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Jackson Will…, Home Buyer in Provo, UT
Jackson Willis answered:
During purchase of a Short Sale, the appraisal tagged the roof as needing repairs before loan. What are my options?
You could talk to the lenders about what you have, and what you're planning. With that information, they might be willing. If they aren't though, you'll probably have to pay the cert. I ... more
0 votes Share Flag Yesterday at 10:09pm Home Buying in San Francisco
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
What is the maximum amount of unit I could purchase under a owner occupied VA, FHA or 203k loan? I am looking at buying a multiplex 3-6 units.
Hello Daniel, your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and c ... more
0 votes Share Flag Yesterday at 6:08pm Financing in San Francisco
Lucytinaa, Home Buyer in Dallas, TX
Lucytinaa answered:
What is the debt-to-income ratio for FHA loans?
For the most part, conventional mortgages require a qualifying ratio of 28/36. An FHA loan will usually allow for a higher debt load, reflected in a higher (29/41) ratio.

In these ra ... more
0 votes Share Flag Yesterday at 3:09am Home Buying in Lower Pacific Heights
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
I will be transferring to San Fran for my job next fall. When should I look to buy - is this a fast market to buy in?
Yes, it is a fast market and the earlier you familiarize yourself with it, the more prepared you will be to act decisively when you jump in.
0 votes Share Flag Wed May 20, 2015 Home Buying in San Francisco
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
are these amounts the asking price?
On the foreclosures, the amount you are seeing is likely to be the amount owed by the homeowner to the lender.
0 votes Share Flag Wed May 20, 2015 Foreclosure in Russian Hill
Lizete Santos, Real Estate Pro in 94105
Lizete Santos answered:
who has bought a TIC in SF? what should i be aware of when i buy then sell later on?
Mrs. Hill,

This property in particular is a condo.
TIC's are commonplace in SF and should be considered on a case by case basis. A TIC agreement is important as it delineates the p ... more
0 votes Share Flag Tue May 19, 2015 Market Conditions in Civic Center
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
--looking to buy a condo in a small complex(fewer than 15 units),do you suggest a home inspection?
Of course. Buyers always need a home inspection.
0 votes Share Flag Tue May 19, 2015 Home Buying in San Francisco
Babs.riley, Home Buyer in San Francisco, CA
Babs.riley asked:
Completely detached, single family house in HOA with front building: can we separate ourselves from the association? Hello!
We recently became first time homeowners. Our new home is its own two story house sitting behind a much more recent and taller building.
We are in HOA with the owners of the front…
0 votes Share Flag Mon May 18, 2015 Using Trulia in San Francisco
Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut PA answered:
First time home buyer - tax credit for 2013?
There is a program that I use that provides 10,000 towards your down payment and closing costs. It is a zero interest and zero payment loan that is only due when/if you sell the home. I ... more
0 votes Share Flag Mon May 18, 2015 Home Buying in 94107
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Our home that we are trying to sell had water damage that was repaired. Would this prevent the seller from getting home insurance?
Yes many insurance companies will not cover you. Try Farmers of State Farm. They may inspect first. They are afraid of mold.

Rich Littlefield
Mortgages / Real Estate
1ochomelist ... more
0 votes Share Flag Fri May 15, 2015 Home Selling in 94109
Joanne Nino…, Home Buyer in Kings Beach, CA
Joanne Nino MD asked:
I wrote a review for my real estate agent and put my whole name. How do I just put my FIRST name and cancel out my last name. If you can cancel it I can rewrite it. Thanks
0 votes Share Flag Thu May 14, 2015 Using Trulia in 94118
MegSM, Home Owner in Seattle, WA
MegSM answered:
Credit report including score brought to an open house? - this tenant screening company allows the applicant to initiate the tenant screening process by creating their own account and ordering their comprehensive tenant ... more
0 votes Share Flag Thu May 14, 2015 Rentals in San Francisco
Alex Greer, Real Estate Pro in California
Alex Greer answered:
Are there any down payment sources besides personal savings and borrowing against 401K?
Yes there are quite a few. You can use gift, or a second mortgage or a community second. There are many ways to get around the 20% down. I would be more than happy to help you. We have ... more
0 votes Share Flag Wed May 13, 2015 Home Buying in San Francisco
Andrew OC, Home Buyer in 92704
Andrew OC answered:
The county assessor should have the record since they only tax the home owner.

If you want to find out yourself online, you can get a title report within few minutes on website such ... more
1 vote Share Flag Wed May 13, 2015 Home Buying in Ingleside Terrace
Alex Greer, Real Estate Pro in California
Alex Greer answered:
What if work was done on your home in the 1970s without pulling a permit, what happens now if you want to add on to the same area? [
If you ever want to sell the home or get a mortgage on it you will have to get a permit for it.

I do not check replies, so if you have a comment or question email me here:
AGreer@Th ... more
0 votes Share Flag Mon May 11, 2015 Remodel & Renovate in San Francisco
Jameslstewar…, Home Buyer in Pompano Beach, FL
Jameslstewardjrjr answered:
What's the best way to find out about pocket listings?
Anything Con to fool the buyer. Use common since here people. If the house is worth the money, why hide it? This is just another rip off ploy from real estate thieves...
0 votes Share Flag Sun May 10, 2015 Home Buying in South Beach
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
Scam listing - 27th St, San Francisco CA $800 2bd, 2 full bath

Rental scams are common here and on any site that allows the general public to post. Please be very cautious with deals that seem too good to be true. NEVER send money expectin ... more
0 votes Share Flag Sat May 9, 2015 Rentals in San Francisco
Michael Wong, Real Estate Pro in San Francisco, CA
Michael Wong answered:
Hello I am looking for affordable places to rent for a family of four on a very tight budget: $70,000 outside of San Francisco.
Hello Mark,

Other agents have answered your questions comprehensively, so I will just add my opinion to their great responses.

You could expand your search two other bay area loca ... more
0 votes Share Flag Fri May 8, 2015 General Area in San Francisco
Julie J, Renter in San Francisco, CA
Julie J answered:
Fraudulent San Francisco apartment listings on Trulia
WOW! So many new fake agents have popped up over night!! Please ignore any listings from these fake/scam/fraudulent "agents":

Dustin Marco
(815) 694-0126

Colton Oscar
(815) 694- ... more
0 votes Share Flag Fri May 8, 2015 For Rent in San Francisco
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