Home Buying in San Jose : Advice

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NACA Online…, Other/Just Looking in Charlotte, NC
NACA Online Operations answered:
how to stop foreclosure?
The NACA Home Save Program has saved more than a quarter-million homes by successfully getting mortgage modification for struggling homeowners. Please contact the NACA Member Assistanc ... more
0 votes Share Flag Earlier today Home Buying in San Jose
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
do you need a down payment for buy a house?
Hello Janetq11220, If you are a Veteran you may qualify to buy with the VA No No. Otherwise, you will need some funds as low as .5% half percent down payment, appraisal fees and closing ... more
0 votes Share Flag Earlier today Home Buying in San Jose
drukpenusaba…, Home Owner in Tampa, FL
drukpenusabara answered:
Hi! I found a property and i am interested in buying. However the (Owner) wants cash only. How do i get over $180,000 in cash? Hard money lenders?
Good day,
Dear Loan Seekers, Greetings from MICHAEL LOAN HERITAGE.
We are certified Loan lender that offers loan to people who are in need of loans. We gives out loans for project, bu ... more
0 votes Share Flag Wed Apr 15, 2015 Home Buying in San Jose
llmwest, Home Owner in 11021
llmwest answered:
Buying home near train tracks
The newer trains are surprisingly quiet. And shades that work up/down-down/up can block out any trains that may be visible. That said, if you will be using the train to get to and from ... more
0 votes Share Flag Tue Apr 14, 2015 Home Buying in 95136
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
If time is not the issue, why are all cash offers so much more lucrative to sellers than a guaranteed mortgage (strong, pre-approved package)?
With all cash offers there isn't a loan contingency, as loans can fall apart during the process, and there aren't any appraisal contingencies, as the appraisal can come back lower than ... more
0 votes Share Flag Sat Apr 11, 2015 Home Buying in San Jose
Mitchell Pea…, Real Estate Pro in San Jose, CA
Mitchell Pearce answered:
What are some ways the listing agent can help get the appraiser to appraise at sale price?
David:

Helping the appraiser to appraise at any price is illegal and unethical. Helping the appraiser to appraise by offering him information that is germane to the appraisal is fin ... more
0 votes Share Flag Thu Apr 9, 2015 Home Buying in San Jose
Tod Holland, Real Estate Pro in San Jose, CA
Tod Holland answered:
If my listing agent is out of town, can I hold my own open house and answer inquiries?
Hi David,

Thanks for asking. Yes, to answer your question you absolutely can hold your open house. Whether you should or not depends on how comfortable you feel with showing your pro ... more
0 votes Share Flag Thu Apr 9, 2015 Home Buying in San Jose
Joy Bechdolt, Real Estate Pro in San Jose, CA
Joy Bechdolt answered:
A broker license was suspended i he wrote up a option to buy contract is it vald.
This happened to me as well. I always check out any realtor I plan to do business with and in this case the agent didn't know his license was suspended. I asked him to have his broker r ... more
0 votes Share Flag Thu Apr 9, 2015 Home Buying in 95131
Stephen Whit…, Real Estate Pro in 95030
Stephen Whitlock answered:
Is it necessary to put 20% down for a home?
Although this is a highly competitive market and a strong offer is usually defined as one that starts with 20% down you can purchase a home with less down if using an experienced agent ... more
0 votes Share Flag Thu Apr 9, 2015 Home Buying in Central San Jose
Stephen Whit…, Real Estate Pro in 95030
Stephen Whitlock answered:
Will solar panels add value to your home?
If you lease solar panels and have a 30 year contract that the new buyer must qualify to assume the lease it could actually hurt your market value. I have seen many leases in which the ... more
0 votes Share Flag Mon Apr 6, 2015 Home Buying in Cambrian
Stephen Whit…, Real Estate Pro in 95030
Stephen Whitlock answered:
Hi I am in contract for a property that has legal issues. The current seller is evicting the tenant who was foreclosed on by a bank about 2 years ago.
I'm very surprised that your Realtor hasn't explained this to you and you have to go online and ask this question. Due to the liability of offering you advice when you're working with ... more
0 votes Share Flag Mon Apr 6, 2015 Home Buying in San Jose
Dorene Slavi…, Real Estate Pro in Culver City, CA
Dorene Slavitz answered:
We used Wise Owl for our bathroom, w/Swiss Coffee trim. We want to paint our clawfoot tub a dark shade of Wise Owl, any idea what color that might be?
I know Swiss Coffee..lol..been around a long time but I had to look up wise owl. I think a very dark brown would be nice for the tub.
0 votes Share Flag Mon Apr 6, 2015 Home Buying in Evergreen
Stephen Whit…, Real Estate Pro in 95030
Stephen Whitlock answered:
I want a low space rent in a mobile home park
You should research owning a mobile home before even considering the space rent. Many owners get "stuck" in their mobile home and don't consider how difficult they are to sell and the ... more
0 votes Share Flag Mon Apr 6, 2015 Home Buying in San Jose
Stephen Whit…, Real Estate Pro in 95030
Stephen Whitlock answered:
"Inundation area" - Should we avoid buying homes around?
You should engage a real estate expert to help answer all of your real estate questions and find the perfect home and negotiate the best possible terms.
0 votes Share Flag Mon Apr 6, 2015 Home Buying in Cambrian
Paul Singh, Real Estate Pro in 95120
Paul Singh answered:
Hello, Are there any lenders in CA that offer the FHA one time closing construction loan? I live in San Jose, CA and am having trouble finding a
Hi Chris,it's called a 203k loan to remodel any home up to the FHA loan limit.We have a lender in our office who can help your further questions.You can email me if you would. like me t ... more
0 votes Share Flag Mon Mar 30, 2015 Home Buying in San Jose
Arlene Campb…, Real Estate Pro in 12572
Arlene Campbell answered:
As a home buyer, what are some of the key questions you want to know about the house and the neighborhood?
I think it 's best if you contact a buyers agent who will represent you and work best for your interest. Don't forget to google the crime rate in the area.
0 votes Share Flag Sat Mar 28, 2015 Home Buying in 95129
John Sacktig, Real Estate Pro in 08816
John Sacktig answered:
I'm not sure how to start the home buying process. What's a typical first step?
Hi CT, fist thing you want to do is research a good Realtor. Ask your friends or family, you will be surprised. Then contact a local mortgage person to see exactly where you stand and w ... more
0 votes Share Flag Sat Mar 28, 2015 Home Buying in 95124
Ricardo Abla…, Real Estate Pro in Milpitas, CA
Ricardo Ablaza answered:
PAYING CASH FOR A CONDO, WHAT ARE THE NEXT STEPS; AGENT, CONTRACT, ESCROW, LAWYER, TITLE SEARCH, INSPECTION, PAYMENT OF BALANCE OF CONDO, CLOSING COST
Hi Scuderoo2010,

Call me (408-316-0793) or email (rpablaza@comcast.net) and I can explain the entire process to you. Thanks
0 votes Share Flag Fri Mar 27, 2015 Home Buying in 95124
Ricardo Abla…, Real Estate Pro in Milpitas, CA
Ricardo Ablaza answered:
If you flip homes, do you consider Cambrian a good investment area to do so?
Hi Julie Wyss,

Yes, Cambrian would be a good investment area. Just make sure you have all your numbers down pat. If you need help to analyze the deal call (408-316-0793) or email ( ... more
0 votes Share Flag Fri Mar 27, 2015 Home Buying in 95124
Chrisles_2, Home Buyer in Bronx, NY
Chrisles_2 answered:
Found high voltage transmission line before closing, what to do?
Yes, hire an attorney and he will sort it out your issue with the property.
0 votes Share Flag Fri Mar 27, 2015 Home Buying in 95129
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