I think what's happening RIGHT now is 80205 ----> City Park West/Whittier/Cole, in that order. CPW is almost all the way there, Whittier is close on their heels, and Cole is lagging behind the two, but will move quickly, especially with it's proximity to RiNo and upcoming lightrail developments.
I don't know if I would put my money on Globeville, but if Globeville pops, I think it will pop big. The homes are adorable smaller Victorians, the mayor (and city officials) have been focusing a ton of energy over there, and it's no further from downtown than LoHi and once again, close to RiNo. If I had an investment portfolio in Denver going, I would pick something up over there for $100,000-170,000 just in case, remembering that not every investment pays off and one should diversify. However, I don't think it's the next big urban boom, it's further down the road, if it happens. Not all of politician's plans happen and when they do, it's not always the expected result.... more
Credit scores vary by the lender or bank. FHA does require a lower FICO score than conventional financing. Our guidelines recently changed and FHA minimum score is now 600 and Conventional is now 620 but understand that credit scores in this range will be significantly different in rates than if someone were over 640, 680, 720, or 780. There is typically a break on rates at each level.
Banks typically have higher credit minimums so the best bet may be to shop a few mortgage companies to see what their guidelines are, in addition to the credit scores. You will want to know how long their process takes, if they're direct to Ginnie Mae, Fannie Mae, or Freddie Mac (this will determine what their underwriting process is like, ie. if they are direct to one of the three mentioned, they will have less overlays to get the loan approved. Overlays are what you would call the "hoops" you need to jump through to get the loan approved), and find out if the company you choose has good reviews.... more
Mountain waters are usually pretty good. I also really like well waters, bu that's just me. If you don't like it there is always the option of getting a system to filter the water. Some water definitely needs to be filtered.
Michael Foster http://www.custompure.com... more
Most Police Departments make this type of information available publicly. You can see Denver's Crime Map and filter on the types of crimes: http://www.denvergov.org/police/PoliceDepartment/CrimeInformation/CrimeMap/tabid/443033/Default.aspx
The Denver rental market can certainly be challenging. I would recommend you look on crags list or perhaps look online for a property management company in englewood, lakewood or Denver to see what they may have for rent via a private owner. You might be able to negotiate a better lease rate. Good luck!... more
The best recommendation is via a referral from your Selling Realtor. We are constantly working with many of the title companies in Denver and good Realtors will have solid relationships with the larger companies (who have stellar reputations).
BTW, most title companies have similar priced service fees and choosing one which has been in business for more than a few decades is a wise, wise decision. A professional title company will be able to walk Sellers through the process and should be easily accessible to the Buyers as well. (Location, responsiveness etc). Just give a ring to a few different companies and then decide which office feels best to you!... more
If I was you I would ask around in your area. You can probably find some great local contractors. I would ask neighbors and friends or maybe check online. Local companies will probably give you a quote and you can compare to find the best price.