Home Buying in Phoenix : Advice

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Victor Willi…, Renter in Phoenix, AZ
Victor Williams asked:
Is it custom for the selling agent to need approval for a final walk though on a property I have been asking to do the final walk as we are scheduled? to sign documents on Monday and I want this done before I sign as I can not miss work to do both on the same day. And my agent keeps putting me off pending the listing agent to agree to…
0 votes Share Flag Sat Aug 1, 2015 Home Buying in 85042
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
what does your credit score have to be in order to purchase a home for the first time and can you purchase with a low score without money down?
Although you might be able to get a loan with a 580 credit score, wait until your score is about 640 before pulling the trigger. You'll need a 3.5% down payment; the seller can pay your ... more
0 votes Share Flag Thu Jul 30, 2015 Home Buying in Phoenix
Yaw Anku, Other/Just Looking in
Yaw Anku answered:
Looking for FHA lender for 580-600 FICO, 3.5% down in Phoenix area
Here's a list of FHA Approved list of lenders in Phoenix that can help with your search
http://www.homebuyerwise.com/fha-approved-lenders/Phoenix-AZ_1619
You can also try searching on ... more
0 votes Share Flag Mon Jul 20, 2015 Home Buying in Phoenix
Jean Leon Ma…, Real Estate Pro in Camelback East, Phoe...
Jean Leon Magnotto answered:
Short sale , cash offer, proof of funds?
Sounds likely, in my experience. They tend to want current POF to submit for approval. Good luck!
0 votes Share Flag Thu Jul 9, 2015 Home Buying in Phoenix
Rulawson62, Home Buyer in Phoenix, AZ
Rulawson62 answered:
i am currentlt working overseas and trying to buy a home. will it be an issue for me since im overseas?
I walk in Afghanistan and when home entered into a contract to buy house in USA. Meet with mortgage company. I will be able to do VA loan. I'm in a contractor and get to file tax exempt ... more
0 votes Share Flag Tue Jun 30, 2015 Home Buying in Phoenix
Chelsea Elwo…, Real Estate Pro in Phoenix, AZ
Chelsea Elwood answered:
If I offer to pay rent on a house that contract is is pending can I do that
Do you mean to rent it from the owner as a tenant or do you mean that YOU have the house under contract and you want to move in sooner then your closing date?

Chelsea Elwood, Realtor ... more
0 votes Share Flag Fri Jun 26, 2015 Home Buying in Phoenix
Danamvigilane, Home Buyer in Phoenix, AZ
Danamvigilane answered:
Can I put my financed home under LLC or Incorporation?
I was wondering the same thing, as I live in NJ but I am purchasing a second home in Carmel, California. I cashed in stocks last April and I am purchasing the home with cash (no financ ... more
0 votes Share Flag Wed Jun 24, 2015 Home Buying in Phoenix
Joseph Domino, Real Estate Pro in Scottsdale, AZ
Joseph Domino answered:
Looking for a lender who will offer rent to own financing. I have identified a townhome I would like to purchase. I have down payment
Your post is quite confusing. If you have a down payment, why would you be interested in a "rent to own" situation? In fact, if you have down payment money you should apply for a mortga ... more
0 votes Share Flag Thu Jun 18, 2015 Home Buying in Phoenix
Diablokrogh, Home Buyer in Phoenix, AZ
Diablokrogh answered:
Is buying a gorgeous home in Phoenix without a pool a good investment?
The house, NOT THE POOL, is where you need to be focused. The cliche that a pool adds "$5,000" in value is an incorrect statement....in fact, anybody that uses that cliche is probably n ... more
0 votes Share Flag Sat Jun 13, 2015 Home Buying in Phoenix
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
I am in bankruptcy for two years. Is it possible to buy a house now? I am moving to another state and need the tax break.
Hi Barbo1960,

It sounds like you filed a chapter 13 bankruptcy, right? If so you maybe eligible right now as long as you have the trustee's approval and you have made your payments o ... more
0 votes Share Flag Tue Jun 9, 2015 Home Buying in Phoenix
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
What does a realtor focused on investment properties do?
Hi,

Hopefully you value receiving a search of our local MLS as opposed to 3rd party sites (such as Trulia) where listings are often "phantoms." While most listings appear in MLS, so ... more
1 vote Share Flag Thu Jun 4, 2015 Home Buying in 85016
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
Is it legal for a buyer to demand money from seller for roof repairs 2 months after escrow closing?
The buyer should contact the roofing company that made the repairs. Chances are slim that they will get anything out of the seller after closing, but I'm not an attorney.
0 votes Share Flag Wed May 27, 2015 Home Buying in Phoenix
Andy Brown, Real Estate Pro in Carlsbad, CA
Andy Brown answered:
700 credit score, 300k verified income, purchase price of 825k, can I get a jumbo load with 5% down? 10% down?
Yes we have 5% down jumbo financing to $850k loan amount and fantastic rates.
0 votes Share Flag Wed May 13, 2015 Home Buying in 85044
Bryan Hamby, Real Estate Pro in 85260
Bryan Hamby answered:
Can I get approved for a mortgage with 554 credit score and 7K for a down payment?
The higher your credit score, the better the loan programs that will be available to you.
If you need credit repair recommendations, I have two that clients of mine have used in the p ... more
0 votes Share Flag Thu May 7, 2015 Home Buying in 85043
Bryan Hamby, Real Estate Pro in 85260
Bryan Hamby answered:
Hello, trulia experts - I want to be able to cap the number of bedrooms or sf in a search... and be able to search by $/sf ranges. Any way to do that?
If you would like for me to create a search for you so you can see exactly what you would like, please email me with the specifics and I will be more than happy to create the search for ... more
0 votes Share Flag Thu May 7, 2015 Home Buying in Phoenix
Bryan Hamby, Real Estate Pro in 85260
Bryan Hamby answered:
Am retiring to Phoenix area this spring. Interested in Ahwatukee and Tempe. I'd like a Realtor who knows the neighborhoods well. Thanks, Kaye
I live near the South Tempe/Chandler border and have been a top producer for 15 years in the valley.
If you need assistance without pressure and a sales mentality, please feel free to ... more
0 votes Share Flag Thu May 7, 2015 Home Buying in Ahwatukee Foothills
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