Marc White answered:
im a fist time buyer my credit score is 600 and i only have 5% down payment what my chances of buying a home in staten island ny
Contact a loan officer or mortgage broker in the area, they will be most helpful.
Anna Brocco answered:
i am trying to get into mitchell lama coop in manhattan my credit score is 680 will you think i can get approved.
See link for helpful information; http://www.nyc.gov/html/hpd/html/apartment/mitchell-lama.shtml
Tomer Ahituv answered:
I never had credit and I got no credit history. I won a law suit and want to by a house. I have good income but just got a credit card i pay 1400 rent
Hi Catina,
As many others have correctly answered, credit is important but there are many other factors that will also impact your ability to qualify for a mortgage. It is also corr
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Karla Harby answered:
I have a friend who want to rent an apt. in Manhattan. But her credit score is bad. Is there any way to rent an apt. without paying all the rent
One option is for your friend to find a guarantor who will, in essence, guarantee the rent payments. Usually this is a family member (parent, rich aunt) or an extremely close friend.
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JOE RUNFOLA, BROKER, GRI, ITI answered:
do i qualify for a pha loan?
Do you mean an FHA loan? PHA is the Philadelphia Housing Authority
Jim Simms answered:
I got my credit report run for a preapproval about 6 mo. ago. Is your credit score affected (ie lowered ) on the preapproval app or the loan app.?
Credit scores are fluid, they can change daily or even several times a day. Even a hard credit pull will not have the impact most consumer financial moves do. One dollar too much on a
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Larry Tollen answered:
If you apply for financing with different leders is there a way to avoid each of them pulling your credit and just have your credit pulled once?
I have had many buyers ask me the same question over the years. Every single one of the lenders I reguarly work with have assured me that when they pull a credit score it is a "sof
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Dan answered:
Who do I talk to regarding my credit score? I had some credit issues in the past, but for at leasat 3 years I've been debt free. I want to buy
Just get the free credit report at www.annualcreditreport.com look at the old stuff and then you want to get a credit card, most likely a secured card because they are easier to get. I
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