I am currently going through the purchase program in the Dallas area. I attended the workshop in January, counseling session in February, approved in April and currently under contract on a home! The program does work. You have to be very patient and diligent. It is so important to have every single piece of information your counselor asks for. It is unproductive to grumble and pout. Just get them what they need. It can be frustrating, tiresome and stressful...but I am finding out all that is worth it. Another bit of advice is to get a knowledgeable NACA realtor...this has helped speed up my process. My realtor is awesome and she knows the NACA product top to bottom.
We are waiting on final repairs that our seller agreed to. As soon as that happens, we will get our re-inspection and clear to close. I am excited! Trust the program and be prayerful and patient!... more
This area is already starting to see an influx of redevelopment and renovations. Its close enough to downtown for the commute to work and close enough to the airport for frequent travelers. There are plans for apartment and condo new constructions coming soon. Check city and local zoning plans to keep up with this neighborhoods future.
There are other government grant programs in the Charlotte area that can get you to 100% financing. Try NACA (could be a lengthy process) or House Charlotte (will require a House Charlotte lender and a 4 hour buyers education class). If you need help finding information for either of these programs contact me and Ill be glad to help!
This typically depends on the company thats renting the property. You can try SocialServe.com there's usually a variety of rental properties listed with the direct owner or property management company listed. You could call or email them to find out.
This is an area in Charlotte that has great future potential but the past may not have been so great. Its in close proximity to the desirable Plaza/Midwood and Commonwealth areas, hence the price. The city also has plans for the blue line lightrail to come through this area in the future, therefore more housing and businesses will start popping up for sure. Its a good area to grow in to.
Good luck. Once you post, you s....out of luck. I have instructed all my friends, relatives, to never list with Trulia or the Zillow Group. I have sent certified letters to have my listing removed, and my only recourse after notifying the Attorney General and the BBB, will be to take them to court. Let's see if this post remains though.... more
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Determining your required down payment amount is a key component in the home buying process. The Federal Housing Administration was created to help middle- to lower-income buyers secure home loans. The FHA doesn't actually lend the money; instead, it insures the loan. The FHA requires only a 3.5 percent down payment. There are guidelines, and the buyer's credit is important to meeting these requirements
Web Reference: http://fhamortgageinfo.com/downpayment-requirements/... more
A home inspection can vary depending on a number of factors. You can expect to pay anywhere from $250-$600. The amount of square footage, and age of the home are the most influential factors, however if you need other inspections outside a typical four point inspection (home and appliances) such as radon, termite and pool this of course will increase your cost. If you have any further questions please feel free to gibe us a call. We would love to have the opportunity to assist you in your home inspection process!
Possibly, but it depends on why it went up. If escrow (taxes were set to low) changed, most likely not. If the loan rate terms changed, maybe. You may still have time to sell the home and retain any equity you may have provided you owe less than the home is worth. If not we may be able to get the bank to allow a short sale, Call and we can talk about it. I work here in Charlotte in the #1 Keller Williams office in the world! We have in house attorneys and I retain a shirt sale specialist. Call me at 704-907-0495 Thanks... more
That speaks volumes doesn't it. It's been standard protocol my entire career (15 years) for Realtors to leave cards so the seller knows you've been there. There are so many and clueless people that get into this business, I think it's a combination of laziness and a total lack of professionalism.
Managing broker should pound this simple step into their agents brains. It's a matter of common courtesy.