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1,562
Randy Tanner…, Real Estate Pro in Wellington, FL
Randy Tanner & Lindsey Racher answered:
I am looking to rent a home. I have a great rental history and a great employment history. I have poor credit mostly due to a failed marriage.
Find out if there is a minimum credit score needed for approval before you fill out the application. This way, you will know if your credit score will be enough.
0 votes Share Flag Earlier today Credit Score in 99216
Adam Lesner, Real Estate Pro in 48114
Adam Lesner answered:
My credit score is 505. Is there any way for me to get a mortgage loan?
Hi Gena,

With a Portfolio Loan that I am able to offer, there is no minimum credit score.

The REAL question is: Why is the credit score low?

If there are outstanding collectio ... more
0 votes Share Flag Earlier today Credit Score in Michigan
Kim Afa, Renter in Augusta, MO
Kim Afa asked:
How to rent a home with bad credit?
0 votes Share Flag Yesterday at 11:12pm Credit Score in 63368
Budd Morris, Real Estate Pro in 33703
Budd Morris answered:
Can I get a VA loan with just over 600 Credit score and one 30 day late payment in the last three months?
Please contact me, I have a lender that can help
0 votes Share Flag Sat May 23, 2015 Credit Score in 33709
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
What's the lowest credit score for FHA loan
Tony is right, you're best bet is to wait to get your score up over a 600 then apply. If you simply cannot wait or do not know what your score is just go to The Lenders Network. They ha ... more
0 votes Share Flag Fri May 22, 2015 Credit Score
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
Is it possible to get a non-FHA loan with a poor credit score (600) ?
FHA is going to be the easiest loan to qualify for credit wise. I know companies like The Lenders Network is partnered with lenders that can help you with a 600 score but most likely it ... more
1 vote Share Flag Fri May 22, 2015 Credit Score in 32708
Wilimagima, Home Buyer in Fort Worth, TX
Wilimagima answered:
602 credit score wanting FHA loan need advice fast!
FHA loans are government-insured loans that could be a good fit for homebuyers with limited income and funds for a down payment. Bank of America, an FHA-approved lender, offers these lo ... more
1 vote Share Flag Thu May 21, 2015 Credit Score in Indianapolis
valmono, Home Buyer in Las Vegas, NV
valmono answered:
I am married and my husband and i both have bad credit scores, his is mid 500s and mine is 620. Can i get a FHA loan if my mom cosigns with 715 score?
For your low fico score home loan programs, email me on ms.cwoods61@gmail.com
0 votes Share Flag Wed May 20, 2015 Credit Score in 77077
Stephanie Ad…, Real Estate Pro in Tampa, FL
Stephanie Adams answered:
I need some help any one please. My credit score is real bad due to financial hardship.
Good Afternoon
I would be more than hapy to help you figure out what step you need to take to obtain financing. We have done loans with credit scores in the 500's. Becoming qualified t ... more
0 votes Share Flag Wed May 20, 2015 Credit Score in 32837
Jessica Bate…, Real Estate Pro in Los Angeles, CA
Jessica Bateman answered:
FHA loan question - I am trying to find out what the real minimum credit score you need for a FHA home loan.
The minimum credit score for FHA loans is a 580. Have you tried The Lenders Network? They work with several lenders that can work with low credit scores. Good luck!
1 vote Share Flag Wed May 20, 2015 Credit Score
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
What about owner carry? Still trying to raise my credit score
Maybe,
Keep working on your scores. Most owners can't consider this as they owe money on their homes and need the proceeds to put down on their next home. The few you may find will ... more
0 votes Share Flag Tue May 19, 2015 Credit Score
Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut PA answered:
what credit scores would a person needs to buy a house in coconut creek , Florida?
With a 640-->>There is a program that I use that provides 10,000 towards your down payment and closing costs. It is a zero interest and zero payment loan that is only due when/if you se ... more
0 votes Share Flag Mon May 18, 2015 Credit Score in Coconut Creek
Todd Lee, Real Estate Pro in Charlotte, NC
Todd Lee answered:
Credit scores around 600, married couple with a combined income of 60,000.
We work with lenders that have programs for credit scores below 600. Good lenders will also give helpful advice for rebuilding and/or building your credit.
0 votes Share Flag Mon May 18, 2015 Credit Score in Charlotte
Parker Compa…, Real Estate Pro in 77539
Parker Company Real Estate answered:
We are a couple in our early 60's who founded and pastored a church for 17 years. We resigned in November , 2014. We sold our home of 21 years.
Landlords will have variable credit requirements. Some may want you to pay an increased security deposit. I recommend you speak with an agent who has experience with single-family renta ... more
0 votes Share Flag Mon May 18, 2015 Credit Score in Houston
Deron Brodbe…, Real Estate Pro in 27587
Deron Brodbeck answered:
Can your credit be hurt if you shop for 3 or 4 mortgage companies?
Andrew, I just got on here as a preferred agent to field questions. As agents, we should always recommend you seek mortgage advice from a mortgage pro; if you still need help, let m ... more
0 votes Share Flag Mon May 18, 2015 Credit Score in 27587
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
Score 1 point to low to qualify?
Robert,
FHA has one set of minimum guidelines and the banks and institutions how offer FHA loans have their own overlays to ensure they originate loans that will hold up. There are s ... more
0 votes Share Flag Thu May 14, 2015 Credit Score in Michigan
Brandon T. D…, Real Estate Pro in 92373
Brandon T. Dotson answered:
I have credit monitoring on all 3 bureaus through Transunion. They all show my score at 570-580. Are these typcially accurate?
Usually they are pretty close, usually no more than 20 to 30 points off. I recommend to claim your free credit report at www.annualcreditreport.com and this way you can view your report ... more
0 votes Share Flag Thu May 14, 2015 Credit Score in Moreno Valley
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