Donald Stevens answered:
I just did an FHA streamline refi for my condo. Two months after funding, the bank is demanding I double my HO-6 coverage. Is this legal? Or normal?
It is illegal in California for a bank to demand a certain amount of insurance coverage to cover the loan. Insurance is designed to make you whole, not pay off your loan. An insurance p
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Donald Stevens answered:
How much does home owners insurance cost in Los Angeles, CA?
Shopping around is always the best way to get the lowest rate on insurance. Don't forget all your discounts to help get that rate as low as possible. You can get discounts for buying yo
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Donald Stevens answered:
I am having trouble getting insurance on my REO properties. Can anyone help me?
We have insurance for bank owned and REO properties. We also offer forced place insurance policies for banks. We specialize in property insurance.
Donald Stevens answered:
How much does home owners insurance cost in Los Angeles, CA?
If your homeowners insurance policy is up for renewal we would love to try and win your business.
Christopher Pagli - ABR, GREEN answered:
Approximately how much does Homeowners Insurance cost per year?
It also varies according to the price of the home. Most companies will ask you aboput specific features to see if discounts can be taken. Another factor is if you are taking it as rep
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Donald Stevens answered:
How much approximatelly would home insurance for 700sq.ft condo in Downtown be?
You should find out how much coverage you need first. The reason I say that is because on a condo your building is usually covered by a master policy the you pay into with your associat
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Donald Stevens answered:
What is the best company for homeowners insurance? Who has the best coverage? Who is the cheapest?
Our company would love to give you a quote and it's free. You should always try several places and compare rates and coverage. Price isn't everything or we would all be driving the Niss
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Donald Stevens answered:
what type of home insurance is required for a fha loan?
Most banks that write FHA loans will require that you buy homeowners insurance from an A rated insurance company. They want you insured with a company that can afford to pay a claim sho
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Donald Stevens answered:
Who would you suggest for Property Insurance for a vacant house? Have been dropped by Erie and Allstate will only Insure for 2 months if vacant.
We insure vacant homes all over the country. Vacant home insurance is one of our favorite policies to write.
Donald Stevens answered:
Doesnt lenders buy insurance policies on mortgages?
You may be thinking of insurance that is paid as part of your mortgage payment. Mortgage companies may set up an escrow account that you pay as part of your mortgage payment and they fo
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Donald Stevens answered:
4-plexes insurance
A four family home can be written as a personal insurance policy or a commercial insurance policy. It really depends on the insurance company, the agent, and you. Availability is a fact
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Donald Stevens answered:
Does anyone know which home insurance is best for Frostproof Florida area? Price, Availability?
I answered a similiar question earlier so I thought I would repost for you.
You should look for a homeowners insurance company that has an A rating or better. The rating is a reflect
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Hank Miller - Broker/Appraiser answered:
Closed on 1/31/12 but no deed or title ins. papers. How long shoujdl this take in Georgia and can I do it myslef??
Assuming you called them? Call them again and mention that if you can't get either the papers or an explanation for the delay that your next call is to the GA real Estate Commssion and
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Donald Stevens answered:
I'm considering buying a condo as an investment, the condo association carries the insurance for the
The association's will have a master policy that will usually cover the actual building. You are usually responsible for the everything from the walls to everything else inside of the b
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Donald Stevens answered:
How do you handle a rent back if a seller wants to stay for 30-60 days after you buy a house from them? How does this affect homeowner's?
If you purchased the home, the previous owner no longer has an insurable interest in the home. If they burn down your home and you don't have insurance and they do, you will not get pai
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Donald Stevens answered:
what are current replacement costs per square foot?
Replacement cost are based on many factors. Age of home, architecture style, upgrades inside and out, roof type, how many floors, type of counters, types of sinks, etc. Two homes right
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Donald Stevens answered:
WHAT SHOULD ONE EXPECT TO HAVE TO PAY FOR FLOOD INSURANCE IN THE 34210 ZIP AREA WHEN BUYING A 1977 VILLA?
Only the person who owned the policy before it was grandfathered gets to have a grandfathered policy. If the current owner has a policy that was grandfathered and you are buying the pro
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Donald Stevens answered:
is a homeowners insurance policy higher for a bank owned property?
A Homeowners policy is based on the current condition of the home and the owner of the home. If the new owner has a history of claims, that can follow you to your next home. The fact th
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Christopher Lyon answered:
what is the adverage price for hurrican insurance for a $200,000. home
There is no average price for wind. There are to many factors to take into consideration, age of home, location, wind mtigtion credits, etc. I would be happy to do a quote for you. Al
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