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drukpenusaba…, Home Owner in Tampa, FL
drukpenusabara answered:
We had a short sale on an investment property in 2012 because coowners bailed on us. Cam we now pull a line of credit on a primary home or refinance?
Good day,
Dear Loan Seekers, Greetings from MICHAEL LOAN HERITAGE.
We are certified Loan lender that offers loan to people who are in need of loans. We gives out loans for project, bu ... more
0 votes Share Flag A few hours ago Financing in 95818
B Marie Levy, Real Estate Pro in El Dorado Hills, CA
B Marie Levy answered:
I am searching for a Sacramento home with a in law unit or granny unit. How to I search for this type of property?
I have a 2 unit house for sale at 2625 Willowdale Dr El Dorado Hills CA
main house has 3 bedrooms 2.5 baths, attached granny flat with separate entrances 2 bedroom 2 bath. 2 masters, 2 ... more
0 votes Share Flag Yesterday at 11:22am Home Buying in Sacramento
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
also,, I' am looking for a 4 bdrm for my daughter as well.. but low income too. Do you have anything that of interests for her? thank you,
Hello Judy, the 4 bedrooms are scarce with the low rental inventory. There are a few 2bd 1ba apartments in 95841 zip code of Sacramento at $725 monthly rent. The purchase start from 69k ... more
0 votes Share Flag Fri May 1, 2015 Rentals in 95841
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I roommates with someone 3 years ago and when the lease was up I vacated the property but she did not. I went through the process to get my name
Hello Alicia, that is unfortunate but you may be able to put more deposit down on rentals or buy without issues. There are a few 2bd 1ba apartments in 95841 zip code of Sacramento at $7 ... more
0 votes Share Flag Fri May 1, 2015 Rentals in 95841
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Why is it so hard to get a sellers agent to present a well qualified VA LOAN?
Robert,
All offers must be presented to the seller, but sellers are focused on two main things, top price and top security. A cash offer will be more secure than a financed one. One ... more
0 votes Share Flag Thu Apr 30, 2015 Home Buying in Southern Pacific / Richards
EdwardThirlw…, Home Owner in Karnack, TX
EdwardThirlwall answered:
I am considering building a wood storage / tool shed in my back yard.
As long as I have lived, I have always honestly thought that I could build anything that I want on my yard because the land is mine and I own it. I guess there are more underlying info ... more
0 votes Share Flag Wed Apr 29, 2015 Remodel & Renovate in 95826
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
My credit score is 597. I have never had a credit card, I'm not fond of banks. What would I have to do to get a home loan?
Hello Natalie, your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. You can do the whole loan process from the comfort of ... more
0 votes Share Flag Wed Apr 29, 2015 Home Buying in 95826
Chuck Jones, Real Estate Pro in Cameron Park, CA
Chuck Jones answered:
I have bad credit, but no rental history...I looking to rent an a apartment
Unfortunately, most apartment complexes do have guidelines which feed directly from credit reports, job or income and rental history. Two of the crucial elements you are lacking for th ... more
0 votes Share Flag Wed Apr 29, 2015 Rentals in 95818
Chuck Jones, Real Estate Pro in Cameron Park, CA
Chuck Jones answered:
We are going to buy a home in Florida by using profit from Ohio home sale, so won't need financing, how long would it take to close on a foreclosure.
,,:to Close" certainly means different things to different people. Buying a Foreclosure is a process, and can be lengthy. Closing, typically means once you are in contract and the off ... more
0 votes Share Flag Tue Apr 28, 2015 Foreclosure in 95828
Sally May, Home Buyer in Tampa, FL
Sally May answered:
looking to buy a home with bad credit.
https://www.youtube.com/watch?v=DACbfJouU1c&feature=autoshare
If you shop around enough you will find some govt home loans that provide bad credit approvals.
0 votes Share Flag Tue Apr 28, 2015 Home Buying in Sacramento
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
Water damage
Hi,

I would have it inspected by a professional.

Kind regards,

Arpad
0 votes Share Flag Tue Apr 28, 2015 General Area in Sacramento
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Flexible Credit Home Loan Program is it legit? You can buy less then 2 years after short sale with 25% down. I don't qualify for special circumstances
Hello fnrosenzweig, you may now qualify ONE DAY after a short sale, foreclosure or deed in lieu with 20% down and minimum 620 fico score.

You may qualify to buy FHA with fico scores ... more
0 votes Share Flag Sun Apr 26, 2015 Home Buying in 95831
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I'm looking for a Duplex 2brm 2bath would like to move the last weekend of July 2015. in 95831 or 95822 area, price 980.00 to 1,100 per month
Hello Laura, the 2bd 2ba apartment rentals in 95831 zip code of Sacramento start from $975 and up. If you figure out what cities/zip codes you are considering, minimum number of bedroom ... more
0 votes Share Flag Thu Apr 23, 2015 In My Neighborhood in Sacramento
Angela stone, Renter in Sacramento, CA
Angela stone answered:
What area is the 95838 called? How easy is a 2Br/1Bth duplex to rent and how much would I get for it?
Del paso heights dph is 95838 ghetto
0 votes Share Flag Thu Apr 23, 2015 Home Buying in 95838
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Is Freeport Manor a safe area to live?
When it comes to any safety/crime related issues, it's always best to contact the local authorities with all your questions, hear all there is to hear firsthand. If unfamiliar with the ... more
1 vote Share Flag Thu Apr 23, 2015 Home Buying in Freeport Manor
Jennifer Kei…, Real Estate Pro in Granite Bay, CA
Jennifer Keith-Weaver answered:
available mortgage loans
Hello there,
Reading our minimum waiting period guidelines it looks like for FHA loans, the waiting period depends on whether you were current on your mortgage payments leading up to t ... more
0 votes Share Flag Tue Apr 21, 2015 Financing in 95818
Jennifer Kei…, Real Estate Pro in Granite Bay, CA
Jennifer Keith-Weaver answered:
Can I finance a home loan through my business with my EIN?
Hi there!
I know we only offer loans to individuals, not companies. We are great at helping self-employed borrowers qualify for loans though, if that's at all helpful!
Feel free to c ... more
0 votes Share Flag Tue Apr 21, 2015 Financing in Sacramento
Jennifer Kei…, Real Estate Pro in Granite Bay, CA
Jennifer Keith-Weaver answered:
We will be relocating to Sacramento, CA this Summer and wanted to know if anyone has recommendation on where are the safest, nicest areas to live in S
I live in Lincoln, it's just north of sacramento past Rocklin and a lovely, community! It's a little country with everything nearby :-) Definitely check it out!
0 votes Share Flag Tue Apr 21, 2015 Crime & Safety in 95835
Jennifer Kei…, Real Estate Pro in Granite Bay, CA
Jennifer Keith-Weaver answered:
my fico is 620 but my income is low, would using my father in-law as a co-signer help since his score is over 700 and he owns his home?
Hi Jamie,
So many factors go into each loan scenario! Using your father-in-law as a cosigner would help by lowering your combined debt-to-income ratio but we do have to use the lowest ... more
0 votes Share Flag Tue Apr 21, 2015 Home Buying in 95834
Jennifer Kei…, Real Estate Pro in Granite Bay, CA
Jennifer Keith-Weaver answered:
I am currently renting and am considering buying in a condo or single family home in the 95835 or 95834 area. I am a first time buyer. I am not sure
Hi Laura :-)
We are a direct lender and do a ton of FHA loans! We can go through everything with you, see what programs would be the best options for you so you can make the best deci ... more
0 votes Share Flag Tue Apr 21, 2015 Home Buying in 95835
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