Home Buying in Miami : Advice

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Beth Michaels, Home Buyer in Tampa, FL
Beth Michaels answered:
Where can I find a VA Loan approved homes in florida?
VA MORTGAGE ADVANTAGES INCLUDE:

Minimum 550 Credit Score!
Seller Paid Cloing Cost up to 4%
Insured by the Veterans Administration
Seller paid closing cost up to 4% of the sale pri ... more
0 votes Share Flag Yesterday at 8:03am Home Buying in Miami
Junkdjgray, Home Buyer in North Miami, FL
Junkdjgray asked:
2 / 2 in a "decent" area of Miami. We're not familiar. Wife and I are window shopping the Miami area. We're most interested in mostly condos (no diy home or yard maintenance).

We're not having children, but understand that purchasing in…
0 votes Share Flag Wed Aug 26, 2015 Home Buying in Miami
Junkdjgray, Home Buyer in North Miami, FL
Junkdjgray asked:
Are the HOA fees factual in listings? Looking as some of the listings, there will be a $900 Mortgage, but a $1500 HOA. Is that factual?
0 votes Share Flag Wed Aug 26, 2015 Home Buying in Miami
Iryna Lazaus…, Real Estate Pro in Saint Petersburg, FL
Iryna Lazauskas answered:
Please let me know if you have any Russian speaking realtors and respond with the name and phone number.
#Russian speaking real estate agent in Tampa Bay, Florida: St Petersburg/Clearwater beach.

Please call me anytime at 1-727-219-0949 or contact me by email HomesTampaBayFL@gmail.com
0 votes Share Flag Tue Aug 25, 2015 Home Buying in Miami
Pete , Home Buyer in Miami, FL
Pete answered:
Does Chase do FHA pre approval? Confused about how to go about this loan type as I'm interested in low down payment.
Most every lender offers FHA Loans. Check out your local bank, or a site like The Lenders Network.
1 vote Share Flag Tue Aug 25, 2015 Home Buying in Miami
Hannamiaa, Home Buyer in Fremont, CA
Hannamiaa answered:
What is the process for buying a foreclosed home?
I specialize in foreclosed properties in Florida and actually I find the process easier than buying a home from an owner as there is typically less emotion involved and the bank / lende ... more
0 votes Share Flag Sat Aug 22, 2015 Home Buying in Miami
Interealty E…, Home Buyer in Miami Beach, FL
Interealty Exchange answered:
looking for a small family 3 bedroom house to buy near or around North Miami or Miami Shores
Recently, I brought a 2 bedroom, 2 bathroom home in South Miami, which cost me around $364,900. It was not that easy to find from my own but after from one of my friends suggestion, I t ... more
0 votes Share Flag Fri Aug 21, 2015 Home Buying in 33181
Yanoska Diaz, Real Estate Pro in Miami, FL
Yanoska Diaz answered:
We had a contract on a home in Florida. Deal fell through. All parties signed release. Agent STILL has not sent refund after 2 weeks.
Call the agent, call the broker, no results, call your attorney!
0 votes Share Flag Thu Aug 20, 2015 Home Buying in Miami
Yanoska Diaz, Real Estate Pro in Miami, FL
Yanoska Diaz answered:
I am looking to invest 90 -115k in a condo and put it on the market for long term rent. Which one has the highest long term rental demand?
Hello Sandro, $90K - $115K can purchase a 1/1 unit in the Fontainebleau area which is central and always in high demand. I take pride in my extensive knowledge of the area and of course ... more
0 votes Share Flag Thu Aug 20, 2015 Home Buying in Miami
Yanoska Diaz, Real Estate Pro in Miami, FL
Yanoska Diaz answered:
Who pays Stamp Taxes in Miami and Broward?
Typically the Seller pays the documentary stamps but not the title insurance and "other" closing costs, unless otherwise stated and accepted by all parties on the sales contract.
0 votes Share Flag Thu Aug 20, 2015 Home Buying in 33132
Five Stars M…, Real Estate Pro in Jacksonville, FL
Five Stars Mortgage answered:
How/where to apply for a Florida first time homebuyer assistance program? Can I use it with an FHA loan?
Yes, in most cases you can use bond money program together with FHA. Contact us below to learn about all the first time buyer options here in Florida.

http://www.fivestarsmortgage.c ... more
0 votes Share Flag Wed Aug 19, 2015 Home Buying in Miami
George Dudley, Real Estate Pro in Tampa, FL
George Dudley answered:
Pre-Approval Letter, then what?
Monica, hows your home search going? we work with some of the top realtors in the Area that are responsive and care about your business. if you are still having issues with customer ser ... more
0 votes Share Flag Wed Aug 19, 2015 Home Buying in Flagami
Generalemails, Home Buyer in Tampa, FL
Generalemails answered:
I would like to know what to focus on of the state exam..Florida sale associate real estate pre license
I found the best real estate school is: http://www.FloridaRealEstateSchool.com they have real licensed instructors available 24/7 really its amazing. I called them at 2am and they were ... more
0 votes Share Flag Fri Aug 14, 2015 Home Buying in Miami
Sandro Duarte, Home Buyer in Miami Beach, FL
Sandro Duarte answered:
What is the best place to invest for long term rent in Miami?
I am looking to invest 90 -115k in a condo and put it on the market for long term rent. Which one has the highest long term rental demand? (Miami and regions) - cash
0 votes Share Flag Thu Aug 13, 2015 Home Buying in Miami
Yanoska Diaz, Real Estate Pro in Miami, FL
Yanoska Diaz answered:
What impact can a lis pendens have on an auction AFTER foreclosure?
The lis pendens have no impact on an auction after foreclosure. The lis pendens is the foreclosure procedure before the auction. Once sold SOLD.

In US law, a lis pendens is a written ... more
0 votes Share Flag Sat Aug 8, 2015 Home Buying in Miami
Yanoska Diaz, Real Estate Pro in Miami, FL
Yanoska Diaz answered:
A foreclosed home was just purchased at an auction by Nationstar Mortgage. What's the best way to find out what price they will be selling the house?
It is likely the property was assigned to a real estate agent same day or day after the auction. Knowing when a property comes in the market and when the Seller will determine value is ... more
0 votes Share Flag Sat Aug 8, 2015 Home Buying in Miami
Iryna King, Both Buyer and Seller in Ann Arbor, MI
Iryna King answered:
What type of loan is the best to go with, we want to put no money down. We have excellent credit 780. We are relocating to Colorado Springs
Hi Paddy,

I would check whether an RD (Rural Development) loan is an option - 0% down, but the home has to be on the outskirts of town/rural.

I am happy to connect you with a kno ... more
0 votes Share Flag Thu Aug 6, 2015 Home Buying in Flagami
Arlyn Gomez, Home Buyer in Miami, FL
Arlyn Gomez asked:
TAXES! Homestead exemption on exs home still has my name.... Now want to buy my own My ex and I (never legally married, were together 10 years with children) have not lived together since December 2014 (8 months now) I have been renting but I want to buy my own home. My…
0 votes Share Flag Thu Jul 30, 2015 Home Buying in Miami
Matiukas.r, Home Buyer in Miami, FL
Matiukas.r answered:
what is the average electric bill in Miami?
To determine average is more easy as you think:
take each month sum up it and divide by 12..
average threw Miami:
take two, three, four or more houses sum up it and divide..
as mor ... more
0 votes Share Flag Mon Jul 27, 2015 Home Buying in Miami
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