Home Buying in San Jose : Advice

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Piperclara, Home Buyer in Fort Worth, TX
Piperclara answered:
FHA 5/1 ARM or FHA 30 year fixed?
"FHA offers 30 year amortizing mortgages in which the interest rate is adjusted periodically based on a preselected index and margin. Often, these loans provide low starting rates that ... more
0 votes Share Flag Fri May 22, 2015 Home Buying in San Jose
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Is buying at Avenue one by Lennar a wise choice or is too high of a price (850k for 2430 sq ft) for the location.?
Well I have done loans on several Lennar homes, and as far as I know everyone who bought one was happy they did.
0 votes Share Flag Thu May 21, 2015 Home Buying in San Jose
Alex Greer, Real Estate Pro in California
Alex Greer answered:
first time home buyer, with 20k down
Yes there are quite a few. I would be more than happy to help you. We have first time buyer programs available with 0% down from the borrower and no PMI.

I do not check replies, so i ... more
0 votes Share Flag Wed May 13, 2015 Home Buying in San Jose
Arpad Racz, Real Estate Pro in 94040
Arpad Racz answered:
will a Lender finance a forclosed home?
Hi Jaime,

I can put you in touch with a local lender that can give you some help.
Please contact me from my profile.

Kind regards,

Arpad
0 votes Share Flag Mon May 11, 2015 Home Buying in San Jose
Andy Brown, Real Estate Pro in Carlsbad, CA
Andy Brown answered:
Jumbo loans with 5% down
We have 95% jumbo financing available up to $850k loan amount or just under $900k purchase price.

abrown@guildmortgage.net
760-607-6401
0 votes Share Flag Mon May 11, 2015 Home Buying in San Jose
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
how much are homes here?
Hello Blukshin, if you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and you can be emailed l ... more
0 votes Share Flag Sun May 10, 2015 Home Buying in Willow Glen
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
Seller is the Dual Agent, Broker, and Lender. Now experiencing problems in escrow with Seller. Help?
You need a lawyer and you need one immediately. You should never have allowed the Seller to be a a dual agent nor involved with your lender. I would also tell this Seller/DualAgent/Lend ... more
0 votes Share Flag Sun May 10, 2015 Home Buying in San Jose
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
I paid 3% down to title. Now i have second thoughts and want to backout. How can i backout without losing?
In today's low inventory high demand market you may have to write several offers to get one accepted. Sometimes buyers get worried they overpaid. Your appraiser will determine if you ... more
0 votes Share Flag Sat May 9, 2015 Home Buying in 95110
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Planning to move to Meridian Woods condos. Can someone help in sharing some details? How this place generally? Does the HOA allow installing W&D?
Hello YS, These links may assist you with crime statistics:
http://www.crimemapping.com
http://www.crimereports.com
http://www.everyblock.com/
http://www.localcrimenews.com
http:// ... more
0 votes Share Flag Sun May 3, 2015 Home Buying in 95129
YS, Home Buyer in Fremont, CA
YS answered:
what do you guys think about the condos in Meridian Woods? They are in Cupertino school district but the
Hi Joe,

Would you be able to share your current experience on this community? We are planning to move-in into this community.

Regards.
0 votes Share Flag Tue Apr 21, 2015 Home Buying in 95129
YS, Home Buyer in Fremont, CA
YS answered:
I am interested in a unit in the Meridian Woods, San Jose 95129. Can I add a washer-dryer myself?
Hi Vidhya,

What is your current experience, we are planning to move to this place.

Regards.
0 votes Share Flag Tue Apr 21, 2015 Home Buying in 95129
Rich, Real Estate Pro in 89117
Rich answered:
Is it necessary to put 20% down for a home?
No it's necessary to put 20% down..
A good Realtor should be able to inform you of other ways, including Down Payment Assistance..

If you need help to raise your credit scores fast, ... more
0 votes Share Flag Sun Apr 19, 2015 Home Buying in Central San Jose
Rich, Real Estate Pro in 89117
Rich answered:
how to stop foreclosure?
Also if you received a notice of foreclosure and it was by MERS, More than likely your loan was packaged with other loans and sold on the stock market..
If you have MERS, you can tell ... more
0 votes Share Flag Sun Apr 19, 2015 Home Buying in San Jose
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
do you need a down payment for buy a house?
Hello Janetq11220, If you are a Veteran you may qualify to buy with the VA No No. Otherwise, you will need some funds as low as .5% half percent down payment, appraisal fees and closing ... more
0 votes Share Flag Sat Apr 18, 2015 Home Buying in San Jose
drukpenusaba…, Home Owner in Tampa, FL
drukpenusabara answered:
Hi! I found a property and i am interested in buying. However the (Owner) wants cash only. How do i get over $180,000 in cash? Hard money lenders?
Good day,
Dear Loan Seekers, Greetings from MICHAEL LOAN HERITAGE.
We are certified Loan lender that offers loan to people who are in need of loans. We gives out loans for project, bu ... more
0 votes Share Flag Wed Apr 15, 2015 Home Buying in San Jose
llmwest, Home Owner in 11021
llmwest answered:
Buying home near train tracks
The newer trains are surprisingly quiet. And shades that work up/down-down/up can block out any trains that may be visible. That said, if you will be using the train to get to and from ... more
0 votes Share Flag Tue Apr 14, 2015 Home Buying in 95136
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
If time is not the issue, why are all cash offers so much more lucrative to sellers than a guaranteed mortgage (strong, pre-approved package)?
With all cash offers there isn't a loan contingency, as loans can fall apart during the process, and there aren't any appraisal contingencies, as the appraisal can come back lower than ... more
0 votes Share Flag Sat Apr 11, 2015 Home Buying in San Jose
Mitchell Pea…, Real Estate Pro in San Jose, CA
Mitchell Pearce answered:
What are some ways the listing agent can help get the appraiser to appraise at sale price?
David:

Helping the appraiser to appraise at any price is illegal and unethical. Helping the appraiser to appraise by offering him information that is germane to the appraisal is fin ... more
0 votes Share Flag Thu Apr 9, 2015 Home Buying in San Jose
Tod Holland, Real Estate Pro in San Jose, CA
Tod Holland answered:
If my listing agent is out of town, can I hold my own open house and answer inquiries?
Hi David,

Thanks for asking. Yes, to answer your question you absolutely can hold your open house. Whether you should or not depends on how comfortable you feel with showing your pro ... more
0 votes Share Flag Thu Apr 9, 2015 Home Buying in San Jose
Joy Bechdolt, Real Estate Pro in San Jose, CA
Joy Bechdolt answered:
A broker license was suspended i he wrote up a option to buy contract is it vald.
This happened to me as well. I always check out any realtor I plan to do business with and in this case the agent didn't know his license was suspended. I asked him to have his broker r ... more
0 votes Share Flag Thu Apr 9, 2015 Home Buying in 95131
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