Home Buying in San Francisco : Advice

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Ad, Home Buyer in San Francisco, CA
Ad asked:
Experts need advice in investing in a condo I am looking at investing in a condo. The HOA is funded only at 28%.
The community is small only 16 homes and it 40 yrs old.

What should be the ideal funding number for an HOA? Any…
0 votes Share Flag Earlier today Home Buying in San Francisco
Noah Seidenb…, Real Estate Pro in 60202
Noah Seidenberg answered:
Replacing Old Victorian Bay Windows
If you want to do it right you need a craftsman who really knows what they are doing. It often comes with a price. I would get a few estimates and ask to see some examples of the work t ... more
0 votes Share Flag Sun Jun 21, 2015 Home Buying in San Francisco
Noah Seidenb…, Real Estate Pro in 60202
Noah Seidenberg answered:
What is the value to homebuyers of an externally vented range hood as opposed to a recirculating hood?
People who cook often really like the hoods that vent to the outside. It is a little more expensive and you have to cut a hole into the wall or ceiling but it does add value.
0 votes Share Flag Sun Jun 21, 2015 Home Buying in San Francisco
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
I have $23,000 in student loans but make $19,000/yr, payments are $0. Unless I make tons more $ they will stay that way. What does that do to my dti?
If you want this question answerd, you need to speak with or meet with a loan officer directly. This is a public website. The answer involves many thanks, you income, assets, debts, cre ... more
0 votes Share Flag Thu Jun 18, 2015 Home Buying in Lower Pacific Heights
Oggi Kashi, Real Estate Pro in San Francisco, CA
Oggi Kashi answered:
What is the best neighborhood in SF for families?
Some locations that quickly come to mind are:

Dist 1, Inner Richmond, Laurel Heights, Lone Mountain & Lake
Dist 7, Marina, Cow Hollow & Presidio Heights
Dist 5, Noe Valley & Glen P ... more
0 votes Share Flag Tue Jun 16, 2015 Home Buying in San Francisco
Albiecardew, Home Buyer in New York, NY
Albiecardew answered:
During purchase of a Short Sale, the appraisal tagged the roof as needing repairs before loan. What are my options?
I would suggest contacting your bank and explaining to them your plans. They may way the appraiser's comment on the roof if you can guarantee it will be fixed not long after purchase. S ... more
0 votes Share Flag Fri Jun 12, 2015 Home Buying in San Francisco
Francis Soms…, Real Estate Pro in San Francisco, CA
Francis Somsel answered:
Buying a home in the Bay Area...only for the wealthy?
If you are looking to buy at that price, you are going to have to consider buying something smaller - "a starter home" - and being further out (like Novato).

There are currently a ... more
0 votes Share Flag Fri Jun 5, 2015 Home Buying in 94118
Francis Soms…, Real Estate Pro in San Francisco, CA
Francis Somsel answered:
What are the best areas to buy/live for a houseboat? An easy commute to downtown SF is ideal.
Sausalito is great for that as you can either easily drive into SF, take a bus (the 10) or the Ferry. There are also houseboats in San Francisco at Mission Creek, but there are few and ... more
0 votes Share Flag Fri Jun 5, 2015 Home Buying in San Francisco
Francis Soms…, Real Estate Pro in San Francisco, CA
Francis Somsel answered:
Bidding War Strategy: what is the best approach to winning a real estate bidding war?
The best, cleanest offer is all cash with no contingencies. This offers the seller no hassles and a quick close. In many cases a seller will take a lower all cash offer with no contin ... more
0 votes Share Flag Fri Jun 5, 2015 Home Buying in Outer Sunset
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
What is the debt-to-income ratio for FHA loans?
Hello Jon, I have gotten up to 56% DTI approval with a DU Approval on FHA. The MCC certificate program also assists with DTI issues and can give you more buying power.

If you figure ... more
0 votes Share Flag Tue Jun 2, 2015 Home Buying in Lower Pacific Heights
Michelle Car…, Real Estate Pro in Cupertino, CA
Michelle Carr-Crowe answered:
I will be transferring to San Fran for my job next fall. When should I look to buy - is this a fast market to buy in?
Yes, it is a fast market and the earlier you familiarize yourself with it, the more prepared you will be to act decisively when you jump in.
0 votes Share Flag Wed May 20, 2015 Home Buying in San Francisco
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
--looking to buy a condo in a small complex(fewer than 15 units),do you suggest a home inspection?
Of course. Buyers always need a home inspection.
0 votes Share Flag Tue May 19, 2015 Home Buying in San Francisco
Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut PA answered:
First time home buyer - tax credit for 2013?
There is a program that I use that provides 10,000 towards your down payment and closing costs. It is a zero interest and zero payment loan that is only due when/if you sell the home. I ... more
0 votes Share Flag Mon May 18, 2015 Home Buying in 94107
Alex Greer, Real Estate Pro in California
Alex Greer answered:
Are there any down payment sources besides personal savings and borrowing against 401K?
Yes there are quite a few. You can use gift, or a second mortgage or a community second. There are many ways to get around the 20% down. I would be more than happy to help you. We have ... more
0 votes Share Flag Wed May 13, 2015 Home Buying in San Francisco
Andrew OC, Home Buyer in 92704
Andrew OC answered:
WHO IS THE PROPERTY OWNER?
The county assessor should have the record since they only tax the home owner.

If you want to find out yourself online, you can get a title report within few minutes on website such ... more
1 vote Share Flag Wed May 13, 2015 Home Buying in Ingleside Terrace
Jameslstewar…, Home Buyer in Pompano Beach, FL
Jameslstewardjrjr answered:
What's the best way to find out about pocket listings?
Anything Con to fool the buyer. Use common since here people. If the house is worth the money, why hide it? This is just another rip off ploy from real estate thieves...
0 votes Share Flag Sun May 10, 2015 Home Buying in South Beach
Marcio Wilges, Home Owner in Boca Raton, FL
Marcio Wilges answered:
Does the deadline to remove contingency over the weekend fall on the end of business Mon? 11:59PM Mon.? or to the hour:min the contract was ratified?
I agree with a lot of brokers here that you should never take anything for granted. Speak to your agent or whoever it is that you are liaising with if you have any problems. With any lu ... more
0 votes Share Flag Tue May 5, 2015 Home Buying in San Francisco
Julie J, Renter in San Francisco, CA
Julie J answered:
the listing for 2200 Market St #320, San > Francisco, CA 94114 is a scam.
This "agent" is still trying to "rent" this apartment

they are a frequent fraudulent poster, usually using the phone # (646) 878-9735.

In the last month alone, he has posted apart ... more
0 votes Share Flag Mon May 4, 2015 Home Buying in San Francisco
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