Oggi Kashi answered:
We bought our home in SF a year and a half ago with a 30 yr fixed at 4.5%. Is it worth trying to refinance now given the recent interest rates?
That will depend on the actual cost for the refi. If you can do a no-cost refi, you would be saving at least 0.5 % annually based on the current rates. That's initial savings of at lea
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Angela answered:
Any recommendations for a roofer in SF?
We used Excelsior Roofing. Easy to work with. Seem like honest guys. Not sure if the are considered "mid-range". Good luck.
Gregorio Denny answered:
Can one buy a home with only 10% down in the Bay Area?
"Maybe a mortgage broker will come on site and answer this but most of the particpants are real estate agents. "
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I did answer. The conforming limit in Contra Costa is $625,500. T
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Gregorio Denny answered:
What is the current interest rate for a 30 year fixed mortgage on an investment property?
"Thanks Greg,
But I spoke with a mortgage broker who sits in my office and he can get a better rate from a lender with more down. Maybe this forum is not for bashing others opinions
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Helen Yuen answered:
Budget friendly improvements to be a more environmentally-friendly home
There is a wonderful SF City sponsored program to help make your home more energy efficient
with more than half the cost paid for by this limited time program that will help fund whate
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Sacrelender answered:
Whatโs the difference between copper and plastic piping?
Tania is right. In fact that also includes the type of brackets you use to hold the piping in place. I heard of a house in the bay area blowing up when the homeowner replaced the copp
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Judi Monday, CRS (520) 241-7780 answered:
What's the one smart phone app you can't live without as a real estate agent?
Siri is my go to app for everything...and thankfully, she usually has the answer I need.
Oggi Kashi answered:
What are typical carrying costs in SF?
Your typical carrying costs are property taxes (they run about 1.18% annually), your mortgage, HOA dues (if any), insurance, and any funds you wish to set aside for maintenance and such
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Caroline Kahn Werboff answered:
What does a crack in the foundation mean?
it can mean nothing or it can mean alot. You should always talk to a structural engineer to inspect the foundation
Caroline
Lee Clancy answered:
What are some interesting cafes or bars in the Western Addition/Anza Vista area to hang out at and meet locals?
The Social Study on Geary at Fillmore is pretty cool, and Yoshi's is always fun if you want a lounge environment. The original Little Star Pizza on Divis is still packed after many yea
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Peter T. Chin answered:
I want to evict my roomates for late rent and being disruptive to my nieghbors the landlord really has it in for me what an i do?
In San Francisco, there are two seperate and unique things: 1. Rent control and 2: Eviction control (they are different and not the same).
Landlords can evict only if it falls under
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Gabrielle B Dahms answered:
Is there a high rise in a desirable SF neighborhood?
Ethan,
San Franicsco is a densely populated city where many properties aside from hi-rises offer views. Most hi-rises in the city are east of Van Ness Avenue and south of Market. As
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Flavio Tejada, Owner/Broker, Realtor, MBA-Finance answered:
Why are banks not loaning these days?
Hi,
good comments below...my website has a link to a local mortgage broker that can help you with your loan needs, give them a try. Make sure you get loan pre-approved not just pre-qua
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Peter T. Chin answered:
What are some effective ways to increase the value of your home before selling?
You don't have to do expensive remodels to increase the value of your home; on the contrary, over improvements can back fire and actually decrease the value of your home.
Basically,
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Chris answered:
When buying a fixer-upper, which things should one be aware of?
All the preceding answers are right on target. I would suggest that you hire a home inspector who is a member in good standing of ASHI (the American Society of Home Inspectors). They h
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Chris answered:
Curb Appeal Improvements?
This is probably more of a question for a realtor, but as a licensed building contractor I have noticed that any home listed for sale will generate more interest and excitement if the e
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Oggi Kashi answered:
How do I find homes with seller financing in CA ?
Another option might be to scour Zillow.com for properties listed for sale by owner or ones that indicate a "make-me-move" price. Also try some of the FSBO websites.
Cindy Davis, Broker (619) 379-8616 answered:
I think this website is a disgrace I have contacted at least 5properties and 3have already tried to fraud me and my husband! NOT HAPPY
Websites are just websites. Each has their pluses and minuses. What you are referring to are dishonest and unethical behavior by individuals.
Although the real estate industry has i
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Spirit Messingham answered:
House addition question? what to look for and how much should I be expecting for an addition of about 860sqft?
Talk with a contractor for an estimate, really depends what you are doing in that 860 sq ft. Best of luck.
Spirit
Spirit Messingham answered:
What to know when hiring a contractor?
I only recommend contractors I have personally worked with, or have experience with. I would only work with licensed and bonded contractor, that way you can go back to the ROC with con
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