Standing on the steps of a courthouse bidding on a foreclosure is for professionals, who are willing and can afford to take a lot of risk to try and find a bargain. Many foreclosures come with liens and lawsuits and unless you know what you're doing, you may buy more than you wish you had. I suggest that you find an agent to help you search for the many good deals around that will give you contingencies to inpsect and view the home before purchasing.... more
The criteria used by lenders can only be determined by your lender. One would think that since this is a detached proposed structure that it shouldn't present a major problem.
Removing the cinder blocks and calling it a basketball court or patio could also resolve the issue.
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How close is the appraisal to the contract price? Have you made the builder awre of this issue? There are several possible considerations: having the property re-appraised and hope it show the initial appraisal is questionable or simply come up with the cash to make up the difference. One would hope your builder could also contribute to the solution of this problem by making adjustments as well.
Under these circumstances, I would recommend checking your agreement relative to the property not appraising to make sure you have an avenue to disolve your committment without penalty, should it come to this.
I would be more then happy to help you. I can send you some worksheets that will help you decide.
Our cut-off is 580 for your middle score. Now that you have a copy of your credit report in front of you see take a few minutes to see what is pulling down your scores. High balances on credit cards, especially if the balance goes over the credit limit, will drastically lower your score. Obviously late payments, charge-offs etc will lower your scores as well.... more
43 Navy Street is currently in escrow already, are you interested in purchasing in the Venice or surrounding communities?
Feel free to send me an email to JamieTian@RodeoRE.com or give me a call at (310) 717-1321 and let me know more about your search criteria and price range, and I would be happy to send you a list of properties that are currently on the market.
BRE #01920120... more
Because as a buyer... its free... Not only that.... but there is so much to know from how to get showings, negotiating, finding the best inspectors, etc.... I guess the question would be, what do you have to lose?
Many people don't realize exactly what they are getting and it costs the buyer nothing...
Just because there is a lot of information on the internet,,, there is a lot lot of mis- information as well..
do you really want to take that chance with such a large investment?
Best of luck to you, I wish you only the best!... more
I am sorry to hear this! The best thing to do is to continue calling them, and your lender, until you get the answers you are seeking!
Nicole Fedorchek, Realtor
when I represent a buyer in a commercial purchase, I submit a letter of intent to the seller which will include my commission rate. It's part of the deal. Each realtor operates in different fashions and if you are not comfortable with how your Realtor is moving forward with the transaction and the realtor is not willing to change thEir method, you have an option to change Realtors.... more
Melissa, unfortunately I can't see which property you're inquiring about. Would you mind sharing the property address? Better yet, you're welcome to email me: email@example.com. I'll answer your questions promptly. Thank you!... more
I see two units currently for sale in this building. Both have two bedrooms and two baths.
Unit 1405 is on the market for $207,000 and unit 1605 is currently for sale for $229,900.
Are you hoping to find a one or two bedroom unit?
If I can assist you, please send me email at firstname.lastname@example.org... more
That depends on what type of Home Loan you're applying for. If you plan on using a VA Eligibility Certificate then you can buy with $0 down payment otherwise it could range from 3-10% of the sales price. When you go to a lender to get prequalified discuss your options with them. Also, depending on your income status there are some Grant Programs possibly available to you. Your lender is the expert when it comes to showing you what amount of money is required to purchase a home.
Thanks for the question and have a great day.
Somers & Associates, REALTORS
There's so much to consider in your post. But I will be brief:
1. Beware when considering to buy a foreclosed home.
2. "Adding" to your loan is not something you will be able to do - however there are loans that will enable you to take out a loan above and beyond the purchase price - but there are certain stipulations to loans like this.
Read the web reference - I just wrote the article today.... more
If you have not already done so, begin your search by finding a great agent to help you. You can work with a full commission agent or a discount agent, like me, and get a sizeable, tax free rebate to use in closing costs or moving and repair charges for your home. So start first with an agent. Second, get a loan preapproval from a major bank as this will help demonstrate to the seller that you can and will purchase the home once in contract.
As for housing availability, we have had and continue to have housing shortages in almost all cities, so buyers are still fiercely competing for homes. The competition may have lessened, but the pricing continues to be more than the listing price in some of the more desired school districts and neighborhoods. If your search has been only in Palo Alto and Mountain View, in your price range, I would also consider Sunnyvale, parts of West San Jose and Cupertino as areas that fit your stated housing needs.
Why not give me a call in the morning and we can look at homes that might serve well as your next address!
Allison James Estates
Tel 408-426-1616... more