The fact that your agent has many listings in the area is most likely not the reason you aren't getting activity. In fact your agent should have the best handle on what is happening in your market because of so many listings. Be honest with your agent about your concerns.
Best advice: Know what you want in a house and location. Know yourself. Know your needs. If there's a spouse involved, know your spouse's wants and needs.
Second best advice: Know what you can afford. That is NOT what you might be approved for. Know your comfort level. Just because a lender says you can be approved for "X" doesn't mean that you actually can afford it, or that you can pay it without negatively affecting your lifestyle.
Everything else comes later. Choosing the right Realtor: Extremely important, but that agent won't be able to do his/her job until you've figured out what you want in a house and what you can afford.
Getting pre-approved: Important, but it's important in the buying process, not in actually choosing a home. If you've worked out the second point, above, you're not going to be surprised by what a lender says.
It all has to do with whether you can afford to see or not. Investors purchase homes and normally have them on the market within 2 months. If you put a good amount down or got a great deal on the home, you can probably sell it without having to come out of pocket at closing with money. I would suggest you have either an appraiser come out and give you a good market value or enlist the services of a Realtor to assist you.... more
Absolutely the first thing to do is call your lender. Most lenders receive these type of calls fairly frequently and may have something in place that can help you. As Larry pointed out, procrastination is not your friend in the case of a home mortgage. By the time they start contacting you, it may be too late. Be proactive and there is a good chance they'll help you get through your situation.
Good Luck!!!... more
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A trust sale is the sale of a property that is held by a trust where the original trustee is either under a physical or mental limitations, old age, unable to handle his/her affairs, or the original
trustee has passed away.
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