Linda, your credit is great. There are a couple of programs with very low down payments or down payment assistance that you should definitely check into. You need to talk with a mortgage lender about qualifying for one of these programs. They usually require some classroom hours, but I think the chances are VERY good you would fit right into the parameters!
Go online and fill out a brief mortgage application and in the comments section you can give more information on your financial situation. Make sure to let the lender no you are looking for low or no down loans. It's free and NO obligation.
I'm sure there are a few options around the area. You could do a search online to find some. I think you could also ask people in that area for suggestions. Maybe some friends or family have experiences with a business. http://www.laundryservicewollongong.com.au/services... more