Home Buying in Cape Coral : Advice

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USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
How long must you wait to apply for a mortgage after a bankruptcy? Does it differ from lender to lender, from FHA to conventional?
The vast majority of Lenders will require a 2 years waiting period for FHA as long as you have reestablish credit. With conventional mortgage the average waiting period is 4 years.I wou ... more
0 votes Share Flag Sat Aug 15, 2015 Home Buying in Cape Coral
VA Mortgage…, Real Estate Pro in Jacksonville, FL
VA Mortgage Hub answered:
Trying to buy with VA loan, agent told us he gets up to 7 parties bidding on same house.
Avoid the Conventional loan at all costs, unless you are putting down 20%+ The monthly mortgage insurance (PMI) cost is absurd, especially considering you have awesome VA loan benefit ... more
0 votes Share Flag Tue Jul 28, 2015 Home Buying in Cape Coral
Dee Fanning, Home Buyer in Brewster, MA
Dee Fanning asked:
When doing a search under filters I put in private pool in backyard but all listings show a line going thru it (crossing it out) Why???? when I add a private pool in back yard all the listings show a line going thru it (crossing it out) Why??
0 votes Share Flag Mon Jul 20, 2015 Home Buying in Cape Coral
Robert Guth, Real Estate Pro in Cape Coral, FL
Robert Guth answered:
Can i post my home for sale by owner on trulia?
Homes listed with a Realtor sell for 13% more than without. Average commissions for a local real estate transaction are 5%-6%. But as your Realtor I would handle the Buyer, the Buyer' ... more
0 votes Share Flag Mon Jul 13, 2015 Home Buying in 33914
f2sea, Home Buyer in Cape Coral, FL
f2sea answered:
How can I tell which of the homes have the "Chinese Drywall" problem?
GET A FREE COPY OF A CHINESE DRYWALL GUIDE. http://jjstatenhomes.com/
0 votes Share Flag Sun Jul 12, 2015 Home Buying in Mariner
Jim Peterson, Real Estate Pro in Cape Coral, FL
Jim Peterson answered:
I'm interested in buying a condo and appreciate the mortgage information but I'm worried about HOA fees and don't see them listed as a rule.
Bryan, give me a call & tell me what address you are interested in & I'll look up the fee info for you.
On average our area has fees from $300-450 per month and can cover, Water & Sewe ... more
0 votes Share Flag Tue Jun 23, 2015 Home Buying in Pelican
Ann Gee, Real Estate Pro in Sanibel, FL
Ann Gee answered:
I have been viewing homes with a realtor, never disclosed is a $295 broker's fees now being charged to me, the buyer separate from the contract.????
Some Brokers charge a "Transaction Fee" which normally shows up on the Closing Statement. This should have been disclosed by your Agent as part of your costs when you began to work wit ... more
0 votes Share Flag Sat Jun 13, 2015 Home Buying in Caloosahatchee
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
How soon after short sale can I get a mortgage?
It depends. There is a very specific set of circumstances for which you might be eligible for FHA, but I've never seen anybody qualify under this exception.

In nearly every short sal ... more
0 votes Share Flag Tue May 26, 2015 Home Buying in Cape Coral
Vince Honc, Real Estate Pro in Cape Coral, FL
Vince Honc answered:
Do you pay more insurance in southern Cape Coral. Also are taxes higher
Depends on several factors. Hazard Insurance will depend on the value of the home. Dollar for Dollar, the insurance may not be more. Flood Insurance is typically more for home closer ... more
0 votes Share Flag Mon May 18, 2015 Home Buying in Cape Coral
Claudia Hoss…, Real Estate Pro in Cape Coral, FL
Claudia Hossiep answered:
How do you know if a home was built with Chinese drywall and if it was removed and remodeled?
Even if a house with Chinese drywall show some few sign an experienced realtor would know and check with you, the best way to be sure about not having Chinese Drywall is to add a drywal ... more
0 votes Share Flag Mon May 11, 2015 Home Buying in Cape Coral
Angela Petri…, Real Estate Pro in 33904
Angela Petrick answered:
Prices for lots sold .23 acres in the area recently?
Which area in Cape Coral (NE, NW, SW,SE), on water? Freshwater or Gulf Access?
0 votes Share Flag Tue Apr 21, 2015 Home Buying in Mariner
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
I need advise! I am the buyer, and agreed to a purchase price of $275, but the appraisal came in $17K short.
well, unless your contract states that the home must appraise out for the purchase price, you may not have an "out" as, since you're putting down so much money, your loan will still be ... more
0 votes Share Flag Fri Apr 10, 2015 Home Buying in 33914
Jelena Foskey, Real Estate Pro in Cape Coral, FL
Jelena Foskey answered:
what is the average price per square foot to build a new home today in SW Florida?
Hello Elizabeth, it really all depends on the location, type of house (pool, sqft, upgrades, etc) and of course the builder. If you are in Cape Coral/Ft Myers area I would love to meet ... more
0 votes Share Flag Wed Apr 8, 2015 Home Buying in 33990
Jeri Patrick, Real Estate Pro in Pooler, GA
Jeri Patrick answered:
how much does it cost to put in a pool?
I would contact a few pool companies to come out and give you quotes.
0 votes Share Flag Thu Apr 2, 2015 Home Buying in Pelican
Jeri Patrick, Real Estate Pro in Pooler, GA
Jeri Patrick answered:
Looking for lendor or broker that has resources to many types of lending programs to purchase home.
Please feel free to visit my website for lender information jeripatrickteam.com
0 votes Share Flag Thu Apr 2, 2015 Home Buying in 33914
Sonnybono1, Home Buyer in Cape Coral, FL
Sonnybono1 answered:
What is Burnt Store?
It's Burnt Store Road. Also a marina by that name. http://www.burntstoremarina.com/ in Charlotte Harbor. At one time the area was inhabited by the Calusa Indians, who survived on th ... more
0 votes Share Flag Sun Mar 22, 2015 Home Buying in Burnt Store
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Where can I find a list of rent with lease/option to buy in NW Cape Coral?
Rent to own is really not a good idea, therefore consider fixing whatever is preventing you from purchasing outright. Rent to own can be risky and one could stand to lose a bit of money ... more
1 vote Share Flag Sat Mar 14, 2015 Home Buying in 33993
Sally Grenier, Real Estate Pro in Erie, CO
Sally Grenier answered:
What is the first step to buying a second home in another state?
First step is determining how you will finance the home. Will you be paying cash, or do you need to get a mortgage? Cash is easy. A mortgage you'll have to apply and qualify for. For ... more
0 votes Share Flag Mon Mar 9, 2015 Home Buying in Cape Coral
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Corri VanSlyke, Agent in 33990
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