Mar 5, 2014 Financing in Tampa
Mike Beaucha…, Home Buyer in Tampa, FL
Mike Beauchaine answered:
What are the best banks in the area for Construction or Construction Perm loans for a primary residence in the tampa area?
Follow up- I ended up using BB&T . Dan burton at the downtown Tampa location was excellent.
0 votes Share Flag Thu Jan 23, 2014 Financing in Tampa
FLGAmortgage, Real Estate Pro in Tampa, FL
FLGAmortgage answered:
What is the lowest credit score I can have and still be able to get home loan?
There are more factors than just credit score, but if you want to start there then I can go down to a 580 for FHA financing (3.5% down). We would need to pull your credit, see what all ... more
0 votes Share Flag Thu Jan 23, 2014 Financing in Tampa
Rfreyre, Home Buyer in Tampa, FL
Rfreyre answered:
How can I get a home loan when debt ratio in consider high?
You did not say if you are working with an agent at this time if not find one that can qualify you first. The where , when, why, how and are you first time buyer can be answered by that ... more
0 votes Share Flag Thu Jan 16, 2014 Financing in Tampa
Lisa Reeves, Real Estate Pro in Tampa, FL
Lisa Reeves answered:
Looking for a mortgage broker or hard money lenders in order to purchase a home?
Is this for an owner occupant or for a investor? With the new Loan Estimate and Closing Disclosure - I believe most hard money lenders will no longer be working with residential owner ... more
0 votes Share Flag Tue Jan 14, 2014 Financing in Tampa
rolandsmithe…, Home Buyer in Tampa, FL
rolandsmithemail answered:
I am looking for someone who can write a loan on a $65000 condo in Tampa. Buyer has great finances and 20% down-payment. His lender will not write the
Hi,every once,My name is sarah from USA I was recently scam by 2 loan lender online from Nigeria and I thought all hope was gone,Until a Friend of my refer me to TRUST loan company in ... more
0 votes Share Flag Wed Dec 18, 2013 Financing in Tampa
Neil Sherry, Real Estate Pro in Boca Raton, FL
Neil Sherry answered:
How to get refinance for a foreign investor?
How are you? My company closes FOREIGN NATIONAL MORTGAGES ALL OVER FLORIDA. FLORIDA HARD MONEY MORTGAGES!! NO INCOME/CREDIT /TAX RETURN CHECKS CORPORATION TITLED HARD MONEY MORTGAGES!! ... more
0 votes Share Flag Fri Dec 13, 2013 Financing in 33607
infinitt35, Home Buyer in Tampa, FL
infinitt35 answered:
Is there downpayment assistance in Tampa that is not income based. My husband is a teacher and we make too much to qualify for any of the state
you can try NACA - they are not income based and not solely on credit either.
0 votes Share Flag Mon Nov 18, 2013 Financing in Tampa
Margaret Has…, Real Estate Pro in 33543
Margaret Hassani answered:
When do you pay closing on a FHA Construction to Perm loan. After closing before building or after home is completed?
I worked for builders for many years, sometimes doing construction to perm loans. The way it worked on a construction to perm loan was, you close upfront on the land, before the home ... more
0 votes Share Flag Sat Sep 28, 2013 Financing in Tampa
Alma Rose Kee…, Real Estate Pro in Tampa, FL
Alma Rose Kee, P.A. answered:
Can anyone recommend a good FHA 203k loan expert in the Tampa area please?
Also...

Janine Cook
Senior Loan Consultant
4300 W. Cypress St. #780
Tampa, FL 33607
813.546.0921 Direct
877.469.3851 E-Fax
www.MyProspectMortgage.com/jcook
0 votes Share Flag Wed Sep 18, 2013 Financing in Tampa
Jonathan Rob…, Real Estate Pro in Portland, ME
Jonathan Robert answered:
We are looking for a 203K loan lender in Austin, TX Any help would be appreciated Tammy and Charlie Ciampoli
That is a good question feel free to call me anytime. I am here to answer all the the questions I can.

Thank you,


JOnathan
0 votes Share Flag Sun Sep 15, 2013 Financing in Tampa
Lynn Brock, Real Estate Pro in Sarasota, FL
Lynn Brock answered:
So If I get approved for a USDA loan?
Jessica, your question reflects that you seem confused.

Ryland Homes offers terrific financing for their homebuyers. Their loan program include USDA. A Ryland Home representativ ... more
0 votes Share Flag Mon Sep 9, 2013 Financing in Tampa
J, Real Estate Pro in Greensboro, NC
J answered:
SO I just want to know what the steps for buying a house from beginning to end?
The simple:

Pull your credit score
Pair up with a good agent
Talk with a few lenders
Get a prequalification letter from lender
Start the house search
Your agent - Submit a purch ... more
0 votes Share Flag Fri Aug 16, 2013 Financing in Tampa
Margaret Has…, Real Estate Pro in 33543
Margaret Hassani answered:
short selling a house and then buying one with cash less than a year later
Not sure if you're asking a legal question. If you plan to short sale a home then turn around and pay cash for a new one, you may be getting into sticky territory. The short sale lend ... more
0 votes Share Flag Fri Aug 2, 2013 Financing in Tampa
Dao Alderman, Real Estate Pro in 33647
Dao Alderman answered:
This is about Closing date and USDA
Sometimes the closing step in the real estate transaction can be delay by many reasons, which can be from either sites, and then in short sale process there is third party, fourth party ... more
0 votes Share Flag Tue Jul 30, 2013 Financing in Tampa
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