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John Burke, Real Estate Pro in Austin, TX
John Burke answered:
can i get a loan or not?
Hi Verher84,

Tony is not completely right, FHA does not require the collections to be paid off even though you have a total of over $2,000. The actual FHA guidelines gives lenders th ... more
0 votes Share Flag Earlier today Home Buying in Houston
Paul Davidson, Home Buyer in New York, NY
Paul Davidson answered:
Is disclosure of a murder required when the house was demolished, the land cleared and replatted and townhomes were built on the real estate?
Just in case anyone needs to fill out a Texas Seller Disclosure form, I found a blank form in this link http://pdf.ac/6LLQz. This site PDFfiller also has several related forms that you ... more
0 votes Share Flag Earlier today Agent2Agent in Houston
Harrison Wol…, Real Estate Pro in Hallowell, ME
Harrison Wolfington answered:
Can I get VA loan while still paying off Chapter 13? I am retired Navy officer and am using chapter 13 to pay off medical debt
Find a good local real estate agent and have them put you in touch with a VA lender!
0 votes Share Flag Earlier today Home Buying in 77004
Kanishka.ban…, Home Buyer in Houston, TX
Kanishka.banerji answered:
Thoughts on KB homes? I've read bad reviews, mostly from other states, but fell in love with a model home....Advice?
Cityside Homes i a terrible builder to own your home from. Reasons are as follows -

1) Their sales staff are rude and unresponsive
2) The owner's wife who manages the HOA is extreme ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in Houston
Gaylepat, Home Buyer in Dallas, TX
Gaylepat answered:
2012 FHA LOAN for MODULAR HOME BUILT ON THE PROPERTY
Yes, you can get a FHA loan on a manufactured home. Requirements will be a permanent foundation, tie downs, and I believe it also needs to be detitled with the DMV. If it isn't FHA cert ... more
0 votes Share Flag Fri May 22, 2015 Financing in Houston
Zeolilly, Home Buyer in Fort Worth, TX
Zeolilly answered:
What is the difference between FHA and Conventional Loan?
The downside is the MIP premium that now will be there for the life of the loan.

But you are forgetting one BIG advantage of FHA over conventional and in my opinion it is going to be ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in Houston
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
Should I use the same realtor when putting my lots up for sale as my next door neighbor, or does it matter?
Is the agent good? Just because they may be a Realtor member, doesn't mean they are good. Check their stats outs prior.
0 votes Share Flag Thu May 21, 2015 Home Selling in 77008
Shellymaei, Home Buyer in Fort Worth, TX
Shellymaei answered:
If I use a FHA loan is a sellers contribution neccesary?
The Federal Housing Administration limits the seller assist to the lesser of 6% of the sales price or allowable closing costs, prepaid and escrow costs.

The seller and/or third party ... more
0 votes Share Flag Thu May 21, 2015 Financing in Houston
Shellymaei, Home Buyer in Fort Worth, TX
Shellymaei answered:
Finds out FHA loan denied the day of closing
The closing process can be argued as the most critical part of a real estate transaction where the most amount of things can go extremely wrong. This is where that professional team wi ... more
0 votes Share Flag Thu May 21, 2015 Home Buying in Houston
Shanshan Wei, Real Estate Pro in Houston, TX
Shanshan Wei answered:
MOVING TO Houston. I would like to find a nice quiet area, that has a decent school for a 6yr. old. Prefer a 3-4 Bdrm home 2 plus BA near shoppin
There are so many great places to live in and around Houston that fit what you are looking for (Quiet Area & Good Schools). Keep in mind that Houston is a very large spread out city so ... more
0 votes Share Flag Wed May 20, 2015 Shopping & Local Amenities in Houston
James2creekm…, Home Buyer in Houston, TX
James2creekmore asked:
I work for a new home builder in houston and I just started how can I network with realtor's I am a good sale's person but I have never networked b4 I am trying to find out how meet realtor's so they can bring me prospective buyers to my model home
0 votes Share Flag Wed May 20, 2015 Home Selling in Houston
Kirsten Priz…, Real Estate Pro in 34104
Kirsten Prizzi answered:
I have bought a Foreclosed home couple months back and now realizing that there are tons of things that needs to be fixed which were not found as
Always have a property inspected by a professional home inspector.
0 votes Share Flag Wed May 20, 2015 Foreclosure in 77077
valmono, Home Buyer in Las Vegas, NV
valmono answered:
I am married and my husband and i both have bad credit scores, his is mid 500s and mine is 620. Can i get a FHA loan if my mom cosigns with 715 score?
For your low fico score home loan programs, email me on ms.cwoods61@gmail.com
0 votes Share Flag Wed May 20, 2015 Credit Score in 77077
Jason Washin…, Real Estate Pro in Houston, TX
Jason Washington answered:
Are the schools in Houston Independent School District preassigned or one can send their kids to any of the schools?
They are preassigned but most areas have a choice magnet school close by that you can transfer into. You can also transfer into some of the other school districts until a certain age an ... more
0 votes Share Flag Tue May 19, 2015 Market Conditions in Braeswood Place
Anencouragin…, Home Buyer in Houston, TX
Anencouragingheart asked:
Hi, I am in need of assistance with housing. I have a voucher, I am looking for a home within the Cypress or Northwest Houston area--Cypress School District. I really do not want to relocate my children to a different school, but the home we are in have issues that are causing my children illness (asthma). I would love to be in the…
0 votes Share Flag Tue May 19, 2015 Rentals in Houston
Jason Washin…, Real Estate Pro in Houston, TX
Jason Washington answered:
I am moving to Houston in a few weeks and want to know the best places to live, especially for elemen schools, hospitals, parks as I have kids 3 & 8yr
The Pearland area is a very family oriented suburban area. All of those things in your post you just named are highly remarkable in the city and the city places huge emphasis on them. T ... more
0 votes Share Flag Tue May 19, 2015 General Area in Houston
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
I am behind on my mortgage and I want to see what is the difference between the HUD program and the HARP program and I have a FHA loan
The HARP program is for borrowers who are up to date on their mortgage but cannot refinance due the value of their home having gone down. BUT, it is only eligible for CONVENTIONAL loans ... more
0 votes Share Flag Tue May 19, 2015 Home Ownership in Houston
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