Home Buying in Irvine : Advice

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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Can I get mortgage pre-qualification when I don't have 2 years of W-2 and I just start a new job.?
Hello Chi, it depends on if you have been employed before or if you had training/school before starting work. You either need two year work history with gaps is ok or training/school an ... more
0 votes Share Flag Fri Apr 17, 2015 Home Buying in Irvine
Nicole Fedor…, Real Estate Pro in 92866
Nicole Fedorchek answered:
Why is it so difficult to find an agent who takes your requirement specifically and work one on one ?
Hello!
Please contact me! I am glad to help you, and I always provide personal attention to my clients! I am an award-winning top agent with my company.

I will preview properties ... more
0 votes Share Flag Tue Apr 14, 2015 Home Buying in 92606
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Can I buy a foreclosed house with a VA loan?
Yes - if the home meets the underwriting guidelines of a VA mortgage.
0 votes Share Flag Tue Apr 14, 2015 Home Buying in Irvine
Jamie Tian, Real Estate Pro in Los Angeles, CA
Jamie Tian answered:
I am looking to get into real estate investing. i am looking for properties worth 100k or less. can you help?
Hi,

I would suggest somewhere in the Bakersfield area or Kern County.

Please contact me directly and I can refer you to someone who can help.

Feel free to contact me anytime vi ... more
0 votes Share Flag Wed Apr 1, 2015 Home Buying in Irvine
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Our loan has been approved but we have not yet removed the loan contingency. Do we loose our earnest money if we cancel?
Hello mojdeh.jh, did you close or get it figured out?

You may qualify to buy FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or ... more
0 votes Share Flag Sun Mar 29, 2015 Home Buying in Irvine
Jmr3326, Real Estate Pro in New York
Jmr3326 answered:
can anyone recommend a limited service "Buyer Agent" or "Transaction Broker" flat fee paid to agent ?looking to purchase home in
I used Emmett Dalton at SoCalFlatFee.com and received a huge Commission Credit at close of escrow.. great guy. I believe he can put properties into the MLS at a flat fee as well. good l ... more
0 votes Share Flag Sun Mar 15, 2015 Home Buying in 92618
The Halton G…, Real Estate Pro in Newport Beach, CA
The Halton Group answered:
I've been pre-approved for a FHA loan and am starting my search in the Irvine area. Unfortunately, I don't
Hi there,

Of course there is hope to buy a home! What I would suggest is to look into speaking with an agent. The market is in a great place right now, and you can never ask too many ... more
0 votes Share Flag Wed Mar 4, 2015 Home Buying in 92606
Bill Cook, Real Estate Pro in 90266
Bill Cook answered:
Investing in a property w/ a relative
It depends on the lender will accept you putting the title of the property into a trust. Many lenders nowadays will allow this. As far as protecting it from creditors, I am not fully aw ... more
0 votes Share Flag Thu Feb 26, 2015 Home Buying in 92618
Brad Korb, Real Estate Pro in Burbank, CA
Brad Korb answered:
What is the different between Townhouse, Single family home, condos, and apartments?
Hi Fiona! Great Questions here is a brief explanation of each type of property asked.
townhomes: are mutli level, typically have a parking garage on the bottom floor.
Single Family ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in Irvine
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Refinance Additional Interest
Yes your rate accrues at the end of the month not the first part like you would expect.

So if you close on the 5th, then what you will owe your old lender will be one month (if you ... more
0 votes Share Flag Mon Feb 2, 2015 Home Buying in Irvine
Doug  Willia…, Home Owner in Irvine, CA
Doug Williams answered:
What can you say about the Springs Condos in Streamwood, Irvine, CA. Is it a safe place to live in?
I am familiar with the area and I can say that is a safe area to live in, just like the rest of Irvine for the most part.
In case you may be interested in finding out actual crime rep ... more
0 votes Share Flag Fri Jan 30, 2015 Home Buying in Northwood
Jamie Tian, Real Estate Pro in Los Angeles, CA
Jamie Tian answered:
I am about to make a purchase offer for a listing, however, I found out that there are 2 sex offender livings nearby the property.
Hi Lucy,

This would be a question to ask yourself about whether or not this is something you can live with. If you are not okay with it then you don't have to purchase the home!

B ... more
0 votes Share Flag Wed Jan 28, 2015 Home Buying in 92618
Jamie Tian, Real Estate Pro in Los Angeles, CA
Jamie Tian answered:
Does it matter it is a gas stove or electric stove when buying a home in Irvine, CA? Is gas much cheaper to use?
Hi Lucy,

I think this would be a personal preference, I have had clients who prefer gas and vice versa.

Sounds like you can change to a gas stove if your home has gas for everythi ... more
0 votes Share Flag Wed Jan 28, 2015 Home Buying in 92618
Latinavelez, Home Buyer in New York, NY
Latinavelez answered:
What are foreclosure houses and who can buy them?
How can you buy a foerclosure home?
0 votes Share Flag Sat Jan 10, 2015 Home Buying in Irvine
ExeRealEstate, Real Estate Pro in Newport Beach, CA
ExeRealEstate answered:
HI, I plan to buy a house around March this year. When should be a good time for me to look for houses. I want a 2 bed bath home below 500000
I would love to help you! Here is some information about me taken from my website http://www.MyRealEstateExecutive.com

Brittany Leighton, Real Estate Professional

Experienced Sout ... more
0 votes Share Flag Mon Dec 29, 2014 Home Buying in Irvine
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
investment property in Orange County, CA
Unfortunately the tougher the city is, the more the cash flow is general rule. Newport Beach has almost no cash flow.

You almost always do better buying a fourplex.

Give me a call ... more
0 votes Share Flag Mon Dec 29, 2014 Home Buying in Irvine
Paul Youssef, Real Estate Pro in Costa Mesa, CA
Paul Youssef answered:
I'm moving to Irvine, CA from Singapore. Are foreigners eligible to purchase properties?
Yes. But there are rules that may restrict you from obtaining financing as well as rules on tax withholding.

I specialize in seller financing. I can help you get financed with 10 ... more
0 votes Share Flag Sat Nov 15, 2014 Home Buying in Irvine
Paul Youssef, Real Estate Pro in Costa Mesa, CA
Paul Youssef answered:
Anyone have stated income loans under 5.5% interest rate?NonJumbo loans with 30% down or more?
If you have trouble getting financed let me know. I can help you or your client find a seller financed home at 5.5% or better with about 15% down payment. Check my website.
0 votes Share Flag Sat Nov 15, 2014 Home Buying in Irvine
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
What are 80/10/10 requirements for Best mortgage rates?
Lenders that did 2nds all got wiped out during the crash. So while you can still do it it is not easy to find a 2nd.
While you avoid the PMI the rate goes up on the first, the terms on ... more
0 votes Share Flag Thu Sep 25, 2014 Home Buying in Irvine
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
I hear that real estate agents will have properties for sale not listed on MLS. Why is this done, and how do I find out about them?
I have them. Two SFHs located in Dunedin FL and one in Clearwater.

Most of the real estate I help sell is via the invisible market.
Keep asking agents if they have 'First Look' opti ... more
0 votes Share Flag Wed Sep 24, 2014 Home Buying in Irvine
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