I don't know of any "law" that you're breaking. Take your leads and run. My old company took so much of my commission from those leads, it was ridiculous. And how will they really know?? They probably won't.... more
I have over 20 years in real estate and we will be of value to one another.
If all is legal and fair to all I have no problem working together.
Call me direct.
Yolandra "Faith" Martin-Thomas
Illinois Real Estate Broker
Voice Mail 773-977-8630
View Apartment VIDEOS: http://www.youtube.com/MartinTheBroker... more
Possibly. It depends on the total monthly payments of those loans, credit score, and a few other factors. Best practice is to talk to a lender directly. I would be happy to do an initial analysis, free of charge. Feel free to contact me.
VP of Mortgage Lending
There are three credit bureaus that report credit history. They are:
I would figure out which one you "have", and contact the other two to see why there is no information on your husband. It could possibly be that they have wrong information on file, or have him under a different name or SSN. This would be a reason why the bank can't find any information on him via the other two agencies.... more
Most lenders want atleast one pay stub from your new employer before the close if not your first payment. One thing you can look into is the possibility of a co-signer. A parent could cosign for you and we can use their incomes to help you qualify. I think there may be a possibility for another idea as well. Feel free to contact me to look into getting this done in advance of your purchase. Also remember if you are first time home buyers you can qualify for the first time home buyer tax credit if you get a contract by the end of April 2010. I look forward to hearing from you.
Senior Loan Originator
Ardain Mortgage Corp.
847-963-1000 Office... more
I would not worry for a month, as the volume of buyers you are getting is indicative of a home that will sell soon. More people coming is always better than lame feedback. Feedback from the person with opposite goals (getting the home for less money) is rarely worth listening to.... more