Home Buying in San Francisco : Advice

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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
What are the limits on property (# units) to get an owner/occupier mortgage in SF area? Hoping for a 5-10% DP mortgage on a 4 unit building.
Hello Mark, yes there are some choices in your search criteria that could be emailed to you to study and compare.

If you figure out what cities/zip codes you are considering, minimu ... more
0 votes Share Flag Earlier today Home Buying in San Francisco
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
My husband and I are considering relocating to the Bay Area for a job offer in Burlingame.
Hello amber101683, that is a tough price range but there are some available within your search criteria in condos and townhomes.

If you figure out what cities/zip codes you are consi ... more
0 votes Share Flag Earlier today Home Buying in San Francisco
Michelle Har…, Real Estate Pro in Tampa, FL
Michelle Harris answered:
Dear sir or madam, I found some foreclosure properties in San Francisco.
FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
• Purchase a home 12 months after a chapter 13 Bankruptcy
• Purchase a 24 months after a chapter 7 Bankruptcy.
• F ... more
0 votes Share Flag Sun Mar 29, 2015 Home Buying in San Francisco
Noah Seidenb…, Real Estate Pro in 60202
Noah Seidenberg answered:
How do I know if my finances are "together" enough to start thinking about buying a house?
Talk to a lender. You need to talk to a mortgage broker. It all depends on many factors.
0 votes Share Flag Wed Mar 25, 2015 Home Buying in San Francisco
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I've been looking for a rental in SF for three weeks and have run into nothing but scams on your site. Do you screen your listings?
Hello Nancy, you should flag any rental scam listings so they get removed. If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum paymen ... more
0 votes Share Flag Thu Mar 19, 2015 Home Buying in San Francisco
Jeremy Rusht…, Real Estate Pro in San Francisco, CA
Jeremy Rushton answered:
what are the disadvantages of buying a below market condo?
If you don't see your self staying in the unit for a long time, you may want to consider saving longer for a market rate unit. You won't have the opportunity to earn much when you sell. ... more
0 votes Share Flag Mon Mar 16, 2015 Home Buying in Outer Sunset
Jeremy Rusht…, Real Estate Pro in San Francisco, CA
Jeremy Rushton answered:
Bidding War Strategy: what is the best approach to winning a real estate bidding war?
Winning in a multiple offer situation is not easy. Here are few tidbits of advice for standing out.

1. Offering a competitive price. This is obvious, not every buyer is well coached ... more
0 votes Share Flag Mon Mar 16, 2015 Home Buying in Outer Sunset
Joe Morales, Real Estate Pro in 95961
Joe Morales answered:
How can I start looking for a home?
As others mentioned, a loan pre-qualification is the best way to start.
Next, I have a mobile app that will list all homes anywhere you go based on your location: http://app.kw.com/KW ... more
0 votes Share Flag Sat Mar 14, 2015 Home Buying in 94109
Valerie Cavi…, Home Seller in Fords, NJ
Valerie Cavill answered:
Where can I get pre-qualified for a mortgage?
Buy my home in Fords,NJ. 4 beds;2-1/2 bath;75x150 lot;basement;great neighborhood.
0 votes Share Flag Fri Mar 13, 2015 Home Buying in 94102
Francis Soms…, Real Estate Pro in San Francisco, CA
Francis Somsel answered:
I am a foreign buyer, Is now a good time to invest in residential in San Francisco?
If you are looking long term, I would be hard pressed to say there is ever a bad time to invest in residential real estate in San Francisco.
0 votes Share Flag Sat Mar 7, 2015 Home Buying in San Francisco
Ryan Rudnick, Real Estate Pro in 94114
Ryan Rudnick answered:
Are there any condos for sale at Arden? How much psf are they selling for?
While the building is sold out there are definitely other comparable buildings in the area that have available units. Most buildings in the neighborhood sell for $1200+ per foot. Let ... more
0 votes Share Flag Fri Mar 6, 2015 Home Buying in Mission Bay
Carol Lin, Real Estate Pro in Sunnyvale, CA
Carol Lin answered:
Does a buyer have a legal obligation to give their home inspection report to the sellers they are in contrat with?
Hi there, I would check the purchase contract you are using to see if there is a clause in regards to this. I usually let the sellers get a copy as a courtesy since we poked through hi ... more
0 votes Share Flag Sat Feb 28, 2015 Home Buying in 94110
Ryan Rudnick, Real Estate Pro in 94114
Ryan Rudnick answered:
Is it common for homes to close sooner than the agreed-upon date?
If both parties agree on it, I don't see a reason why closing early is an issue. It might not be very common, but it's definitely something I've come across here and there.
1 vote Share Flag Tue Feb 24, 2015 Home Buying in Russian Hill
Ryan Rudnick, Real Estate Pro in 94114
Ryan Rudnick answered:
How to deal with cigarette smoke coming into condo unit?
1. Ask your real estate agent if they were aware, and maybe see if you can get in touch with the seller or HOA for more information.

2. This is a question for a real estate attorne ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in 94114
Ryan Rudnick, Real Estate Pro in 94114
Ryan Rudnick answered:
Redfin v. full-service agents
From what I understand, Redfin and other services like it will help you with the paperwork aspect of a deal, but not the negotiations and might not know the ins and outs of a given mark ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in San Francisco
Michael Szak…, Real Estate Pro in 93003
Michael Szakos answered:
I am purchasing a home with cash and I was asked to provide proof of funds. I am uncomfortable with showing a bank statement. Is there another way?
I agree with the posters below who said to get a letter from the bank on their letterhead stating that there are more than enough cash assets to purchase the home. Include a contact na ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in 94114
Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
Are there any down payment sources besides personal savings and borrowing against 401K?
HI Michaela

you dont have to put 20 % down if you dont have it , please see a link flyer for 10 % down jumbo loan. http://msjmortgage.com/wp-content/uploads/2015/01/Big-Easy.pdf

c ... more
0 votes Share Flag Sat Feb 14, 2015 Home Buying in San Francisco
Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
Does the deadline to remove contingency over the weekend fall on the end of business Mon? 11:59PM Mon.? or to the hour:min the contract was ratified?
Hi EHW

You would have to communicate with your agent regards to ratification but if you do not perform per contract you will receive Notice performed notice from seller agent to your ... more
0 votes Share Flag Sat Feb 14, 2015 Home Buying in San Francisco
Yaw Anku, Other/Just Looking in
Yaw Anku answered:
How can I find FHA approved homes in SF?
For an updated list of FHA approved condos in San Francisco area checkout http://www.homebuyerwise.com/FHA-Approved-Condos/city/San-Francisco-CA_2684 for 24/7 access. Unfortunately the ... more
0 votes Share Flag Fri Feb 13, 2015 Home Buying in San Francisco
Angela Killp…, Other/Just Looking in Rapid City, SD
Angela Killpack answered:
Replacing Old Victorian Bay Windows
Have you gotten a few different estimates for the replacement of the windows? It's possible the price is high because they're using better insulated glass and sealant, but I wouldn't kn ... more
0 votes Share Flag Fri Feb 13, 2015 Home Buying in San Francisco
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