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Ali Qureshi, Real Estate Pro in Dublin, CA
Ali Qureshi answered:
How can I start looking for a home?
Hello,

You are on a great platform and asking a great question! Based on my experience here is what I suggest you do:

1- If you will be financing then put your 2 year tax return ... more
0 votes Share Flag Yesterday at 9:07pm Home Buying in 94109
Alex Greer, Real Estate Pro in California
Alex Greer answered:
What is a typical refi process look like?
It is pretty simple and if you have purchased a home before it is the exact same process without all the real estate agent parts. It is basicly like you are buying your home from yourse ... more
0 votes Share Flag Yesterday at 4:26pm Financing in San Francisco
Alex Greer, Real Estate Pro in California
Alex Greer answered:
How can I make an offer non-contingent on financing? Is that safe?
No it is not.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
NMLS #1056079
htt ... more
0 votes Share Flag Yesterday at 4:24pm Financing in San Francisco
Alex Greer, Real Estate Pro in California
Alex Greer answered:
How can I track mortgage rate trends?
You can follow the 10 year treasury note. All interest rates whether it is a mortgage or a car loan or etc. is attached to that.

I do not check replies, so if you have a comment or q ... more
0 votes Share Flag Yesterday at 4:23pm Financing in San Francisco
Alex Greer, Real Estate Pro in California
Alex Greer answered:
Are interest rates going down?
No. Interest rates are going up.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
Loan Officer
408-352-5147
... more
0 votes Share Flag Yesterday at 4:22pm Market Conditions in Central Waterfront
Alex Greer, Real Estate Pro in California
Alex Greer answered:
I am a foreign buyer, Is now a good time to invest in residential in San Francisco?
Sounds like you really need a real estate agent. I would be more than happy to send over my list of recommended real estate agents.

I do not check replies, so if you have a comment o ... more
0 votes Share Flag Yesterday at 8:01am Home Buying in San Francisco
Sahar Samadi…, Real Estate Pro in Great Uptown, Houston,...
Sahar Samadian answered:
Where can I get pre-qualified for a mortgage?
Hi Justin,

You can go to your bank and let them know you'd like to make a real estate purchase and need an approval letter. Another place is to go to a mortgage broker. I am also mor ... more
0 votes Share Flag Sat Feb 28, 2015 Home Buying in 94102
Carol Lin, Real Estate Pro in Sunnyvale, CA
Carol Lin answered:
Does a buyer have a legal obligation to give their home inspection report to the sellers they are in contrat with?
Hi there, I would check the purchase contract you are using to see if there is a clause in regards to this. I usually let the sellers get a copy as a courtesy since we poked through hi ... more
0 votes Share Flag Sat Feb 28, 2015 Home Buying in 94110
Pat Kapowich, Real Estate Pro in Sunnyvale, CA
Pat Kapowich answered:
Is this a bubble?
A real estate bubble this quickly after the longer recession of our lifetime does not seem likely. Interest rates are low, demand is high, rents are soaring and people are working agai ... more
0 votes Share Flag Thu Feb 26, 2015 Market Conditions in Russian Hill
Jackson Will…, Home Buyer in Provo, UT
Jackson Willis answered:
recently gusty winds damaged the wooden fence of my house in SF. Is the damage covered by Home Owner's Insurance Policy as an standard loss?.?
It can be really difficult sometimes to get this kind of thing figured out. You should check any insurance documents that you have. If you can't find the information there, you should t ... more
0 votes Share Flag Tue Feb 24, 2015 Home Insurance in 94110
Ryan Rudnick, Real Estate Pro in 94114
Ryan Rudnick answered:
Housing sale data
Hi Avra - I'd be happy to provide you with comps for median sales prices by neighborhood over the years. Y ou might be able to find this on Trulia or other similar sites as well. Let m ... more
0 votes Share Flag Tue Feb 24, 2015 Using Trulia in San Francisco
Ryan Rudnick, Real Estate Pro in 94114
Ryan Rudnick answered:
Why is listing 1675 Jerrold Avenue listed as a JODI Group listing in the description?
Trulia isn't always up to date. They may have pulled this information from an old listing or it may have been uploaded by an individual by mistake. I'd suggest contacting Trulia direc ... more
0 votes Share Flag Tue Feb 24, 2015 Using Trulia in 94124
Ryan Rudnick, Real Estate Pro in 94114
Ryan Rudnick answered:
I'm moving out of my apartment after two years. I've been living their with a verbal month to month sublet agreement. Do I owe a 30 day notice?
30 Days written notice is standard and I'd suggest doing it regardless of the situation. If you do, you're much more likely to avoid any legal disputes than if you neglect to notify yo ... more
0 votes Share Flag Tue Feb 24, 2015 Quality of Life in San Francisco
Ryan Rudnick, Real Estate Pro in 94114
Ryan Rudnick answered:
Is it common for homes to close sooner than the agreed-upon date?
If both parties agree on it, I don't see a reason why closing early is an issue. It might not be very common, but it's definitely something I've come across here and there.
1 vote Share Flag Tue Feb 24, 2015 Home Buying in Russian Hill
Ryan Rudnick, Real Estate Pro in 94114
Ryan Rudnick answered:
How to deal with cigarette smoke coming into condo unit?
1. Ask your real estate agent if they were aware, and maybe see if you can get in touch with the seller or HOA for more information.

2. This is a question for a real estate attorne ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in 94114
Ryan Rudnick, Real Estate Pro in 94114
Ryan Rudnick answered:
Redfin v. full-service agents
From what I understand, Redfin and other services like it will help you with the paperwork aspect of a deal, but not the negotiations and might not know the ins and outs of a given mark ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in San Francisco
Michael Szak…, Real Estate Pro in 93003
Michael Szakos answered:
I am purchasing a home with cash and I was asked to provide proof of funds. I am uncomfortable with showing a bank statement. Is there another way?
I agree with the posters below who said to get a letter from the bank on their letterhead stating that there are more than enough cash assets to purchase the home. Include a contact na ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in 94114
Gerald Vonbe…, Home Buyer in Jackson Springs, NC
Gerald Vonberger answered:
what are timber hollow floors their characteristic, functional requirements and examples?
I've heard that there are some benefits to timber-constructed homes. It sounds like they use this same method in both the framing and in the flooring. I would first consult a timber exp ... more
0 votes Share Flag Mon Feb 23, 2015 Tech Tips in San Francisco
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
I've been looking for a rental in SF for three weeks and have run into nothing but scams on your site. Do you screen your listings?
Be aware that scams do exist; be mindful that such web sites are third party sites, so the information is fed by various sources, therefore data is not really verified. If you choose no ... more
0 votes Share Flag Mon Feb 23, 2015 Home Buying in San Francisco
Gloria Donnon, Real Estate Pro in 08054
Gloria Donnon answered:
How do I rent an apartment in San Francisco if I have terrible credit but a decent salary?
California limits the amount of security deposit to 2 months' rent. So increasing the security deposit is not legally allowed if the landlord is already requesting 2 months. Get referen ... more
0 votes Share Flag Sun Feb 22, 2015 Rentals in San Francisco
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