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NACA Online…, Other/Just Looking in Charlotte, NC
NACA Online Operations answered:
I really want a home but my credit score is 560.
NACA will be happy to work with you. NACA does not use your credit score in any manner, though we do work with you on resolving any charge-offs or collections that have happened in the ... more
0 votes Share Flag A few hours ago Credit Score in 75034
Ava Buttler, Home Buyer in Southampton, NY
Ava Buttler answered:
I have a 650 credit score, but have a foreclosure from a timeshare that was purchased in 2007 and foreclosed on in 2011. Can I get a loan?
To avoid being taken to collections and damaging your credit score, it is important that you cancel your timeshare contract before you stop to make payments: http://www.timesharescam.co ... more
0 votes Share Flag Yesterday at 12:02pm Credit Score in 19054
Linh Tran, Real Estate Pro in Sugar Land, TX
Linh Tran answered:
Need to rent a house in Houston, We have bad credit at 500 and bad rental history, do we have an impossible situation?
Darby,

You could look into corporations that rent out homes, they may need you to place a higher deposit. I do know that apartment complexes are a bit more lenient, they will reques ... more
0 votes Share Flag Thu Apr 16, 2015 Credit Score in Houston
Budd Morris, Real Estate Pro in 33703
Budd Morris answered:
Can I get a VA loan with just over 600 Credit score and one 30 day late payment in the last three months?
Please contact me. I have a wonderful Mortgage professional that can answer all your questions.
0 votes Share Flag Thu Apr 16, 2015 Credit Score in 33709
Melissa Dana, Real Estate Pro in Oklahoma City, OK
Melissa Dana answered:
How fast can we get a correction to the credit report?
Check with your lender, they know the process and if they really want your business they would be willing to help get that escalated.

If you don't have a lender, give Eric Zanotelli ... more
0 votes Share Flag Thu Apr 16, 2015 Credit Score in Oklahoma City
drukpenusaba…, Home Owner in Tampa, FL
drukpenusabara answered:
My loan was denied by the loan officer based on my credit (570's - didn't expect it to be this low) but I have high income and little
Dear loan seekers, we are legit company that can offer personal and individual loans contact via: michaelloanheritage@outlook.com
0 votes Share Flag Tue Apr 14, 2015 Credit Score in Clearwater
Vladimir Bar…, Real Estate Pro in 10306
Vladimir Barman answered:
Can a business loan affect a personal home mortgage decision ? I'm currently in the process of obtaining a personal Home mortgage in the
It all depends on the business loan...if you will be personally liable for repayment of the loan...than it might affect the decision on your home mortgage since monthly debt to income r ... more
0 votes Share Flag Tue Apr 14, 2015 Credit Score in 10309
Larry Tollen, Real Estate Pro in Durham, NC
Larry Tollen answered:
How can I obtain a mortgage if I already own a home? Are bigger or smaller banks better?
If the mortgage is in your name then in order to qualify you're going to have to have an income that supports both mortgages. Your credit score isn't really the issue here.

The big b ... more
0 votes Share Flag Tue Apr 14, 2015 Credit Score in Delaware
Michelle Har…, Real Estate Pro in Tampa, FL
Michelle Harris answered:
Bad credit home loans with a decent down payment, hard to get?
http://www.bad-credit-mortgage-lenders.com/
FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
Purchase a Florida home 12 months after a chapter 13 Bankruptcy
Purchase a F ... more
0 votes Share Flag Tue Apr 14, 2015 Credit Score in Portland
Bill Burress, Real Estate Pro in 45069
Bill Burress answered:
I wasn't prequalified, because my credit score is too low,(don't have enough established credit). What's the best way to bring it up?
Seek the advice of a credit repair specialist. Do not go it alone. The algorithms used by the credit agencies are too complex and forever moving. Loan officers don't always have the ... more
0 votes Share Flag Sun Apr 12, 2015 Credit Score in 11236
Will Johnson, Real Estate Pro in 37075
Will Johnson answered:
Is there any website where I can review my own rental history? I was able to find all sorts of credit check website, but nothing pertaining to rental.
The previous commenters provided some great options for you! Your rental history is much harder to find online compared to your credit score, as it requires a lot more work on the part ... more
0 votes Share Flag Sat Apr 11, 2015 Credit Score in Nashville
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
what credit scores would a person needs to buy a house in coconut creek , Florida?
Hi Schatzmac,

It depends on the lender & the loan program.

For example: I can FHA & VA loans down to a 580 credit score but on a conventional loan I need a 620.

Take a look at ... more
0 votes Share Flag Fri Apr 10, 2015 Credit Score in Coconut Creek
Michelle Har…, Real Estate Pro in Tampa, FL
Michelle Harris answered:
Is it possible to get a non-FHA loan with a poor credit score (600) ?
http://www.florida-mortgage-lenders.com/fha-mortgage.html

Florida Mortgage lenders .com provide Florida first time home buyers and current Florida home owners the ability FHA mortga ... more
0 votes Share Flag Thu Apr 9, 2015 Credit Score in 32708
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
We have good credit and are in good standing with our current mortgage. Can we short sale and not miss a payment and purchase another home?
Hello designaw, only if you are in a relocation such as job relocation. You may also qualify ONE DAY after a short sale with 20% down and minimum 620 fico score.

It only takes a few ... more
0 votes Share Flag Wed Apr 8, 2015 Credit Score in 92371
credithome, Home Buyer in Farmington, AR
credithome asked:
Hello Apply for a quick and convenient loan to pay off bills and to start a new financing your projects at a cheapest interest rate of 3%. Do? contact Hello

Apply for a quick and convenient loan to pay off bills and to start a new financing your projects at a cheapest interest rate of 3%. Do contact us today via: credithome@blumail.org…
0 votes Share Flag Tue Apr 7, 2015 Credit Score in Atlanta
Pacita C Dim…, Real Estate Pro in Alameda, CA
Pacita C Dimacali answered:
What are some short term things I can do to quickly improve my credit score? (And conversely, what are things I should avoid doing?)
MyFico has a great site that addresses the question of how to improve your credit score. http://www.myfico.com/crediteducation/improveyourscore.aspx

The quick and easy things to do?
... more
0 votes Share Flag Mon Apr 6, 2015 Credit Score in Farrelly Pond District
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