As a resident of Sandoval I would not recommend a purchase here. What appeared as "paradise" has become "purgatory". The community is poorly administered by Pope Management and the developer Taylor Morrison. If you stop by the sales office, inquire about their community cable internet package and how they screwed the residents with the cable deal.... more
Avoid the Conventional loan at all costs, unless you are putting down 20%+ The monthly mortgage insurance (PMI) cost is absurd, especially considering you have awesome VA loan benefits. No financing ( government or not) is going to beat out cash offers.
Be patient and the right house will come along..
VA Mortgage Hub - Florida's VA Loans - 7 days a week
Homes listed with a Realtor sell for 13% more than without. Average commissions for a local real estate transaction are 5%-6%. But as your Realtor I would handle the Buyer, the Buyer's agent, Lender, the inspector, appraiser, and Title Company. I schedule the showings, keep track of who is who, and make sure only approved Buyers are looking at your home. (see my picture description here:)
Selling a home is all about exposure. Over 86% of buyers locate their home online now. Online dominance and presenting your home in it's best possible light is what I specialize in. Did you know that less than 10% of listings have a virtual tour, and less than 1% have aerial pictures? Yet, 100% of my listings will enjoy a virtual tour, 360 degree photography, a creative video, and aerial pictures.
I list homes aggressively by blasting it to over 100 real estate based websites. I Tweet it, Instagram it, Facebook it, and Pinterest it. I list it overseas, translated in 11 languages including listing it with a Chinese website for billionaire investors. I hold open houses, and blast out invitations to 1000's of agents with clients looking. I create virtual tours, videos, professional presentations, and designated websites just for your home. Your home is listed locally, nationally, and internationally. I feature your home on the top 5 search sites, such as Trulia.com, Zillow.com, Homes.com, Realtor.com, and YahooHomes.com. I advertise in local print, such as The Real Estate Book.
My signs get more exposure, as they look professional, featuring an 800# "Call Capture" system with 24 recorded message about your home, and a dedicated Text line to cover all social preferences. The sign offers a secure "info box" that holds fliers with your home's info and pictures so potential buyers cruising their favorite neighborhoods "home browsing" can learn about your home 7 days a week.
Bryan, give me a call & tell me what address you are interested in & I'll look up the fee info for you.
On average our area has fees from $300-450 per month and can cover, Water & Sewer, Basic Cable, Lawn Maint... You can reach me at (239) 470-2353... more
Some Brokers charge a "Transaction Fee" which normally shows up on the Closing Statement. This should have been disclosed by your Agent as part of your costs when you began to work with him. I see these infrequently and they are not popular with Buyers. Ask your Agent if he or his Broker would be willing to cover this cost out of their side of the Commission. No one wants surprises. Disclose Disclose Disclose!!... more
It depends. There is a very specific set of circumstances for which you might be eligible for FHA, but I've never seen anybody qualify under this exception.
In nearly every short sale scenario I have ever seen, the borrower had late payments leading up to the short sale. In fact, most banks would not approve a short sale UNLESS the borrower had fell behind on payments and facing default. The thinking being that if someone is paying their mortgage payment (even if they are willing to beg, borrow, and steal to do it) then the bank has no incentive to take a loss on a short sale. So most banks won't even talk to you until you've fallen behind.
Anyway, I got off track there. To be considered eligible now, your credit report would have to reflect no late payments on your mortgage or any other installment debts in the 12 month period preceding the short sale.
Like I said that scenario is not typical, so if like most you did have late payments leading up to the short sale, then you need to wait at least 3 years to get an FHA loan or 4 years to get a conventional loan.
There are some portfolio lenders who will grant loans immediately after a short sale, but they require at least 20-25% down payment.... more
Depends on several factors. Hazard Insurance will depend on the value of the home. Dollar for Dollar, the insurance may not be more. Flood Insurance is typically more for home closer to the tidal canal system compared to property in NE Cape Coral. However, I never guess. Feel free to contact me for info on a great insurance agent I strongly recommend. Hope this helps. v... more
Even if a house with Chinese drywall show some few sign an experienced realtor would know and check with you, the best way to be sure about not having Chinese Drywall is to add a drywall inspection to your regular homes inspection with the purchase of a property... more
Hello Elizabeth, it really all depends on the location, type of house (pool, sqft, upgrades, etc) and of course the builder. If you are in Cape Coral/Ft Myers area I would love to meet you and visit some builders in the area. Consultation and my service is absolutely free to buyers with no obligation or catch involved. I also can provide you with some floor plans and specifications of local builders via email. Please contact me via phone/text 239 357 8969 or email me email@example.com... more