You can NOT be denied a mortgage due to age. It is against the law. You can only be denied for a low credit score, high debt ratio or lack of income to repay the mortgage. Your first step should be to meet with a local and trusted mortgage broker, they can prequailify you at no cost, they will look at your credit plus your financials and let you know if there are any mortgage programs that you may quailify for and none will be based on age, just ability to purchase. Good luck
Please see my blog for tips and advice on getting a mortgage... more
Hi Curious, the public school system is County based so all of those areas share the same curriculums, accelerated programs, etc. It is consistently among the best in the country.
Those three cities also provide a great spectrum of price ranges, but I would say that the north part of Silver Spring, specifically in the Layhill & Norbeck areas, gives you the most for your money in both lot and home sizes. Plus, it is inside of 3 miles to a Metro and gives easy driving access to all the local shopping.... more
The plus is that today's market is so-so. In 2-5 years you should have no problem as the market will have stabilized and the inventory of home wil be diminished. If you are in need of financing, I can help you.
This one - Trulia is really gaining traction particularly among buyers - sellers have much to gain as well by tapping this information rich site.
Unwavering Commitment to Service... more
I will not defend that!! No way will I. Your agent works for you and they will be compensated with the commission the seller offers. If your agent does not like it, then find another agent.
I would never ask you to sign that ridiculous document that LOCKS you to that agent (it actually locks you to the company she works for and not her but I bet she won't tell you that) but many agent love you to sign it because they can sit back a relax and then not worry you will find another agent to work with. Don't sign it!! If she requires it - SAY BYE-BYE. There are loads of agent that will work hard for you and do not need a buyers agreement that says what that one does - that's ridiculous.
One thing you are wrong about is the stupid assumption you make about how much we work per hour. I can guarantee you have no idea how many times we haul around buyers for days - weeks - years and that never buy. It's a lot! Your deal and commission help offset all that wasted time and many wasted calls and hours of research. This part you are clueless about.... more
Contact the agent/broker and see if they can set up an appointment with the property owner. The flexibility of property owners in accommodating you depends on the reason for the withdrawn property. Sometimes the property is withdrawn due to a disagreement with the broker/agent, so if they cannot help you, try and go direct to the property owner. Always start with the agent, as they can usually tell you the reason for the withdrawn property and if there is the remote possibility that the owners will show you the property after it has been withdrawn. Your success in seeing the property is really based on the reason for the withdrawn property. Always start with the agent/broker that last held the listing.... more
Visit http://www.montgomerycountymd.gov/poltmpl.asp?url=/content/pol/home/crimerpt.asp to get pointed in the right direction for Brookeville. Realtors are prohibited from commenting on issues such as crime.... more
A safe bet? As safe as any others. Good, old and new neighborhoods and good schools in Olney. Low crime in general, excluding the subsidized sections and apartments Montgomery County has blessed us with.
SEARCH OLNEY HOMES:
I am not totally clear on your question. If the tax assessment was higher than the appraised value, then you can challenge the assessment. If the tax assessment was about the same as the appraised value, and you just paid less then you cannot appeal anything. Hope this helps.